Home emergency cover

Get all-in-one electrical, plumbing and heating breakdown cover

Every home is heavily dependent on basics such as electricity, plumbing and heating.

MoneySuperMarket doesn't offer a comparison service for this type of product but we have compiled a list below of insurers who can help.

PLUS HEAT PLUS HEAT

Boiler, Heating, Plumbing, Electrics and Drainage Cover

Per month

24|7 HOME RESCUE 24|7 HOME RESCUE

Boiler/Heating/Internal Plumbing/Electrics - 30 Day Rolling Contract

Per month

24|7 HOME RESCUE 24|7 HOME RESCUE

Boiler & Service with Full Home Emergency - 30 Day Rolling Contract

Per month

24|7 HOME RESCUE 24|7 HOME RESCUE

Boiler & Service with Home Emergency - 30 Day Rolling Contract

Per month

EDF ENERGY EDF ENERGY

Total Protect (with annual boiler service)

Per month

15% off Total Protect insurance when you buy before 31 January 2020*

24|7 HOME RESCUE 24|7 HOME RESCUE

Boiler / Heating / Drainage / Electrics - 30 Day Rolling Contract

Per month

EDF ENERGY EDF ENERGY

Total Protect (with annual boiler service)

Per month

15% off Total Protect insurance when you buy before 31 January 2020*

24|7 HOME RESCUE 24|7 HOME RESCUE

Boiler/Heating/Plumbing/Drainage/Electrics - 30 Day Rolling Contract

Per month

PLUS HEAT PLUS HEAT

Boiler, Heating, Plumbing, Elec & Drainage Cover inc. Boiler Service

Per month

YOUR REPAIR YOUR REPAIR

Heating & Home Plan 3 (£60 Excess) – Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 29TH FEBRUARY 2020

HOMESERVE HOMESERVE

Plumbing, Heating & Electrics with Annual Boiler Service

Per month

1 month free (included in price). The cost of 11 months of cover will be paid over 12 payments. New customer offer. Homeowners Only. Offer ends 2nd March 2020

EDF ENERGY EDF ENERGY

Total Protect (with annual boiler service)

Per month

15% off Total Protect insurance when you buy before 31 January 2020*

PLUS HEAT PLUS HEAT

Boiler, Heating, Plumbing, Electrics and Drainage Cover (No Excess)

Per month

HOMESERVE HOMESERVE

Homeserve Cover 8 with Annual Boiler Service

Per month

1 month free (included in price). The cost of 11 months of cover will be paid over 12 payments. New customer offer. Homeowners Only. Offer ends 2nd March 2020

YOUR REPAIR YOUR REPAIR

Advanced Home Plan 4 (£60 Excess) – Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 29TH FEBRUARY 2020

Per month

When you buy British Gas HomeCare Four by the 24th February 2020 you’ll get a Gift Card worth £75 which can be used at 130 retailers [1]

YOUR REPAIR YOUR REPAIR

Heating & Home Plan 3 (No Excess) – Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 29TH FEBRUARY 2020

PLUS HEAT PLUS HEAT

Boiler,Heating,Plumbing,Electrics&DrainageCover inc Service(0 Excess)

Per month

YOUR REPAIR YOUR REPAIR

Complete Home Plan 5 (No Excess) – Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 29TH FEBRUARY 2020

YOUR REPAIR YOUR REPAIR

Advanced Home Plan 4 (No Excess) – Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 29TH FEBRUARY 2020

HOMESERVE HOMESERVE

Plumbing, Heating & Electrics with Annual Boiler Service

Per month

YOUR REPAIR YOUR REPAIR

Complete Home Plan 5 (No Excess) – Up to 3 Years Fixed Price

Per month

PLUS ENJOY A FREE NIGHT AWAY FOR TWO, WORTH UP TO £100. BUY BEFORE 29TH FEBRUARY 2020

HOMESERVE HOMESERVE

HomeServe Cover 8 with Annual Boiler Service

Per month

How our site works

So what if something goes wrong and there is a problem such as no lights, no hot water, or no warmth from the radiators? The alternative to frantic phone calls and heavy unwanted expenditure is a breakdown contract that provides for repairs or replacements to get things back to normal.

Boiler heating, plumbing and electrical

Not knowing who to turn to if you have a problem with your heating, hot water or electrics can be hugely stressful.

Cover is available which protects all these things, so that if your drains get blocked or your fuse box develops a fault, an engineer or electrician will come and help.

Comprehensive plans include repairs to wall and bulb sockets, light switches, fixtures and security lighting, as well as repairs to fuse boxes, circuit breakers and transformers, leaking overflow pipes and burst pipes due to cold weather.

Emergency helpline

Most policies come with a 24/7 emergency helpline so that you can find someone to fix your problem at any time of the day or night. All engineers are fully qualified and Gas Safe registered, so you’ll always be dealing with professionals.

There’s usually only one number to call whatever the difficulty, making life much simpler if you need urgent repairs. 

Many policies allow unlimited call outs, although there may be a fixed charge every time somebody comes to make repairs, so it’s worth reading the small print carefully before buying. Some plans pledge that there won’t be any price increases no matter how many times your systems needs to be repaired.

Guaranteed repairs

Check whether repairs are guaranteed – some policies guarantee all parts and labour on repairs for 12 months from the date of the repair.

Plans sometimes include an annual boiler service as well, so that you can be certain your boiler is always running as efficiently as possible.

If you’re boiler is less than 7 years old and can’t be fixed, your policy may entitle you to a replacement boiler, either free or at a discount.

Bear in mind that some policies only include an annual boiler service for free in the first year only, and when you renew your policy after 12 months you will be charged for any subsequent services.

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