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Animal Friends pet insurance

Compare pet insurance with Animal Friends

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Why get pet insurance from Animal Friends?

Defaqto rating (pet insurance)
⭐⭐⭐⭐⭐^

Defaqto is an leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.

Key Benefits

  • Variety of policy types for flexible coverage

  • Vet fee cover & extras

  • Free vet video consultation

  • Effortless claims process

Animal Friends logo

More about Animal Friends

  • Animal Friends is a UK based company with over 20 years of experience

  • Animal Friends has donated upwards of £9 million to animal welfare causes

  • They have a wide range of insurance options tailored to meet the needs of their beloved animals.

What types of pet insurance can I get with Animal Friends?

Animal Friends offers 4 types of insurance.

Example Animal Friends pet insurance quote

provider logo

Animal Friends

  • Monthly price

    £9.91

  • Cover type

    Lifetime

  • Vet excess

    £249


Great for

  • Vet advice line
  • Emergency boarding fees
  • Lost or stolen cover

But be aware that

  • Legal advice not included
  • No cover for pre-existing conditions
  • Bereavement Counselling not included

How do I contact Animal Friends?

  • By Phone

    You can contact Animal Friends on 0344 557 0300 — available Monday to Friday, 9:00 am to 5:00 pm

  • Online account

    Animal Friends can also be contacted via their online chat service. If you are an existing customer you can also find a lot of information on your online portal

How do I make a claim with Animal Friends ?

  • 1

    Contact Animal Friends

    The fastest way is for your veterinarian to access Pawtal, Animal Friends’ online claims system for vets. If that is not an option please download a form from the Claims section of the Animal Friends website and email to claimform@animalfriends.co.uk

  • 2

    Provide evidence

    This could include your bill from the vet and any evidence you have of the procedures you are claiming for

  • 3

    Claim is accepted or rejected

    If your claim is successful (most are), you will generally receive confirmation within 24 hours.

🚩 If you believe your insurance claim was unfairly rejected, you can appeal to the Financial Ombudsman Service.

Why should I compare pet insurance quotes with MoneySuperMarket?

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    We're trusted

    All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).

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    Rated 4.9/5 on Feefo

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Frequently asked questions

Why Choose Animal Friends Pet Insurance?

As one of the largest UK providers of pet insurance, Animal Friends stands out with its additional features and benefits. Dog and cat customers gain instant access to qualified vets through the Joii app. Additionally, they can visit health clinics staffed by qualified veterinary nurses and enjoy free 24/7 vet video consultations from the comfort of their homes. A comprehensive symptom checker tool, developed by veterinarians, is also available to help pet owners make informed decisions about their pet's health.

Company Credentials & Regulation

Animal Friends Insurance Services Limited operates under the trading name Animal Friends®, registered in England (company no. 03630812), with registered office in Amesbury, Wiltshire. They’re authorised and regulated by the Financial Conduct Authority (FCA).

What are some unique benefits of Animal Friends pet insurance

  • Free 24/7 vet video support through their Joii app for dogs and cats

  • Some of the higher-tier plans, like Prestige or Lifetime, include behavioral therapy, dental cover, public liability, and even help for missing or stolen pets.

  • Animal Friends do not offer multi‑pet discounts—but provide affordable pricing per pet

Who established Animal Friends?

Animal Friends Pet Insurance was founded in 1998 by Elaine Fairfax.

Her distinctive vision was to provide affordable pet insurance while also funding animal welfare charities around the world.

Animal Friends not only grew into one of the UK’s largest independent pet insurers but also donated millions of pounds to animal causes.

What charities have Animal Friends donated to?

Animal Friends has donated over £9 million donated to more than 830 animal welfare charities and conservancies globally since 1998. Currently they donate to

  • Emergency and crisis appeals

  • Long term welfare and conservation projects

  • One-off requests

If you would like to apply for funding please visit Animal Friends funding page

Reviewed on 9 Dec 2025 by

Defaqto is an leading independent reviewer of financial products. Animal Friends has been awarded a Defaqto 5-star rating, indicating it is among the most comprehensive and feature-rich products available in the market

Individual insurance products from Animal Friends will have different ratings.

Data from the Defaqto website. Data from August 2025.