Fully comprehensive
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
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Based on fully comprehensive policies for all drivers across the UK.
No, the Toyota Aygo is one of the cheapest cars to run, thanks to low fuel consumption, affordable servicing, and cheap parts. It’s a great option for those looking to keep day-to-day costs down.
Not at all—the Aygo sits in low insurance groups (5-10), meaning cheap premiums. Its small engine, simple design, and budget-friendly repairs make it an easy car to insure, even for young drivers.
You’ll be able to cover your Toyota Aygo with one of the following car insurance types:
Third-party only: A third-party only policy will cover you against the cost of any damage or injury you cause to another person or their property and vehicle. You won’t be covered for any damages to your own car
Third-party, fire and theft: Third-party, fire and theft policies add cover for your own vehicle, but only if it’s stolen or damaged by fire
Fully comprehensive: A fully comprehensive car insurance policy is the most advanced level of protection available, offering extensive cover for you and your car
Some of the factors that impact the cost of your car insurance are difficult to change: your job, where you live, how old you are.
But there are tweaks everyone can make to bring down your premiums. These include:
Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.
Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231[4].
Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.
Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.
Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.
Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.
The more no claims bonus you have, the cheaper your premium will be.
You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.
Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.
The Toyota Aygo usually sits in insurance groups 5 to 10, making it one of the cheapest cars to get insurance for. These vehicles tend to have smaller engines, lower repair costs and less expensive parts, so insurers usually charge less to cover them.
The Aygo’s compact size, modest engine power and strong record of reliability make it a good option for new drivers or those looking for lower insurance costs. If you’re looking for something similar, you could consider the Hyundai i10 or the Kia Picanto, which are often found in similar groups.
This table shows insurance groups for some common models:
Model | Insurance group |
|---|---|
Toyota Aygo X VVT-i | 8 |
Toyota Aygo X-cite 2 VVT-i | 9 |
Aygo X Limited Edition Automatic | 7 |
Aygo X Pure Auotmatic | 6 |
Don't see your car model?
You can choose between three types of car insurance:
✔ Highest level of protection
✔ Injuries and damage to you and your car
✔ Fire and theft
✔ Injuries and damage to others
✔ Legal protection
✔ Injuries and damage to others
✔ Fire damage to your car
✔ Theft of your car
✔ Legal requirement
✔ Injuries and damage to others
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