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Tesco Home Insurance is arranged and managed by Tesco Insurance, which first got into the personal finance space in 1997. As well as groceries, the household name offers a range of personal banking and insurance products, including home insurance. Customers get £75,000 of new-for-old contents cover, and unlimited buildings and accidental damage cover as standard. Members of the Tesco Clubcard loyalty scheme get a guaranteed discount and all home insurance customers have access to a helpline seven days a week.
Tesco Insurance offers buildings and contents insurance, which can also be combined, and usually makes it cheaper. Buildings insurance – this policy covers the repair costs for damage to a home's structure and fittings. Contents insurance - protects the belongings inside your home from theft, vandalism, fire and water damage
Tesco Insurance Building and contents | Tesco Insurance Buildings | Contents | |
|---|---|---|---|
Unlimited buildings cover |
|
| |
Contents cover | £75,000 | £75,000 | £75,000 |
Alternative accommodation | Up to £50,000 | £50,000 | £15,000 |
Helpline |
|
|
|
Home emergency cover | optional | optional | |
Family legal protection | Up to £100,000 | Up to £2 million | |
Contents accidental damage cover |
|
|
|
Bicycle cover | optional | optional | optional |
Contents cover away from home | optional | optional |
This is for illustrative purposes only. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example.
Learn more about our full methodology here.
Yes. Home insurance policies usually run for 12 months and are paid for annually or monthly, but you can cancel at any time. However, you may have to pay a fee. If you want to cancel before your insurance auto-renews to switch providers, you can end the renewal by calling Tesco on 0345 246 2904 or by filling out this online form and you won’t be charged a fee.
If you have a new policy and cancel within the 14-day cooling off period, there’s no cancellation charge.
But if you want to cancel your policy because it auto renewed at a more expensive premium, as long as you haven’t made a claim, you can cancel your cover by telephoning Tesco on 0345 246 2904, but you will have to pay a fee of £35.
Tesco Insurance offers home insurance (buildings and contents), buildings, and contents insurance. Its policies include the following add-ons:
If your home isn’t safe to live in
For unexpected accidents in your home
Away from home for items you wear or carry
For in and outside of the home
24-hour cover for a range of situations
Access to a legal helpline and legal expenses cover
You can contact Tesco Insurance Home Insurance customer service by phone on 0345 246 2904. New customers can call on 0345 366 8632, and for renewals it’s 0345 674 6666.
If you’d prefer to contact Tesco by post:
Tesco Insurance
2 South Gyle
Crescent
Edinburgh
EH12 9FQ
Tesco home insurance is underwritten by Tesco Underwriting (TU)
You can pay your premium in instalments, subject to eligibility.
Defaqto star ratings assess a product's quality. They range from 1 Star to 5 Stars – which is considered an excellent product.
Subsidence is covered by Tesco home insurance.
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