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John Lewis Home Insurance

John Lewis offers both contents and building insurance, or a combinations of the two – find the best option for you.

published: 20 July 2017
Read time: 5 minutes

Read our guide on how to find the best deal from John Lewis, including contact details and tips.

Who are John Lewis?

John Lewis began as a drapery and haberdashery in 1864, before building up to one of the most trusted department stores in the UK.

In 2006, the Partnership launched Greenbee which looked after insurance and widened to travel and telecoms. Then, in 2010, Greenbee was phased out and was rebranded as John Lewis Insurance, among other brands.

John Lewis offers contents only cover, buildings only cover, or policies which combine both contents and buildings cover. John Lewis Insurance is underwritten by Covéa Insurance.

Home with bi fold doors in sun

Why choose John Lewis?

  • Monthly or annual payment options are available.

  • Four levels of cover are provided – Essential, Plus, Premium and Specialist.

  • Flexible levels of buildings cover, starting from £400,000.

  • Flexible levels of contents cover, starting from £50,000.

  • Up to 20% discount when new customers shop online. 

What you should know

  • Their cover is designed to protect policyholders from insured events such as fire, theft, flood or storm, and items will be replaced as new.

  • Policies will not provide cover for damage due to wear and tear, or damage that has resulted because policyholders have failed to maintain their properties.

  • Accidental damage cover is optional for Essential policy, standard cover for the Plus policy, and full cover for Premium and Specialist policies.

  • Optional extras include personal possessions cover, pedal cycle cover, garden cover and legal expenses cover. They also separately offer cover for unique homes and high-value contents.

Contact John Lewis

0330 102 2742

8am - 8pm Monday to Friday 

9am - 5pm Saturday

10am – 4pm Sunday

Finding the right cover

Your home and what it contains are extremely important to you, so it’s essential to choose the right insurance to protect them.

Before buying home insurance think carefully about exactly how much cover you need, and which additional extras you might want to add to your policy.

Make sure your home is secure, and that your locks are up to the minimum standard required by your insurer, otherwise you might not be liable for a pay-out should anything happen. 

Why it pays to shop around

Your home insurance will be renewed automatically every year unless you decide to switch to another provider. ‘Auto-renewing’ your policy may prove expensive, so why not shop around to see if you can find cheaper equivalent cover elsewhere first.

Note down when your policy is due to be renewed, then check if you could save money by switching insurers. Check out our home insurance channel to compare policies and find one that’s right for you.

Where to next?

Home insurance glossary

Home security and money-saving tips

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