151% of consumers could save up to £114.16 a year on buildings and contents insurance. Consumer Intelligence, October 2021.
Useful if you have an emergency such as your boiler breaking down. It shouldn’t generally affect any no claims discount you have built up.
Handy if you're in a legal dispute, for example with your neighbours. It usually offers access to a legal helpline and covers everyone who lives in the property.
As many over 70s enjoy spending their time travelling, and most standard home insurance policies only cover you to be away from home for up to say 30 days.
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To calculate how much cover you need from your home insurance policy, you’ll need to account for:
If you live in and own your house home, you will generally need two types of home insurance:
Buildings insurance – which offers financial protection if there is damage to the structure of your home, usually including the fixtures and fittings
Contents insurance – which is designed to pay out if your belongings are lost or damaged while inside your home
You can buy these separately or via a combined home insurance policy, which is often the cheapest option if you need both types of cover because insurers tend to offer discounts on their combined policies.
If you live in a flatlive in a rental property – for example in a retirement village – you may only need to take out contents insurance. This is because because buildings insurance cover is already provided by your landlord or included in the annual service charges.
Buildings insurance for your retirement home will usually be organised by the owner or organisation of it. You might want to consider contents insurance though, to protect your belongings.
Yes, it usually can, provided your mobility scooter or electric wheelchair isn’t licensed for road use. Some policies will even cover things like stairlifts, hoists ramps and other mobility aids you have in your home - but check the cover to make sure.
If you use your mobility scooter at home, it’ll be covered under contents insurance. Using it outside your home means you’ll have to check it’s included under the policy’s personal possessions cover.
The key to getting the best deal on home insurance for seniors is to shop around for the level of cover you need at the lowest price. MoneySuperMarket makes it easy by showing you a list of policies that meet your needs, whether you are looking for buildings insurance, contents cover or combined home insurance.
Just tell us a bit about you and your home, as well as any extras such as home emergency cover that you need, and we will scour the market for the best deals for you. Then all you have to do is click through to your chosen provider to confirm your purchase and get insured.
A helping hand to find the right home insurance deal for your needs
Here’s what contents insurance covers and how you can get it for less
Protect your home and make sure you’re getting the best price
How to protect your belongings when you live in rented accommodation
Get affordable cover for your home-from-home
Protect your valuable gadgets with this specialist cover
Find out how to make a claim on your home insurance
Our guide to insuring an unoccupied property
Protect your household appliances for longer with an extended warranty
Get specialist cover if your home is in a flood-risk area
How to spot subsidence in your home and protect against it
Will your property be empty in the short term? Here’s how to protect it
Protect yourself against life’s little mishaps around the home
Get specialist cover and peace of mind for your most prized possessions
Protect all your valuables in your student house, flat or halls
Limited-time home insurance cover for your property and possessions
Get specialist cover if your home is a listed building
Specialist home insurance cover for your new build home
Tips to make your garden more secure
Do you live in a burglary hotspot? How does your postcode compare to others? Our calculator has the answers
Find out how the age of your property can affect the price you pay for home insurance
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You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.
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You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.
We aim to show you home insurance quotes from as many insurance companies as possible, so that you can find the right policy for you.
Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites.
We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you.
You can find out more about how we work here.