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Rias Car Insurance

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Why get car insurance from Rias?

With more than 25 years’ experience and 5 million plus customers, Rias is a large general insurance company that promises a high level of service at an affordable price. Both its car insurance and its home insurance get five stars from Defaqto, and a claims service is available 24/7.

Rias motor policies can be taken out to cover single or multiple cars and include handy extras such as a courtesy car (while yours is at an approved garage) as standard. You’ll have to pay more to add breakdown cover to your Rias policy, though.

Contact Rias

Rias offers an online claims service that is available 24/7.

Alternatively, you can register your claim by calling 0345 125 6850 between 8am and 9pm, Monday to Friday.

You can also contact the Risa customer services team by emailing customerservice@rias.co.uk or by calling 0345 650 0345 between 8.30am and 6pm Monday to Friday and between 8.30am and 4pm on Saturdays.

The company’s postal address is:

RIAS Customer Services,  Deansleigh House,  Deansleigh Road,  Bournemouth,  Dorset,  BH7 7DU

What types of car insurance can I get with Rias?

Rias provides comprehensive car insurance that includes a range of features as standard, such as:

  • Uninsured driver promise

    You’re covered if you’re hit by an uninsured driver

  • Onward travel cover

    Gets you to your destination if you have a problem on route

  • Courtesy car cover

    A courtesy car while yours is being repaired at a Rias approved garage

  • Wrong fuel cover

    Pays out if you accidentally fill your tank with the wrong fuel

  • Windscreen cover

    For if you need to repair or replace your windscreen due to a chip or crack

  • 24/7 claims service

    The online claims service is open all hours

Why compare Rias car insurance with MoneySuperMarket?

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    Quick and easy

    It's simple to compare car insurance. Just pop in a few details about yourself, your car, and the cover you need.

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    Compare with other insurers

    You'll see how Rias compare to other insurers, making sure you're finding the best deal

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    Designed for you

    You can tailor your cover by choosing any optional add-ons you want included

Can I cancel my Rias insurance policy?

Yes, you can cancel your Rias car insurance policy at any time by calling 0345 650 0345. You’ll get a full refund if the policy has not started yet, but otherwise you’ll receive a partial refund and will have to pay either an administration or a cancellation fee. You will also be unable to claim a refund if you have already made a claim on the policy.

Who underwrites Rias insurance?

Rias car insurance is underwritten by Ageas Insurance Limited.

Can I add other drivers to my Rias car insurance policy?

Yes, you can add a named driver to your Rias car insurance policy over the phone or via your online account.

How does MoneySuperMarket create and review the content on the website?

At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.

Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.

We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.

You can read more in our editorial guidelines.

How does MoneySuperMarket make money?

We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.

Our comparison service is, and will always be, free to use.

You can find out more about how we make money here.

Why should I use a price comparison website?

One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.

We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.

Does MoneySuperMarket work with all the providers on the market?

No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.

Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.

Is car insurance eligible for SuperSaveClub and rewards?

Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.

This includes:

  • Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk

  • Free Days Out pass (worth £180), which gives free entry to a range of UK attractions

  • Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos

To earn SuperSaveClub rewards on purchases you must:

  1. Sign up to SuperSaveClub (it's free)

  2. Be signed in to your account when you make the purchase

More information can be found on our SuperSaveClub homepage.

Is car insurance eligible for Price Promise?

Yes, car insurance is included in our Super Save Price Promise.

If you buy through us then find the same deal for less we will:

  • refund the difference

  • give you a gift card worth up to £20

Terms and conditions apply. More information can be found on our Price Promise page.

Reviewed on 26 Dec 2025