Land Rover car insurance
Find cheap car insurance for your Land Rover when you compare quotes with MoneySuperMarket.
About Mini?
Founded in 1969 in the UK, the distinctive Mini brand has survived numerous changes of ownership. First conceived by British Motor Corporation, it became a make in its own right under British Leyland before being taken over by Rover Group in 1986.
When German car manufacturer BMW bought Mini in 2000, it launched a whole new Mini and has since extended the range to include estate and roadster versions.
How much does it cost to insure a Mini?
How much it costs to insure your Mini will vary based on the model, your driving experience, age, and many more factors.
Here are a few of the Mini's that people have compared quotes for, listed by most popular:
Model | Average yearly premiums |
|---|---|
One | £494^ |
Cooper S | £384^ |
Cooper D | £435^ |
Cooper Classic | £402^ |
Cooper Sport | £395^ |
Cooper Exclusive | £383^ |
John Cooper Works | £396^ |
One D | £471^ |
Cooper S Sport | £394^ |
Countryman Cooper (122) | £387^ |
How can I get cheaper insurance for my Mini
Increasing your excess
Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.
Buying insurance 20 days ahead
Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231
Paying annually
Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.
Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.
Driving safely
Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.
Reducing extras
Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.
Building up a no-claims bonus
The more no claims bonus you have, the cheaper your premium will be.
Parking off-road
You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.
Adding a named driver
Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.
What type of insurance do I need?
When choosing car insurance, you have three options:
Fully comprehensive: This is the highest level of coverage, providing financial protection if your car, any other car, person, or property is involved in a claim.
Third party, fire and theft: This covers damages to others' cars or property if you're in an accident. It also protects against fire damage and theft, but it won't cover your car's damages in an accident—only fully comprehensive policies offer that level of protection.
Third party only: This offers financial protection solely for damages to others' cars or property in an accident.
Fully comprehensive policies are often the cheapest, as insurers consider these policyholders to be lower risk. However, this can vary depending on the make and model of your vehicle.
Where can I get insurance for my Mini?
MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
Compare quotes from 183^ insurers to find the best deal for you
It only takes a few minutes
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Reviewed on 8 Dec 2025 by
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Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of third party only car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on MoneySuperMarket quoted policies for annual car insurance, between July 25th 2024 and October 23rd 2024
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket between November 2024 and October 2025.
Accurate as of 08 December 2025.