Everyone deserves a fairytale ending, living happily ever after in the house of their dreams
Found yours but unsure of the costs involved? Let us guide you through the story of your house move.
Which kingdom is your new property in?
Land taxes differ depending where in the UK you're buying.✕
How much is your new property costing you?
Stamp duty cost: £0
You will have to pay Land Tax on any home you buy that costs more than £125,000 (£145,000 in Scotland) Find out how the tax is calculated✕
Are you using a solicitor to help slay the legal stuff?
Unless you’re in the business, you’ll need a solicitor or property lawyer to carry out the conveyancing. We’ve estimated a cost of 0.5% of the property value.✕
Are you having a survey or just the lender's valuation?
A lender’s valuation is not a survey – it’s just for the bank or building society to check the property is adequate security for the size of the loan. Therefore it will cost less.✕
How much are you selling your current home for?
I'm not selling
Estate agency fees: £0
When you sell your home, you’ll have to pay commission to the estate agent of perhaps 1% or 1.5% of the sale price.✕
How many bedrooms does your current home have?
Removal costs vary. But as a start, we’ve estimated a cost of £1,400 to move from an average two bed property, with packing included. Costs are based on a 50-mile move.✕
|Estate Agent's fees|
*Please be aware that this is a very rough guide. Specific costs should always be sought prior to any legal commitments being made.
There may be other costs you need to consider too, such as buildings and contents insurance, mortgage early repayment charges and arrangement fees, and storage expenses. These are costs only and do not take into account any deposit you are putting down on your next home.
Note that VAT is usually payable on solicitor and estate agent fees.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT
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