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One day car insurance

Compare single day policies for car insurance

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Compare cheap car insurance quotes from 163 providers1

We compare deals from the biggest brands in the UK so you can get the right car insurance cover for you

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1Accurate as of July 2023.

What is one-day car insurance?

One-day car insurance is a type of short-term car insurance, which allows drivers to be covered for up to 24 hours. It is slightly different to temporary car insurance, which can cover you for longer, usually up to 12 weeks. It should work out cheaper than taking out annual cover if you don’t need insurance for the full year and it's quick and easy to organise too.

How does one-day car insurance work?

With one-day car insurance, you will be covered when driving in the same way as if you had an annual car insurance policy. Depending on the level of cover you choose, you (and the car) will be insured against things like damage, theft, or an accident. The only difference with one-day car insurance is the time you’re insured for as it’s a short-term policy for up to 24 hours.

What does one-day car insurance cover?

Most one-day car insurance policies offer fully comprehensive cover which includes:

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    Theft and burglary

    Your policy will cover the costs if your car is stolen or if belongings are taken from it (while locked).

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    Damage from accidents

    Any damages that occur after an accident are included.

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    Fire damage

    If your car is damaged in a fire, you’re covered.

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    Repairs

    Any repairs needed for your car should also be included in your policy cover.

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    Medical expenses

    You’ll be covered for medical costs up to a maximum limit.

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    Third-party liability

    If someone else, or someone else’s property, is damaged, your policy will cover the costs.

When would I need one-day car insurance cover?

One-day car insurance isn’t for everyone. Short term car insurance policies can last more than just a day if you're looking for longer lasting temporary cover. If you're driving regularly - even for just a few days at a time - it may even work out cheaper to buy standard cover rather than taking out several temporary policies. After all, insurers tend to offer discounted premiums to drivers with lower mileage.On the other hand, one day car insurance can be useful in the following scenarios:

  • Hiring a car for the day

  • Borrowing a car from a friend or family member

  • Test driving a privately owned car

  • Collecting or delivering someone else’s car

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How much does one-day car insurance cost?

The price of your policy will depend on lots of different factors including the following points:

  • Age

    Younger drivers tend to pay the highest insurance bills as there’s more risk of them having an accident.

  • Experience

    Your previous driving experience will impact the price of a new premium.

  • Length of policy

    Usually, the longer you need insurance, the more you’ll pay for cover.

  • Claims history

    If you’ve made a claim before, your policy might be more expensive.

  • Type of car

    Cheaper cars which are easy to repair tend to have lower premiums

  • Profession

    Your job, even if you don’t use your car for work, will impact the price you pay.

What extra features can I add to a one-day car insurance policy?

You should be able to add the following on to your policy for an extra fee:

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    European driving cover

    If you’re planning a day trip to Europe

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    Breakdown cover

    Pays out for any repair costs if the car breaks down

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    Additional driver cover

    If you need to add up to four additional drivers

What do I need to get a one-day car insurance policy?

To give you a quote for one day car insurance, you’ll need to provide the following information:

  • Age

    You’ll need to enter your date of birth

  • Address

    Where the car will usually be and your home address if this is different

  • Occupation

    You’ll need to list your profession and tell an insurer if you’ll be using the car for work purposes.

  • Driving licence details

    You’ll find these on your paper driving licence card.

  • The make and model of the car

    The more expensive cars usually cost more to insure.

  • When you want the cover to start

    You’ll also need to give an end date.

We're 100% independent, working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer the best value, with savings delivered straight to you.

By combining independence with our excellent technology, we can negotiate the best prices and the best value on products and services.
4.7/5

of our customers would buy again
based on 85,413 reviews

Pros: Quick and easy. Straightforward simple enough for me to use not being technically minded. Cons: Nothing at all.
Pros: easy to compare prices to find a cheaper deal Cons: nothing, all good.
Pros: Ease of use, time saving as you remember our products and settings to easily use the next time .. No Gimmicks .. 10 out of 10
Rebecca Goodman

Our expert says

"

One day car insurance can be a really useful benefit if you only need cover for a few hours. If you’ve got a road trip planned, for example, or you’re borrowing a friend’s car to move house. It’s easy to arrange and can be a lot cheaper than paying out for an annual car insurance policy. This is especially the case for younger drivers who face the highest insurance costs. Just be sure to fully compare policies before you pick one to make sure it’s right for you, and you’re not paying over the odds for it.

"
- Rebecca Goodman, Financial journalist

How to compare short-term car insurance with MoneySuperMarket?  

Temporary car insurance offers comprehensive cover with a flexible term. The right cover ensures that you get insured when you need it most and as immediately as possible.  

  • Provide us with a few details 

    We will need a few details about you and the car you would like to insure. We aim to make this process as quick and easy as possible 

  • We’ll search for deals 

    Depending on your requirements, we will search the market through trusted providers to offer you the best deals at the most competitive prices 

  • Choose your deal 

    Getting insured is fast and simple. Simply click through to the provider of your choice and get covered as soon your transaction goes through

You’ll need to check with the insurer but most providers cover to drivers aged 19 or over (although some specialist insurers offer it to learner drivers and 17-year olds). There may also be a limit on the value of the car.

Yes, you can get insurance for more than one day if you need to. You can choose a short-term policy, a temporary policy, or even an annual policy depending on what you need.

Yes, you can drive someone else’s car with one day insurance but only if you have their permission to do so. This means they don’t have to add you as a named driver to their car insurance policy and if you need to make a claim it won’t affect their policy either.

One day car insurance provides cover for up to 24 hours but temporary car insurance can cover you for up to 12 weeks. If you have bought a one day policy, you can usually extend it if you need to.

Yes, you can have multiple drivers on a one day car insurance policy and this can be useful if you’re sharing the driving with another person. The insurer will tell you how many people can be insured and the cost for adding them.

You work hard to earn your money, and we don’t think you should waste a penny of it paying over the odds on your household bills. That’s why at MoneySuperMarket, we’re on a mission to save Britain money.

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You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.