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RIAS Car Insurance

Who are RIAS?

Find out more on what type of car insurance cover is offered by RIAS

By Rachel Wait

Published: 22 October 2018

Man driving van with woman

Rias has been established for more than 25 years and provides high quality, affordable car insurance and great customer service. Rias Car Insurance has been designed to help save drivers money, without having to compromise on quality.

Rias aims to offer complete peace of mind with its Defaqto 5 Star rated car insurance cover, UK call centres and a 24/7 claims service.

Besides car insurance Rias also provides home, travel, caravan and breakdown insurance.

Rias Car Insurance is provided by Ageas who insure around 5 million general insurance customers and are the 3rd largest car insurer in the UK. Ageas are also behind Age UK enterprises, Tesco Underwriting, Vauxhall Motors and Ingenie.

Contact RIAS

RIAS can be reached by calling 0800 561 0712, or by emailing

What types of cover does RIAS offer?

RIAS provides comprehensive car insurance for drivers aged 25 and over. All policies come with a range of features and benefits and optional extras.

READ:  How to get the best deal on car insurance if you're aged 50 or over

Information about RIAS

RIAS offers a number of great benefits, including:

  • A courtesy car included as standard - keeping you on the road whilst your car is being repaired by an approved repairer
  • Uninsured driver promise† - if your car is hit by an uninsured driver your excess will be reimbursed and your no claims discount reinstated
  • Onward travel - if you are in an accident and your car can't be driven we can arrange transport for you and your passengers to get to your planned UK destination.

†Providing the accident wasn’t your fault. Make, model and registration of other vehicle needed

RIAS’s credentials

RIAS is a trading name of Ageas Retail Limited, and is authorised and regulated by the Financial Conduct Authority.

Is it worth protecting your no claims discount?

Building up a healthy no claims discount (NCD) is a tried and trusted, not to mention effective, way to cut the cost of your car insurance. As a more experienced driver, there’s a good chance you’ll have built up a good few years’ worth of discount.

The trouble is, just one claim could see your entitlement drastically reduced and your annual premium dramatically increased. It could be worth safeguarding your discount with no claims discount protection – it costs an average of £23 to protect a five year NCD, while making a claim can put your premium up by 30%, according to MoneySuperMarket research.

Visit our car insurance channel today and run a price comparison to see if you can reduce the cost of your car insurance premium.  

READ: Everything you need to know about no claims discount

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