Home insurance companies
Compare quotes from 103^ home insurance providers
Save up to £209
More information on our home insurers
This is a selection of some of our most searched home insurance providers. More insurers are available.
About our home insurance providers
At MoneySuperMarket, we work with a wide variety of home insurance providers to give you the greatest number of options possible, so you can find policies that are right for you and your home.
All of our providers are regulated and authorised by the Financial Conduct Authority (FCA). This means that they operate to a set of standards set to ensure they are trustworthy and compliant with the rules of providing financial services in the UK.
How much does home insurance cost?
Average buildings and contents policy:
£246
.12^
Based on the average premium of building and contents insurance policies sold through MoneySuperMarket in April 2026.
Factors that affect the cost of home insurance
Location and postcode
Rebuild value
Property age and type
Security features
Claims history:
Level of cover
Voluntary excess
How can I get cheaper home insurance quotes?
You may be able to reduce your home insurance premiums by doing the following:
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Build up your no-claims discount
You can usually get a no-claims discount if you’ve gone several years without making a claim
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Pay annually
Paying for your insurance annually usually works out cheaper than paying monthly, so it’s worth doing if you can afford to
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Pay more excess
Asking for a higher excess get a lower premium but be sure you can afford the excess amount in the event of a claim
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Improve home security
Protect your home with a burglar alarm, secure door and window locks, and a safe – especially if you live in a burglary hotspot
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Keep your home occupied
Unoccupied homes are at a higher risk of being burgled or damaged by fire or escaped water
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Insulate water pipes
Insulating your pipes reduces the risk of damage when they freeze and thaw in cold weather
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Install a smoke alarm
Fitting smoke alarms around your home isn’t just common sense in safety terms, it can also lower your insurance premiums
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Shop around
Get quotes from a few different insurers – we work with over 55 companies to help you find the best deal for you
How do I get a quote from a home insurer?
You can get quotes from up to 103
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Personal details
Name
Date of birth
Marital status
Residency status
Homeowner status (owner, tenant, landlord)
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Property details
Property address
Type of property (e.g. house, flat, bungalow)
Year built
Number of bedrooms
Construction type
Estimated property value
Security features (e.g. burglar alarm, locks, CCTV)
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Type of cover required
Type of cover (Buildings, Contents, or Combined)
Buildings cover amount
Contents cover amount
Optional add-ons (e.g. accidental damage, legal cover, home emergency)
Policy start date
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Claims and history
Previous home insurance claims or losses
Years at current address
Current or previous home insurer
No-claims discount (if applicable)
Why should I compare home insurance with MoneySuperMarket?
Comparing quotes from different insurers allows you to find the best deal out there.
We can do this work for you.
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We're trusted
All our 103
^ home insurers are authorised and regulated by the Financial Conduct Authority (FCA) -
Save money
Save up to £209
^ on home cover. Plus, we price match and give you £15 if you find a cheaper deal^ -
Save time
Compare quotes in minutes, and refresh them in seconds if you store your details with us
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Earn rewards
Buy through us and get up to £15
^ , plus other SuperSaveClub rewards
How do I decide which home insurance company to go with?
When looking at home insurance companies, there are a few things to look out for that can help you choose one that's right for you:
Reviews and ratings: When looking at reviews and ratings, try to find unbiased reviews from independent sources rather than relying solely on those published by insurers on their own websites.
Claims service: Many insurers publish information about their claims process and customer satisfaction. This can give you an indication of how efficiently they handle claims when you need to make one.
Policy value: Value is about more than the price of your policy – it's about how much protection you get for your money. When comparing providers and policies, look at the cover, limits and exclusions as well as the premium.
Optional extras: Many insurers offer additional cover options that let you tailor your policy to your needs. Before choosing the cheapest option, it's worth checking whether extras such as accidental damage, home emergency or legal expenses cover are worth the additional cost.
How do insurance companies value my home and belongings?
If you need to make a claim, insurers will assess the cost of repairing, rebuilding or replacing what's been damaged or lost.
For buildings insurance, they'll consider the cost of rebuilding your home rather than its market value. For contents insurance, they'll look at the cost of replacing your belongings with equivalent new items, subject to your policy terms and limits.
How do home insurance companies pay out claims?
If your claim is approved, your insurer may arrange for repairs to be carried out by one of their approved contractors, pay the repair company directly, or make a payment to you so you can arrange the work yourself.
You'll usually need to contact your insurer as soon as possible after the incident and provide details of what happened, along with any evidence they request, before your claim can be processed.
Can I save money by switching home insurance providers?
Yes. Shopping around before your renewal date could help you find a better deal on your home insurance.
Even if you'd prefer to stay with your current insurer, it's worth comparing quotes from other providers. You may be able to use a cheaper quote to negotiate a better renewal price with your existing insurer.
How does MoneySuperMarket create and review the content on its website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is home insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy home insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is home insurance eligible for Price Promise?
Yes, home insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth £15
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 10 Jul 2026 by
Accurate as of 14 July 2026.
51% of consumers could save up to £209.64 Consumer Intelligence , Buildings and Contents June 2026 Exc NI, CI, IOM
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
T&Cs apply to SuperSaveClub andPrice Promise.
SuperSaveClub restrictions and T&Cs apply. Click here for details.
Data based on the median premium of building and contents insurance policies sold through MoneySuperMarket in May 2026.
