Compare airline credit cards

Find the best deals for airline credit cards

Like to travel? With MoneySuperMarket's selection of top airline credit cards, you could earn reward points or flying miles that you can redeem against future flights.

Featured airline credit cards - Sorted by reward value based on £4000 annual spend

Apply for the cards below today or search all airline credit cards

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Your personalised chance of approval

Chance of approval 10/10 GUARANTEED
Chance of approval {{sliderProduct.productScoring.productLikelihood}}/10
Chance of approval Not rated
Chance of approval Not eligible
Being pre-approved means you’re an ideal customer for this lender and you’re guaranteed to get this card, provided you use the same details as you gave us, and you pass the lender’s ID checks.
We can’t give you a rating for this card either because we can’t match your details to your credit report, or we don’t have enough information about the lender’s acceptance criteria for this card.
You won’t get this card. This is usually because you don’t meet the lender’s acceptance criteria – for example, your income may not be high enough, you have credit problems, or you already have one of this lender’s cards.
This means there’s a good chance you’ll be accepted for this card. For every 100 applications from people in a similar financial situation to you, between 70 and 95 of them will get the card.
This score means it’s around fifty-fifty whether you’ll be accepted for the card or not. It’s worth a go if this is your highest score, and you need the credit for a specific purpose.
It’s unlikely you’ll get this card. For every 100 people in a similar financial situation to you who apply, only between 10 and 30 get accepted for the card. There’s still a chance, but rejection’s more likely than acceptance.

See the full approval scale

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better to get it right the first time. Your scores help you understand which cards you have the strongest chance of getting. The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Chance of approval scale

10/10 = Pre-approved

Chance of approval 10/10 GUARANTEED
10/10 GUARANTEED

10/10 = Pre-approved

Being pre-approved means you’re an ideal customer for this lender and you’re guaranteed to get this card, provided you use the same details as you gave us, and you pass the lender’s ID checks.

9.5/10 - 7/10 = Good chance

Chance of approval 9.5/10
9.5/10
Chance of approval 9/10
9/10
Chance of approval 8/10
8/10
Chance of approval 7/10
7/10

9.5/10 - 7/10 = Good chance

This means there’s a good chance you’ll be accepted for this card. For every 100 applications from people in a similar financial situation to you, between 70 and 95 of them will get the card.

6/10 - 4/10 = Fair chance

Chance of approval 6/10
6/10
Chance of approval 5/10
5/10
Chance of approval 4/10
4/10

6/10 - 4/10 = Fair chance

This score means it’s around fifty-fifty whether you’ll be accepted for the card or not. It’s worth a go if this is your highest score, and you need the credit for a specific purpose.

3/10 - 1/10 = Low chance

Chance of approval 3/10
3/10
Chance of approval 2/10
2/10
Chance of approval 1/10
1/10

3/10 - 1/10 = Low chance

It’s unlikely you’ll get this card. For every 100 people in a similar financial situation to you who apply, only between 10 and 30 get accepted for the card. There’s still a chance, but rejection’s more likely than acceptance.

Not eligible = Consider a different card

Chance of approval Not eligible
Not eligible

Not eligible = Consider a different card

You won’t get this card. This is usually because you don’t meet the lender’s acceptance criteria – for example, your income may not be high enough, you have credit problems, or you already have one of this lender’s cards.

Not rated = We don’t have enough infoinformation

Chance of approval Not rated
Not rated

Not rated = We don’t have enough infoinformation

We can’t give you a rating for this card either because we can’t match your details to your credit report, or we don’t have enough information about the lender’s acceptance criteria for this card.

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Chance of approval 10/10 GUARANTEED
Chance of approval {{sliderProduct.productScoring.productLikelihood}}/10
Chance of approval Not rated
Chance of approval Not eligible
Chance of approval Eligibility checker Check your eligibility
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What's this?
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Chance of approval 10/10 GUARANTEED
Chance of approval {{sliderProduct.productScoring.productLikelihood}}/10
Chance of approval Not rated
Chance of approval Not eligible
Chance of approval Eligibility checker Check your eligibility
Start
What's this?
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Representative Example: If you spend at {{sliderProduct.productAttributes.interestRates.representativeExample.interestDescription}} rate of {{sliderProduct.productAttributes.interestRates.representativeExample.interestRate}}% ({{sliderProduct.productAttributes.interestRates.representativeExample.fixed === false? 'variable': 'fixed'}}) p.a. with a {{sliderProduct.productAttributes.interestRates.representativeExample.feeDescription}} fee your representative APR is {{sliderProduct.productAttributes.interestRates.representativeExample.apr}}% APR ({{sliderProduct.productAttributes.interestRates.representativeExample.isAPRFixed === false? 'variable': 'fixed'}})

Main features

Rate type
Rate
Duration
Balance transfers
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Fees

Fee type
Fee
Min fee
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Cash advances
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Fixed fees
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Annual fee
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Monthly fee
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What's good about this card

What to be aware of

Repayment details

  • Interest free period – up to {{sliderProduct.productAttributes.repaymentDetails.interestFreePeriod}} days
  • Your monthly minimum payment will be the greater of:
    • {{sliderProduct.productAttributes.repaymentDetails.minimumMonthlyRepayRate}}% of the outstanding balance on your statement (minimum £{{sliderProduct.productAttributes.repaymentDetails.minimumMonthlyRepayAmount}})
    • The full balance if less than £{{sliderProduct.productAttributes.repaymentDetails.minimumBalanceToAvoidPayingFullBalance}}
    • {{sliderProduct.productAttributes.repaymentDetails.percentageOfBalanceToPayAfterMissedPayment}}% of the outstanding balance plus interest, plus fees, plus any insurance premium, plus the amount of any arrears which are payable immediately.
Virgin Money

Virgin Money

Rewards

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Purchases

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Representative APR
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Rewards

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Purchases

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Representative APR
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Representative example: If you spend {{::product.productAttributes.interestRates.representativeExample.amount | handleCurrencyFilter}} at {{::product.productAttributes.interestRates.representativeExample.interestDescription}} rate {{::product.productAttributes.interestRates.representativeExample.interestRate}}% ({{::product.productAttributes.interestRates.representativeExample.fixed === false ? 'variable' : 'fixed'}}) p.a. with a {{::product.productAttributes.interestRates.representativeExample.feeAmount | handleCurrencyFilter}} {{::product.productAttributes.interestRates.representativeExample.feeDescription}} fee your representative APR is {{::product.productAttributes.interestRates.representativeExample.apr}}% APR ({{::product.productAttributes.interestRates.representativeExample.isAPRFixed === false ? 'variable' : 'fixed'}})
Bonus Avios
25,000 bonus Avios when spending £3,000 within the first 3 months of Cardmembership
Bonus Avios
25,000 bonus Avios when spending £3,000 within the first 3 months of Cardmembership
American Express

American Express

Rewards

  • {{::item}}

  • No rewards

Purchases

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Representative APR
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Rewards

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Purchases

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Representative APR
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Virgin Money

Virgin Money

Rewards

  • {{::item}}

  • No rewards

Purchases

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Representative APR
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Rewards

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  • No rewards

Purchases

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Bonus Avios
5,000 bonus Avios when spending £1,000 within the first 3 months of Cardmembership
Bonus Avios
5,000 bonus Avios when spending £1,000 within the first 3 months of Cardmembership
American Express

American Express

Rewards

  • {{::item}}

  • No rewards

Purchases

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Representative APR
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Rewards

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Representative APR
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TUI CREDIT CARD OFFER
GET £25 OFF YOUR NEXT TUI CARD PURCHASE WHEN YOU OPEN AN ACCOUNT. REPRESENTATIVE 19.9% APR (VARIABLE). T&CS APPLY. NEWDAY LTD., 18+, SUBJECT TO STATUS.
TUI CREDIT CARD OFFER
GET £25 OFF YOUR NEXT TUI CARD PURCHASE WHEN YOU OPEN AN ACCOUNT. REPRESENTATIVE 19.9% APR (VARIABLE). T&CS APPLY. NEWDAY LTD., 18+, SUBJECT TO STATUS.
TUI

TUI

Rewards

  • {{::item}}

  • No rewards

Purchases

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Representative APR
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Rewards

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  • No rewards

Purchases

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Representative APR
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EXPLORE MORE CREDIT CARDS

What is an airline credit card?

Airline credit cards offer rewards, Air Miles or points that can be used to pay for flights, hotels, car hire and other travel purchases. These credit cards usually pay more points or miles when you buy a flight (or another product) from the airline in question.

Who are airline credit cards for?

Airline credit cards are best suited to high spenders, frequent flyers and people who’ll make the most of benefits such as hotels and car hire.

Most airline credit cards come with a high annual percentage rate (APR). This means they’re only suited to those who can pay off their credit card balance in full each month – otherwise interest charges are likely to wipe out the reward benefits.

Some cards also come with monthly or annual fees, so it’s important to weigh up the pros and cons before deciding if an airline card is right for you.

How do I use an airline credit card?

To make the most of an airline credit card, you need to use it for everyday transactions to collect as many points as possible. You’ll also need to use it every time you buy flights from the airline in question – which will usually earn you extra points.

Make sure you pay your credit card bill in full each month; otherwise the interest charges are likely to be more than the rewards you earn. Airline credit cards are generally not suited to the following:

  • Large purchases: If you need to use your credit card to spread the cost of an expensive item, you should avoid airline cards and look for one that offers an interest-free purchase deal instead
  • Balance transfers: Likewise, balance transfers are best left to specific credit cards, as you’ll find more favourable rates
  • Cash withdrawals: Cash withdrawals made on credit cards often come with fees and you’ll be charged interest from the moment you take out your money, so they are best avoided
  • Anyone struggling with debts: You’ll be better off focusing on repaying existing debts and paying little or no interest

What are the advantages of airline credit cards?

If you use them sensibly, airline credit cards can provide a number of benefits, including:

  • Bonus points: Most airline credit cards offer a generous bonus when you sign up and spend a certain amount in the first three months
  • Companion flights: Some airline credit cards offer free companion tickets, so you can take someone with you when you travel
  • Lounge access: You might also qualify for access to certain airport lounges, where you can get benefits such as complimentary food, drinks, wi-fi, newspapers and magazines
  • Priority boarding: You might get priority boarding, which lets you get on the plane earlier
  • Points top-up: If you can’t wait for more airline points, you might be able to top them up with your own cash
  • Frequent flyer miles: You could have the chance to combine frequent flyer miles with the rewards on your credit cards, which means even more discounts

What are the disadvantages of airline credit cards?

However, if you’re thinking about taking out an airline card keep the following in mind:

  • High interest rates: Airline credit cards typically charge a higher APR than standard credit cards, so you should pay off your balance in full each month
  • Annual fees: Airline credit cards sometimes charge an annual fee which can be as high as £150. Consider whether you’ll take advantage of the card enough for the fee to be worth it
  • Overspending: If you want to rack up points, you could find yourself spending more than you can afford to pay back

Are there any alternatives to Air Miles credit cards?

Air Miles reward credit cards work best for high spenders who fly far and frequently. If you spend a lot of money day-to-day and go on plenty of holidays to exotic destinations, using an Air Miles credit card could be a great idea.

But if you travel infrequently and don’t spend much, a cashback credit card might be a better option for you. You’ll be able to spend the cash on whatever you like – not just flights or travel-related purchases.

Cashback credit cards pay you back a proportion of what you spend. If you repay your balance in full each month you’ll any avoid interest charges, and you could also earn a decent amount of cashback each year.

Comparing airline credit cards

Airline credit cards can offer a number of benefits when used correctly, and comparing airline credit cards on MoneySuperMarket is a good way to find one that works for you. You’ll be able to browse through cards from different providers and see the types of rewards they offer, if they’re specific to a particular airline, and the monthly fee you’ll have to pay for the card.

What’s more, our Eligibility Checker will help you to see how likely you are to get each card, without harming your credit score. Once you’ve chosen your card, all you need to do is click through to the provider and make your application and you’ll be on your way.