Home emergency cover

Get all-in-one electrical, plumbing and heating breakdown cover

Every home is heavily dependent on basics such as electricity, plumbing and heating.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help.

24|7 HOME RESCUE

Boiler & Central Heating Cover Standard

Per month

Exclusive

EXCLUSIVE OFFER TO MSM: FREE HOME EMERGENCIES COVER + SAVE FURTHER £11.52 ON ANNUAL PAYMENT

24|7 HOME RESCUE

24|7 Complete Cover

Per month

Exclusive

EXCLUSIVE OFFER TO MSM: SAVE FURTHER £12 ON ANNUAL PAYMENT, 0% APR & NO HIDDEN FEES

24|7 HOME RESCUE

24|7 Complete Cover Standard

Per month

Per month

BRITISH GAS

Homecare Three

Per month

Special Offer

One Month Free on HomeCare Three when you buy online[1]

24|7 HOME RESCUE

24|7 Complete Cover Standard with Free Service

Per month

Exclusive

EXCLUSIVE OFFER TO MSM: SAVE FURTHER £20.39 ON ANNUAL PAYMENT, 0% APR & NO HIDDEN FEES

BRITISH GAS

Homecare Four

Per month

Special Offer

One Month Free on HomeCare Four when you buy online[1]

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that you application for each card would be successful.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

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The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

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If you see a high score, you can be fairly confident. The scores aren't a guarantee as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional fraud checks by the provider.

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In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer's acceptance criteria or we have not been able to march your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

How our site works

So what if something goes wrong and there is a problem such as no lights, no hot water, or no warmth from the radiators? The alternative to frantic phone calls and heavy unwanted expenditure is a breakdown contract that provides for repairs or replacements to get things back to normal.

Boiler heating, plumbing and electrical

Not knowing who to turn to if you have a problem with your heating, hot water or electrics can be hugely stressful.

Cover is available which protects all these things, so that if your drains get blocked or your fuse box develops a fault, an engineer or electrician will come and help.

Comprehensive plans include repairs to wall and bulb sockets, light switches, fixtures and security lighting, as well as repairs to fuse boxes, circuit breakers and transformers, leaking overflow pipes and burst pipes due to cold weather.

Emergency helpline

Most policies come with a 24/7 emergency helpline so that you can find someone to fix your problem at any time of the day or night. All engineers are fully qualified and Gas Safe registered, so you’ll always be dealing with professionals.

There’s usually only one number to call whatever the difficulty, making life much simpler if you need urgent repairs. 

Many policies allow unlimited call outs, although there may be a fixed charge every time somebody comes to make repairs, so it’s worth reading the small print carefully before buying. Some plans pledge that there won’t be any price increases no matter how many times your systems needs to be repaired.

Guaranteed repairs

Check whether repairs are guaranteed – some policies guarantee all parts and labour on repairs for 12 months from the date of the repair.

Plans sometimes include an annual boiler service as well, so that you can be certain your boiler is always running as efficiently as possible.

If you’re boiler is less than 7 years old and can’t be fixed, your policy may entitle you to a replacement boiler, either free or at a discount.

Bear in mind that some policies only include an annual boiler service for free in the first year only, and when you renew your policy after 12 months you will be charged for any subsequent services.

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