Quick and simple
Just pop in a few details about yourself, your car, and the cover you need
Privilege Car Insurance
Compare quotes for car insurance with Privilege
Why get car insurance from Privilege?
Founded in 1994, Privilege specialises in providing car and home insurance and last year had over 600,000 customers.
Its policies come with a range of benefits as standard, a variety of optional extras, and it offers black box insurance and a multi-car discount.
Once part of the Royal Bank of Scotland Group (RBS), Privilege is now part of the Direct Line Group that also owns Direct Line and Churchill.
Both Privilege’s standard policy and its plus policy get five stars from Defaqto.
Contact Privilege
If you need to get in contact with Privilege, you can call it on 0345 878 5222 and it also has a virtual assistant on the website which is available at any time. If you’re an existing customer, you can also view your policy or make changes in your online account.
How much do Privilege car insurance policies cost?
Fully Comprehensive
£597^
Third Party, Fire & Theft
£296^
Price breakdown by policy
Fully Comprehensive | Average Price |
|---|---|
Privilege Plus | £1422^ |
Privilege Telematics | £2349^ |
What types of car insurance can I get with Privilege?
Privilege offers two levels of cover, its standard comprehensive policy and a ‘comprehensive plus’ policy. You can also choose from third-party only, and third-party, fire and theft, as well as a range of extras including legal expenses and Green Flag breakdown cover. Its comprehensive policies include:
-
Personal accident cover
You are covered for up to £5,000
-
Driving abroad
Up to 90 days cover while you’re out of the country
-
Uninsured driver promise
Your no claims discount will be protected if you have an accident with an uninsured driver
-
Guaranteed repairs
If you get your car fixed by an approved repairer, work is guaranteed for five years.
-
Courtesy car
A courtesy car to use while yours is being repaired at an approved garage
-
Windscreen cover
Glass and windscreens included if you use its chosen repairer
Why compare Privilege car insurance with MoneySuperMarket?
-
-
Compare with other insurers
You'll see how Privilege compare to other insurers, making sure you're finding the best deal
-
Convenient reminders
Our Car Monitor service lets you know when your MOT and tax are due, so you never slip up
Can I cancel my Privilege insurance policy?
You can cancel your Privilege car insurance policy at any time, but you may have to pay a fee for doing so.
Who underwrites Privilege insurance?
All insurance policies are underwritten by UK Insurance Limited.
Can I add other drivers to my Privilege car insurance policy?
Yes, you can add named drivers to your insurance. To do this you’ll need to contact Privilege or you may be able to add drivers through your online account.
How does MoneySuperMarket create and review the content on the website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
How does MoneySuperMarket make money?
We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £20
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 10 Dec 2025
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in May 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.