Land Rover car insurance
Find cheap car insurance for your Land Rover when you compare quotes with MoneySuperMarket.
Land Rover insurance
Compare car insurance quotes for your Land Rover.
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Who is Land Rover?
Land Rover is a prestigious, heritage British car brand, specialising in four-wheel drive vehicles. It is owned by multinational car manufacturer, Jaguar Land Rover (JLR).
JLR vehicles are known for combining off-road ruggedness with luxury features, advanced technologies and stylish design. Due to these attributes and their arguably high price tags, Land Rover models, including the Range Rover and Defender, are often perceived as status symbols.
They are also highly targeted by thieves. If you’re a Land Rover owner, it’s safe to say car insurance is imperative for your ‘whip’.
How much does it cost to insure a Land Rover?
Land Rover model | Average yearly premium |
|---|---|
Range Rover Evoque SE Tech TD4 180 | £769 |
Range Rover Sport HSE Dynamic SDV6 306 | £1283 |
Range Rover Evoque HSE Dynamic TD4 180 | £816 |
Range Rover Sport HSE SDV6 306 | £1252 |
Range Rover Evoque Pure Tech SD4 | £632 |
Discovery Sport HSE TD4 180 | £729 |
Range Rover Evoque Dynamic SD4 | £702 |
Discovery Sport SE Tech TD4 180 | £728 |
Range Rover Sport HSE TD6 | £639 |
Range Rover Evoque SE Tech 150 | £644 |
How can I get cheaper car insurance?
Increasing your excess
Increase – or add – a voluntary excess to get cheaper premiums. But make sure you could afford to pay this amount in the event of a claim.
Buying insurance 20 days ahead
Our research shows this is when you’ll get offered the best renewal quotes and that comparing quotes on this day can save you up to £231
Paying annually
Pay for your car insurance in one go. Annual payments are up to 31% lower than the total cost of monthly instalments, saving you up to £267.
Based on MoneySuperMarket quoted policies for annual car insurance, between August 7th 2024 and November 5th 2024.
Driving safely
Convictions and endorsements for speeding or other driving offences will mean paying more for insurance.
Reducing extras
Add-ons like breakdown cover cost extra to add to your policy. Cutting out the extras you don't need can reduce your car insurance price.
Building up a no-claims bonus
The more no claims bonus you have, the cheaper your premium will be.
Parking off-road
You can reduce the cost of motor insurance by parking your vehicle off the road – such as a secure car park or locked garage – when you're not using it.
Adding a named driver
Young or inexperienced drivers can reduce premiums by adding an older driver to their policy.
What type of insurance do I need?
There are three main types of car insurance:
Fully comprehensive – the highest level of cover, protecting you, your Volvo, other vehicles, people and property if a claim is made.
Third party, fire and theft – covers damage to others’ vehicles or property, and also protects your car if it is stolen or damaged by fire. It does not cover accidental damage to your own car.
Third party only – the minimum legal requirement, covering damage to others’ vehicles or property but offering no protection for your Volvo.
For most drivers, fully comprehensive insurance is the most suitable option. It provides the broadest protection and, in many cases, can also be cheaper than third party cover because insurers often see comprehensive policyholders as lower risk. Smaller models such as the Volvo V40 are typically cheaper to insure comprehensively, while larger SUVs like the XC60 or XC90 often cost more but still benefit from the wider protection comprehensive cover provides.
Where can I get insurance for my Land Rover?
MoneySuperMarket's comparison tool allows you to compare quotes from trusted insurers across the UK. Once you've filled out a few details, we'll compile all your quotes in one place to help you find the best deal on your car insurance.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
Compare quotes from 183^ insurers to find the best deal for you
It only takes a few minutes
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Why is Land Rover insurance so expensive?
There’s a number of reasons Range Rovers can cost so much to insure. They’re expensive cars to start with and feature technology that can drive up the costs of repairs. But they’re also one of the most stolen cars in the UK and so are considered high risk by many insurance companies.
Does a Land Rover lose value over time?
Yes, like most vehicles, Land Rovers typically lose value over time due to depreciation. Luxury vehicles, like Land Rovers, often lose value at a faster rate than ‘non-luxury vehicles’. This is due to things like a higher initial cost, advanced technology, and a more limited market.
What insurance group is my Land Rover in?
You can find out which group your car is in with our handy car insurance group checker tool – just input your registration number or look up your car’s make and model.
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Reviewed on 8 Dec 2025 by
Accurate as of 08 December 2025.