Find out more about Lloyds Bank
Lloyds Bank offers mortgages for first-time buyers, remortgagers, home movers and buy-to-let borrowers.
Your home may be repossessed if you do not keep up repayments on your mortgage
About Lloyds Bank mortgages
Lloyds Bank offers existing and new customers mortgage deals on their first home, their new home, their current home and additional properties (buy-to-let).
Lloyds Bank also offers current accounts, credit cards, savings accounts and more.
Existing Club Lloyds current account holders can receive exclusive discounts on their mortgage interest rate.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Lloyds Bank mortgage options
Lloyds Bank offers mortgages to new and existing customers.
Lloyds Bank mortgages for first-time buyers: Lloyds Bank offers mortgages for first-time buyers who’ve saved up a deposit of at least 5% of the property value. Lloyds Bank also supports the government’s Help to Buy equity loan and ISA schemes.
Lloyds Bank mortgages for home movers: existing Lloyds Bank mortgage customers may be able to transfer (port) their current mortgage deal to their new home. New and existing customers can find a mortgage deal for their next home with Lloyds Bank.
Remortgaging with Lloyds Bank: existing Lloyds Bank mortgage customers can look to borrow more on their current deal, or switch deals and borrow more (where possible). New and existing customers can switch to a new mortgage deal once their current deal has finished.
Lloyds Bank mortgages for buy-to-let borrowers: Lloyds Bank offers mortgages for buy-to-let borrowers – terms and conditions will apply.
Lloyds Bank mortgage in principle
Applying for a mortgage agreement in principle (AIP) with Lloyds Bank should take around 15 minutes to complete and gives you an instant decision of how much you could borrow.
You’ll need to provide information on your income and outgoings and the addresses you’ve lived at over the past three years.
Applying for a mortgage in principle won’t affect your credit score.
How do you apply for a Lloyds Bank mortgage?
Once you have a mortgage agreement in principle from Lloyds Bank you can then apply for a mortgage.
You can apply for a Lloyds Bank mortgage in branch, over the phone, online or via a video appointment.
You can speak with a mortgage adviser over the phone, or by booking an appointment with a mortgage adviser in branch.
Lloyds Bank mortgages contact details
You can contact Lloyds Bank mortgages by:
Phone: You can call Lloyds Bank on 0800 783 3534 – lines are open from 8am-8pm Monday to Friday and 9am-4pm on Saturdays.
Lloyds Bank plc’s registered office address:25 Gresham Street, London EC2V 7HN
Compare mortgage deals with MoneySuperMarket
You can also use MoneySuperMarket to find and compare mortgage deals by type of mortgage, initial monthly cost (for the mortgage deal), initial interest rate for the deal, the maximum loan-to-value each provider offers and whether there are any mortgage fees.
