Compare Fixed Rate Cash ISAs

If you want to take advantage of your 2016/2017 cash ISA allowance and have money you can afford to lock away for a few years, a fixed rate cash ISA could be ideal. It pays a guaranteed amount of interest for a set length of time.

You can invest up £15,240 in a cash ISA. Some accounts also allow you to transfer in money invested in the previous tax year so you can maximise returns on all your tax-free savings.

These are the best accounts available to open through MoneySuperMarket. We can show you all the accounts on the market, but we can only help you to open some of them.

 

1 Year Fixed Rate Cash ISAs – Ordered by rate (AER)

  1. Great for
    Start saving from £1 and choose between monthly or annual interest
    Transfer in existing ISA balances, to bring all your ISAs together
    Know what return you'll get with this fixed rate of interest
    But be aware that
    Not suitable for regular deposits. This is a limited issue so don't delay
    Withdrawals are subject to a charge equivalent to 60 days' loss of interest on the amount withdrawn
    The maturity date of this product is 24 March 2018
  2. Great for
    Opening and viewing your account online
    A choice between monthly or annual interest
    But be aware that
    Early withdrawals are allowed subject to the loss of 120 days' interest
  3. 2016 SUPERS

    Winner of the Best 'Cash ISA' Savings Provider

    Great for
    Fixed term ISA savers
    Transferring existing ISA balances
    But be aware that
    Withdrawals are not permitted within the fixed term

2 Year Fixed Rate Cash ISAs – Ordered by rate (AER)

  1. Great for
    Opening and viewing your account online
    A choice between monthly or annual interest
    But be aware that
    Early withdrawals are allowed subject to the loss of 180 days' interest
  2. Great for
    Start saving from £1 and choose between monthly or annual interest
    Transfer in existing ISA balances, to bring all your ISAs together
    Know what return you'll get with this fixed rate of interest
    But be aware that
    Not suitable for regular deposits. This is a limited issue so don't delay
    Withdrawals are subject to a charge equivalent to 90 days' loss of interest on the amount withdrawn
    The maturity date of this product is 24 February 2019
  3. 2016 SUPERS

    Winner of the Best 'Cash ISA' Savings Provider

    Great for
    Fixed term ISA savers
    Transferring existing ISA balances
    But be aware that
    Withdrawals are not permitted within the fixed term

3 Year Fixed Rate Cash ISAs – Ordered by rate (AER)

  1. Great for
    Transferring existing ISA balances
    A choice between monthly or annual interest
    FSCS protection up to £85,000 per depositor
    But be aware that
    Withdrawals prior to your fixed term ending are subject to 270 days' loss of interest
  2. Great for
    Start saving from £1 and choose between monthly or annual interest
    Transfer in existing ISA balances, to bring all your ISAs together
    Know what return you'll get with this fixed rate of interest
    But be aware that
    Not suitable for regular deposits. This is a limited issue so don't delay
    Withdrawals are subject to a charge equivalent to 120 days' loss of interest on the amount withdrawn
    The maturity date of this product is 24 March 2020.
  3. Great for
    Opening and viewing your account online
    A choice between monthly or annual interest
    But be aware that
    Early withdrawals are allowed subject to the loss of 180 days' interest
  4. 2016 SUPERS

    Winner of the Best 'Cash ISA' Savings Provider

    Great for
    Fixed term ISA savers
    But be aware that
    Withdrawals are not permitted within the fixed term

5 Year Fixed Rate Cash ISAs – Ordered by rate (AER)

  1. Great for
    Start saving from £1 and choose between monthly or annual interest
    Transfer in existing ISA balances, to bring all your ISAs together
    Know what return you'll get with this fixed rate of interest
    But be aware that
    Not suitable for regular deposits. This is a limited issue so don't delay
    Withdrawals are subject to a charge equivalent to 180 days' loss of interest on the amount withdrawn
    The maturity date of this product is 24 March 2022.
  2. Great for
    Transferring existing ISA balances
    A choice between monthly or annual interest
    FSCS protection up to £85,000 per depositor
    But be aware that
    Withdrawals prior to your fixed term ending are subject to 365 days' loss of interest

Not sure what account is right for you? Tell us a few details and we can help you decide

 

Easy Access Cash ISAs – Ordered by rate (AER)

Easy access cash ISAs let you take advantage of your annual tax-free ISA allowance, and you can still have instant access to your cash.

    • Provider/Product name Cash ISA

      Sainsbury's Bank

      Cash ISA

    • Interest rate (AER) 0.85% Variable
    • Min/Max opening amount £500 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Go to site

    Great for
    Transferring existing ISA balances
    Make multiple deposits up to the £15,240 annual allowance - or the full amount in one transaction
    For new and existing customers
    But be aware that
    Lower rate of 0.50% AER for balances that fall below £500
    Once fully funded any withdrawals cannot be replaced
    Interest paid annually. You must be aged 18 or over and a UK resident.
    • Provider/Product name AA ISA - Easy Access Issue 8

      AA

      AA ISA - Easy Access Issue 8

    • Interest rate (AER) 0.75% Variable Includes Fixed bonus of 0.55% for 12 months
    • Min/Max opening amount £100 to £ no limit
    • Notice / Term Notice Period: none
    • Account type Cash ISA Transfer In
    • Access Internet Post Telephone In Branch
    • Go to site

      More details

    Great for
    Includes 12 month bonus
    Apply and manage your account online 24/7
    Transfer-in an ISA you hold elsewhere
    But be aware that
    The AA ISA is provided by OneFamily. Money in this AA ISA is deposited with Bank of Ireland UK
    Partial ISA transfers out aren't available, transfers out in full only
  1. 2016 SUPERS

    Winner of the Best 'Cash ISA' Savings Provider

    Great for
    Transferring existing ISA balances
    Ability to add or withdraw funds if you wish, although you must not exceed the tax year allowance of £15,240.
    But be aware that
    Online access only
  2. Great for
    Opening an account with just £1
    Unlimited withdrawals without penalty
    Transferring existing ISA balances
    But be aware that
    Interest is paid annually

Not sure what account is right for you? Tell us a few details and we can help you decide

 


 

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