Your home may be repossessed if you do not keep up repayments on your mortgage
About London & Country
London & Country (L&C) is a mortgage broker that can help you find mortgage deals you’re eligible to apply for. London & County finds mortgages for first-time buyers, remortgagers, home movers and buy-to-let borrowers.
If you apply for one of the mortgage deals it has found, L&C will then manage the mortgage application process for you.
L&C can also help you find deals for conveyancing, home insurance and life insurance when you’re buying a home.
London & Country Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA).
How does London & Country’s mortgage deal comparison work?
London & Country finds personalised mortgage deals for you. You can choose to either give an adviser a call over the phone or use the firm’s online portal.
You’ll need to answer some questions about:
- The mortgage you’re looking for
- Your income
- Your outgoings
- The home you’re hoping to buy
London & Country works with more than 80 mortgage lenders, and will compare the deals they offer to find mortgages where you match the lender’s eligibility criteria.
Mortgage types include: fixed rate, capped, discounted and tracker mortgages.
The mortgage deals you see will be for a mortgage decision (agreement) in principle – this isn’t a mortgage offer but rather a mortgage where you match the lender’s stated eligibility criteria. Whether or not you’re accepted will depend on your borrowing history and finance checks.
A mortgage broker like London & Country can also help you find a mortgage if you’re struggling to find a deal where you match the lender’s eligibility criteria (for example, if you’re newly self-employed).
How do you apply for a mortgage with London & Country?
You can apply for a mortgage deal through London & Country by phone or online. If you then choose to apply for one of the mortgage deals you’ve found through London & Country, you’ll be assigned a case manager who will track your mortgage application progress and follow up with the provider.
You’ll also be able to track your mortgage status with London & Country’s online portal.
How do London & Country make money?
London & Country receives a payment from the mortgage provider you successfully complete with – they don’t charge you mortgage broker fees as a customer, and you won’t pay any more finding a mortgage through London & Country than when you go directly to the lender with the same deal.
How to contact London & Country mortgage brokers
You can contact London & Country mortgage brokers by:
Phone: You can call L&C free from a mobile or landline on 0800 073 2310. London & Country mortgage brokers are open 7 days a week, with phone lines open until 8pm on weekdays.
Online: Search for mortgage deals with London & Country’s website.
Facebook: Contact L&C Mortgages via Facebook.
Twitter: Contact L&C Mortgages via Twitter.
Company address: London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA
Compare mortgage deals with MoneySuperMarket
You can also use MoneySuperMarket to find and compare mortgage deals by type of mortgage, initial monthly cost (for the mortgage deal), initial interest rate for the deal, the maximum loan-to-value each provider offers and whether there are any mortgage fees.
If you need any mortgage advice to better understand your options and any terms and conditions that come with a mortgage deal then London & Country can help.