Personal Finance & Insurance Expert

Kara Gammell

Kara Gammell is an award-winning financial journalist with nearly two decades of experience writing for national newspapers and magazines such as the Daily Telegraph, the Sunday Times, Good Housekeeping, the Metro, the Independent, the Guardian, the Observer, Marie Claire, the Sun, and Cosmopolitan.

Kara also regularly comments on consumer issues on television, podcasts and radio stations such as BBC's Rip-off Britain, ITV News, Talk Radio, BBC You & Yours, BBC Moneybox, BBC Wake Up to Money and Times Radio.

Kara is the founder of a money-saving blog Your Best Friend's Guide to Cash, which promises to help you get more bang for your buck, no matter what your budget. Her first book, Your Best Friend’s Guide to Cash: Eight Things Every Woman Needs to Know About Money, was published by Harriman House in 2014. Her latest book, Bargain Hunter: Easy hacks and tips to save money every day was published in January 2025.

Kara's Experience

Kara joined MoneySuperMarket as our content lead, where she oversees all aspects of the editorial and publication process.

Working with a large team of in-house freelancer writers, she ensures that all content aligns with MoneySuperMarket's mission and brand identity, as well as regularly contributing to larger strategic decisions for content creation.

Her expertise encompasses a deep understanding of life and health insurance, making her a valuable asset in the realm of financial planning for individuals seeking coverage in these vital areas.

Kara’s current role as content lead at MoneySuperMarket involves overseeing a team of content experts, diligently upholding the standard of excellence in content production. Her industry experience makes her a trusted authority, ensuring that consumers can navigate the complex world of insurance with confidence, ultimately safeguarding their health and financial well-being.

Kara's recent coverage

The Times | how much would you pay to protect...
The Metro | Money-saving hacks – from easy cleaning tips....
The Independant | 10 ways you’re invalidating your insurance
Cosmopolitan | How to invest in your future

Expertise

Awards

Protection Journalist of the Year (Shortlisted, Headlinemoney Awards)
Best New Money Blog (SHOMOS)
Freelance Journalist of the Year (Headlinemoney Awards)
Best Consumer Protection Story (Shortlisted, LifeSearch Protection Awards)

News & Guides

Five surprising ways to cut energy costs With the cold weather rolling in, many of us are worried about rising energy bills. To help you fight rising costs, personal finance expert Kara Gammell shares her top five tips on how to save money on your energy bills.
SuperSave Your Social Life: How to Party Smart This Season While the holiday cheer is soon to be in full swing, new research from MoneySuperMarket reveals that the cost of celebrating is stretching household budgets more than ever.
Celebrate Bonfire Night without burning through your budget Get more bang for your buck this Bonfire Night. With the cost of living still biting, many households are asking the same question: how can we enjoy the festivities without setting our finances ablaze?
What is Project 28 - the bold plan to speed up property transactions? Project 28 is a new initiative led by 23 of the UK's leading property organisations to reduce the time it takes to buy or sell a property. Find out how it works and what it means for you.
This one simple change to your energy payments could save you £138 Millions of households could be sleepwalking into higher energy costs this winter by sticking with outdated payment methods. 3.4 million households could save by making the switch to direct debit, and now is the time to do it.
More UK homes are at risk of flooding than burglary Figures from ONS tell us that 1 in 100 homes in the UK are burgled each year while FloodRe say that as many as one in six homes in the UK are at risk from flooding. But how many homeowners are taking the flood risk seriously?
Two thirds of UK households underinsured as inflation causes replacement costs to soar Two thirds of UK households are underinsured due to inflation. This can affect their existing cover and leave them lacking protection when they need it most. Read on to find out more.
More than one in five over 65s in the UK have been a victim of fraud in the last year An older person in England and Wales becomes a victim of fraud every 56 seconds according to research by MoneySuperMarket
What are broadband parental controls? If you are wondering what you can do to better monitor your kid’s access to the internet, broadband parental controls may be the answer. Here's how to get started.
TikTok rumour spreads fear that GPS smartphone apps will be banned in the UK A rumour circulating social media platforms like TikTok is telling motorists that GPS apps in smartphones will soon be banned in the UK. Our car insurance experts investigated.
How to manage money with ADHD After personal finance journalist Kara Gammell was diagnosed with ADHD more than twenty years ago, she realised that this was a big reason that she wasn’t good at managing her money. Here are some of her top cash hacks to rewrite the manual for your financial future.
Even the tooth fairy is going contactless
Luggage theft from trains and stations increased more than a third in 2024 Luggage thefts on UK trains and in stations up increased more than third in 2024. MoneySuperMarket expert gives tips on how to protect your belongings while travelling for UK holidays.
How to talk to a loved one about debt Conversations about debt are difficult and many young people struggling feel too ashamed to ask for help. Personal finance expert Kara Gammell shares her advice on what to say in these difficult situations.
Skipping a home survey could cost you thousands in repairs When buying a home, it's easy to get caught up in the excitement and overlook some crucial steps that could leave you thousands of pounds out of pocket later on.
Do I really need to care about my credit score? Think your rating is something you can ignore? You're wrong - we look at why it's so important.
Financial goals to set yourself for the next 12 months Finances in need of a reboot? Now's the time to get some goals in place.
Rail fare hikes: expert tips on how to save on your commute With train fares set to increase from this Sunday (March 2) by 4.6%, and the cost of most UK railcards going up by £5, MoneySuperMarket’s personal finance expert has shared tips on how people can save money on their commute.
Why should I care about inflation? Feel a bit baffled by inflation? We explain how it affects you and your finances
How to make money by recycling Getting paid to recycle may seem too good to be true, but you’d be surprised what you can earn from doing your bit for the environment. Here are five ways to make cash from what you’d normally consider to be trash.
Financial love languages One of the most important relationships we’ll have in our lives will be with money, in this article Kara Gammell explores how the five love languages can apply to our finances
Over 4.5m broadband customers exposed to security risks due to outdated Wi-Fi routers More than 4.5m households* may be exposed to broadband security risks and poor performance due to outdated Wi-Fi routers.
Don’t panic: how to face your financial fears Blue Monday, known to be the most depressing day of the year, will soon be upon us, and this time of year one of the greatest worries weighing people down is money. If you're in the same boat, make 2025 the year you face your financial fears.
Get your household on board with energy savings this winter Personal finance expert - and mother - Kara Gammell challenged her tween to save energy to help reduce the household bill. Here's what worked.
Is your 5G signal slipping? Here's why and how to fix it If your 5G connection feels more like a 3G throwback, you're not alone. Discover the reasons behind the dip in your mobile signal and get expert tips to boost your connectivity.
What are broadband parental controls? As the festive season approaches, many children across the UK will be unwrapping new gadgets and devices. But new research by MoneySuperMarket reveals a concerning trend: half of parents will not install broadband parental controls or discuss online safety with their children when these new devices are gifted this Christmas.
Breakdowns on UK A-Roads surge by 20%: What you need to know The number of breakdowns on UK A-roads – single and dual carriageways that link towns and cities in the UK - has surged by a fifth since 2019, according to data analysed by MoneySuperMarket.
Check your home cover and keep the criminals at bay this Christmas Presents starting to pile up around the house since you started your festive shopping? Here’s how to make sure you’re covered in the run-up to Christmas.
Drivers risk invalidating insurance by leaving cars running unattended this winter As temperatures drop and frosty windscreens become a regular chore, motorists are being cautioned against leaving their cars running unattended to warm them up. This common practice is not only illegal in some cases but also leaves your vehicle wide open to theft – and can void your car insurance.
How to Blur Your Home on Google Earth for Security Burglars can use online tools like Google Maps and property portals to scope out their targets. Find out if your property is safe and how to protect your information online.
Should you get a security camera for your home? Security cameras for the home have become increasingly popular over the years, with many using them to check on their pets and home deliveries while they're away. But are they worth it?
Five ways you may invalidate your life insurance Life insurance is an invaluable safety net, providing financial support to your loved ones in the event of your death. However, certain actions or omissions can invalidate your policy. Here are five common ways you could invalidate your life insurance.
Five ways to painlessly plump up your pension At a time when money is tight, putting money away for retirement may fall low on your list of financial priorities. But if there are ways to make plumping up your pension pot less painful. Here are five ways to build your savings without blowing your budget..
Money-Saving Travel Hacks Read personal finance expert Kara Gammell's top 12 travel hacks to help holiday-goers of all kinds save money on their next trip.
How to talk to your children about the rising cost of living If you're worried about your kids being anxious about the cost-of-living crisis, you're not alone. Here's how parents can help.
How to reduce your carbon footprint Don't think the summer is the time to cut energy bills? We show you how you can save money and the planet.
Ten tips to weather-proof your home for autumn The Met Office is predicting a wet and windy start to September. To help you prepare, insurance expert Kara Gammell shares ten tips to weather-proof your home.
UK travellers urged to take precautions as insect incidences surge While summer holidays are meant for relaxation, Brits should watch out for seasonal irritations like insect bites and stings, which can be more than just irritating when travelling abroad.
Warning to check your tyre pressure after latest heatwave Extreme heat can do unexpected damage to your vehicle tyres, even after temperatures have gone down. Find out how to protect your tyres in hot weather and avoid expensive tyre changes.

Kara Gammell

Kara's Experience

Kara's recent coverage

Expertise

Awards

More from Kara Gammell

Five last-minute Christmas savings

How your child's e-scooter can add hundreds to your car insurance

How to 'Swedish Death Clean' your finances

7 tips to secure your mobile

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