More Th>n Life Insurance

Updated: Every six months. Details correct at the time of publication - October, 2008.

More Th>n was established in June 2001, expanding on the original Royal Sun Alliance Insurance Group’s expertise and tradition with a broad product range and thousands of employees across the UK. It is now one of the leading UK life insurance brokers offering general life insurance (also known as ‘More Th>n life assurance’ or ‘More Th>n term assurance’), mortgage life insurance and critical illness cover.

More Th>n will retrieve quotes from its panel of leading UK life insurance providers to obtain the cheapest deal. Its panel includes Legal & General, Friends Provident, Scottish Equitable, Norwich Union, AXA, LV= and Scottish Provident. More Th>n’s website claims it can produce policies for as little as £5 a month.

The general life insurance policy offered by More Th>n includes a level term assurance policy, which means the amount you are covered for will not change during the term. Additionally, once fixed, your premiums will never rise during your period of cover. More Th>n’s mortgage life insurance policy is designed to pay out a lump sum if you die during the period of cover with fixed premiums that will never rise during this term. The amount that is paid out decreases each month based on your mortgage repayments.

More Th>n critical illness cover will pay out a lump sum on the diagnosis of one of a list of critical illnesses. You should examine the policy details to discover exactly what is covered. If you prefer, critical illness cover can be linked to a life insurance or a mortgage protection policy.