Banks and building societies mostly use your income to decide how much they can lend you for a mortgage. For this reason, our calculator uses your income too. Things like your deposit and credit rating will also be factors, so remember, our calculation is only a rough idea of what you could borrow.
We're just working things out for you...
Most lenders cap the amount you can borrow at just under five times your yearly wage. For you, this is x .
Depending on a few personal circumstances, you could get a mortgage between x and x.
As long as you’ve got a 10% deposit, a clear credit history and no large debts or expenses, you should have no problem getting a mortgage of up to x.
Borrowing x over x years could mean a monthly repayment of x - x
Banks and building societies mostly use your income to decide how much they can lend you for a mortgage. For this reason, our calculator uses your income too. Things like your deposit and credit rating will also be factors, so remember, our calculation is only a rough idea of what you could borrow. Read our guide to eligibility
Use our repayments calculator to see how much your monthly mortgage repayment could be.
Ensure you’re doing everything right before you apply.
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