Breakdown cover
24-hr unlimited roadside callouts and misfuelling cover
Why choose Ageas car insurance?
Why get car insurance from Ageas?
Ageas is the sixth biggest car insurer in the UK and insures over four million drivers.
It is part of an international group headquartered in Brussels in Belgium, where it was founded in 1824 as a life insurer called Assurances Générales.
Ageas Insurance International, as the UK subsidiary is known, is based in Eastleigh in Hampshire.
Ageas get five stars from Defaqto, the highest rating given, for its car insurance.
It sells car insurance but also a range of other policies including home insurance, pet insurance, and van insurance.
Contact Ageas
Whether you have a question, need to make a claim, renew or make changes to your policy, the best way to get in touch with Ageas is online through their website: https://www.ageas.co.uk/need-help/.
From there you'll be able to select the insurance product you need help with.
How much do Ageas car insurance policies cost?
These are the average prices of Ageas car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors. You can find out how much you're likely to pay for each policy by getting quotes through our car insurance price comparison service.
Fully Comprehensive
£485^
Third Party, Fire & Theft
£550^
Third Party Only
£711^
Price breakdown by policy
Insurance Policy - Ageas Essentials | Average Price |
|---|---|
Fully Comprehensive | £692^ |
Third Party, Fire & Theft | £728^ |
Third Party Only | £735^ |
What types of car insurance can I get with Ageas?
If you choose Ageas it offers three levels of cover: comprehensive, third-party, fire and theft, and third-party only. There are also a range of extras you can pay for, including legal expenses cover, breakdown, replacement vehicle cover, excess protection, and key protection.
The following are standard with its comprehensive car insuance policies:
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Uninsured driver promise
Your no claims bonus won’t be affected if you have an accident with an uninsured driver
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Onward travel
Travel included if you can’t drive your car
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No admin charge
If you make changes online you won’t pay anything
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24/7 access
Emergency call line accessible at any time of day and night
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Courtesy car
A courtesy car to use while yours is being repaired at an approved garage
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Windscreen cover
The cost of replacing your windscreen or window glass
Can I cancel my Ageas insurance policy and switch providers?
If you wish to cancel your Ageas car insurance, you'll have to contact them directly either by phoning them or using their live chat.
If your policy is coming up for renewal: Contact them to discuss cancelling before your policy automatically renews. If your policy hasn't expired yet, there may be a small admin fee to process your cancellation.
If you've just taken out a policy: As per UK law, you legally have a 14 day cooling off period where you can cancel your policy within this timeframe and won't be charged
If your policy has auto-renewed at a higher rate: Contact Ageas insurance directly to see if you can renegotiate or cancel your policy
What level of cover can I get with Ageas?
Ageas offers three levels of cover:
Fully comprehensive: The highest level of cover you can get and is also the cheapest option of cover – so you'll be getting maximum peace of mind when you drive
Third party fire and theft cover: Middle level of cover you can take out from most providers – it offers more protection than third-party only, but not as much as fully comprehensive
Third party only: The minimum level of cover you need to drive on UK roads, offering the most basic level of protection - covering injuries or damage you cause to another person, their vehicle, or their property from a car accident
What add-ons can I get with Ageas car insurance?
Ageas offers the following add-on options for your car insurance policy:
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Legal expenses
Up to £100k in costs if you’re in a no-fault accident
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Replacement vehicle cover
This add-on provides a car if yours is ever stolen or damaged and isn’t repairable until you get a new car
Why compare Ageas car insurance with MoneySuperMarket?
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Fast and easy
Just pop in a few details about yourself, your car, and the cover you need
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Compare with other insurers
You'll see how Ageas compare to other insurers, making sure you're finding the best deal
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Renewal reminders
Our Car Monitor service lets you know when your MOT and tax are due, so you never slip up
Who underwrites Ageas insurance?
Ageas insurance policies are underwritten by Ageas Insurance Limited.
Can I add other drivers to my Ageas car insurance policy?
Yes, you can add named drivers to your Ageas car insurance policy via your account, or by contacting the insurer.
Can I pay Ageas in monthly instalments?
Yes, you can pay for your Ageas car insurance policy in monthly instalments via Direct Debit payments, or choose to pay annually in one payment.
How does MoneySuperMarket create and review the content on the website?
At MoneySuperMarket, we want to give you clear, accurate and trustworthy information so you can make confident financial decisions for your circumstances.
Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
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We get paid by the companies we work with, but the payment we get doesn’t have any bearing on the information we provide. We get paid in different ways, depending on the type of product or service you buy through us. Our goal is to search deals from as wide a range of companies as possible, but we only show results from our partner providers.
Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £20
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 10 Dec 2025
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party only car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party only car insurance policies sold through MoneySuperMarket in October 2025.