Launched in 1992 to provide competitively priced car insurance for more experienced drivers, RIAS has established itself as a leading provider of specialist cover for the over 50s. It also offers home insurance, travel insurance and caravan insurance.
RIAS Insurance Services are part of Ageas Group, which also owns Auto Direct, Cover Direct, Done Deal, IAS, Express Insurance Services, and RIAS.
Ageas is also behind John Lewis Motor, Virgin Money Motor, and owns a majority share of Tesco Underwriting, which provides Tesco car insurance and Tesco home insurance.
Contact RIAS
RIAS can be reached by calling 0800 561 0712, or by emailing customerservice@rias.co.uk.
What types of cover does RIAS offer?
RIAS only provides comprehensive, single car insurance for drivers aged 50 and over. All policies come with a range of standard benefits and optional extras.
READ: How to get the best deal on car insurance if you're aged 50 or over
Information about RIAS
RIAS offers a number of benefits for policyholders, including:
- A courtesy car while yours is in for repairs with an approved repairer.
- Windscreen cover to meet the cost of repair or replacement to your windscreen or any window glass.
- Uninsured driver promise so you won’t lose any no claims discount or pay any excess following a not-at-fault accident with an uninsured driver.
RIAS’s credentials
RIAS car insurance is part of Ageas Retail, which is authorised and regulated by the Financial Conduct Authority.
Is it worth protecting your no claims discount?
Building up a healthy no claims discount (NCD) is a tried and trusted, not to mention effective, way to cut the cost of your car insurance. As a more experienced driver, there’s a good chance you’ll have built up a good few years’ worth of discount.
The trouble is, just one claim could see your entitlement drastically reduced and your annual premium dramatically increased. It could be worth safeguarding your discount with no claims discount protection – it costs an average of £23 to protect a five year NCD, while making a claim can put your premium up by 30%, according to MoneySuperMarket research.
Visit our car insurance channel today and run a price comparison to see if you can reduce the cost of your car insurance premium.