Compare prepaid Euros cards

Off to Europe on holiday? With MoneySuperMarket's selection of euro prepaid cards, you can avoid carrying around lots of cash in your wallet and side-step expensive charges while you're abroad.

Prepaid cards for Euros - Ordered by biggest saving to customers based on current exchange rate with a €1000 load making 10 purchases of €50 and five ATM transactions at €100 each.

  1. Exclusive

    As a MoneySuperMarket customer, get a free 7-day swap when you join and an extra £50 free travel money when you load £800 or more. This offer is only available through T&Cs apply.

    Great for
    Perfect mid-market rates (0% fee) on first seven day swap for Moneysupermarket customers
    No ATM fees for withdrawals over €200
    £50 travel money free on first load of £800 or more
    But be aware that
    You must be a UK resident aged 18 or over
    After first 0% fee seven day swap, commission of up to 2% charged, depending on how quickly you ask WeSwap to complete your currency swap
  2. Exclusive

    As a new MoneySuperMarket customer, receive £12 when you load £500 or more. This offer is only available through T&Cs apply.

    Great for
    Free card (normally £9.95) when you load more than £50 onto the card
    But be aware that
    There is a fee of 1.75% when card is used out of the Eurozone
  3. Great for
    Lock in exchange rates in advance for up to 10 currencies, the rate shown above is GBP-EURO
    No international ATM fees
    Contactless payments
    But be aware that
    Usage in a country in a different currency to what is loaded on the card results in a 5.75% foreign exchange conversion fee
    Although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Check the ATM before using
    There is a monthly inactivity fee of £2 per month, should the card become dormant for 12 months
  4. Great for
    Free to top-up via debit card
    FREE card when you load over £100. T&Cs apply
    But be aware that
    There is a fee of 3.5% when card is used out of the Eurozone
  5. Great for
    Load up to 10 currencies (GBP, EUR, USD, AUD, CAD, NZD, ZAR, TRY, CHF and AED) and hold more than one currency at any time
    FREE to purchase, load and reload
    Use your card globally and manage your wallets online 24/7
    But be aware that
    £3 per month fee if not used for 12 consecutive months
    £10 fee for lost, stolen or damaged card replacement
  6. Cashback

    1.5% Cashback on qualifying purchases

    Great for
    Free to buy, and no purchase or withdrawal fees
    1.5% cashback on all purchases above €50
    Free back-up card for emergency use and will buy back currency at same rate
    But be aware that
    Minimum load of £50 on ICE Euro
    Maximum ATM withdrawal of €2,500 per day
  7. Great for
    Card fee of £9.95 refunded to customers who load more than £100
    FREE card load online by debit card or bank transfer
    Overseas ATM fee refunded on withdrawals of €50 or more
    But be aware that
    There is a maximum load amount and card balance of €6,250
  8. Great for
    £10 worth of currency credited to your card upon opening
    Free SMS balance checker
    No fees for overseas purchases
    But be aware that
    Card fee applies (equivalent of £9.95 after £10 cashback)
    3% charge to load Euro card at PayPoint

Prepaid cards are not eligible for protection under the Financial Services Compensation Scheme

Euro prepaid cards

With a euro prepaid card, you load it up with euros before you go on holiday and then use it in the same way as a debit or credit card. However, the advantage of a euro prepaid card is that you will avoid the expensive fees debit and credit cards usually charge for overseas use.  

You can top up the card whenever you want to and, if you lose it, you can cancel the card with ease and prevent anyone else from spending your money.  

Cheaper charges

Euro prepaid cards are usually cheaper to use overseas than a standard debit or credit card. This is because debit or credit cards often charge a foreign exchange fee of around 2.75% to 2.99% when you spend on them abroad – so if you spent £200, this would cost you about £6. 

You'll also often be charged for withdrawing cash on your card – you'll typically be hit with a cash transaction charge of between 2% to 3% and if you're using your credit card, you'll be charged interest on top from the day you make your withdrawal. 

However, some euro prepaid cards allow you to avoid these fees altogether, while others will charge much less. Read the small print carefully to ensure you know whether your card charges or not.

Additional fees to watch out for with a euro prepaid card include those for topping up your card with funds, an 'inactivity' fee if you don't use your card for 12 months, an application fee and a replacement card fee. You can also be charged for using your card to pay for items in a different currency to euros.  

Useful for budgeting

If you take a debit or credit card on holiday, there’s always the temptation to spend that little bit more than you’d originally planned. But with a prepaid card, you can only spend what you’ve put on it, making it a useful tool for ensuring you stick to your budget. 

Take advantage of currency movements

If you are planning on taking a euro prepaid card with you on your holiday, keep an eye on exchange rates and try to load money onto your card when the exchange rate is favourable. 

Bear in mind however, that if you load up the card with cash a long time before you go away and the pound subsequently strengthens, you won’t be able to benefit. But on the flip side, if the pound weakens, you will be in a stronger position, as your euros will be worth more.

Peace of mind

If you carry around wads of euros with you on holiday and your wallet gets stolen, your cash will be lost forever. But if your euro prepaid card is stolen, most card providers will send you an emergency card or cash replacement. 

Prepaid cards have the added advantage that they aren’t linked to any of your other financial accounts, such as your current account, so a thief can only spend what is on the card and not go into your overdraft.

Compare your options

You can compare a wide range of euro prepaid cards with MoneySuperMarket. Be sure to read the terms and conditions carefully and select the card that suits your needs best. 


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