Current Accounts

Compare over 300 Banking Accounts

Current Accounts: These accounts combine accounts with an overdraft facility and accounts with no overdraft facility.
Basic Bank Accounts: Basic Bank Accounts are no-frills current accounts aimed at those people with no credit history or those that have previously been unbanked.
Student & Young Person Accounts: These accounts are designed to assist young people and students to become prudent with their personal finances. Most of the Student Accounts have interest free overdraft facilities, free banking and a 'student advisor' service to help students with their money management problems. They may also offer a credit card facility. Both types of accounts offer incentives to encourage consumers to open an account, which include: cash payments, mobile phones or gift vouchers; discounts on CD's, DVD's, computer games, concert tickets, books and entrance to night clubs. Some accounts will pay interest on credit balances.
Graduate Accounts: These accounts aim to assist graduates with their money and debt management for time periods of up to 3 years after graduation.
Foreign Currency Accounts: Foreign Currency Accounts can be managed like standard current accounts, but consumers can generally choose to run them using Sterling, Euros or US Dollars.
Typical Balance: The typical balance of your account after any direct debits/ standing orders or other regular payments have been made.
Compare Current Accounts: Compare your Current Account overdraft with other overdraft rates and see how much you could save by switching.
Packaged Account: These accounts offer a wide range of additional benefits.
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  • Basic Bank Accounts
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    Best Selling current accounts (including online bank accounts) you can apply for now

    Exclusive
     Lender  Product  Incentive  Monthly Deposit 
     HALIFAX
    		 Reward Current Account  £50 cashback exclusive only at moneysupermarket.com and £5 per month when you pay in £1,000.  £1000Apply
    Switching Incentive
     Lender  Product  Incentive  Interest (AER)  Min Balance 
     HALIFAX
    		 Reward Current Account  £50 cashback exclusive only at moneysupermarket.com and £5 per month when you pay in £1,000.  0%  £1000Apply
    Reward Paying Accounts
     Lender  Account  Incentives 
     HALIFAX
    		 Reward Current Account  £50 cashback exclusive only at moneysupermarket.com and £5 per month when you pay in £1,000.Apply
     BANK OF SCOTLAND
    		 Reward Current Account  Pay in £1,000 each month and receive £5 reward each monthApply
    Best Rate
     Lender  Product  Interest (AER)  Min Balance  O/D Rate  O/D Buffer 
     SANTANDER
    		 The Santander Account (Preferred In-credit Rate)  5%  £1  19.90%  n/aApply
     NATWEST BANK PLC
    		 Current Plus  0.1%  £1  19.89%  £100Apply
     THE ROYAL BANK OF SCOTLAND PLC
    		 Interest Paying Current Account  0.1%  £1  19.89%  £100Apply
     HALIFAX
    		 Reward Current Account  0%  £1000  0.00%  n/aApply
     FIRST DIRECT
    		 1st Account  0%  £1  15.90%  £250Apply
    Best Overdraft
     Lender  Product  Overdraft Notes  Interest (AER) 
     SANTANDER
    		 The Santander Account (Preferred Overdraft Rate)  0% for 1st 12 mths, then 12.9% EAR  0%Apply
    Best Packaged Accounts
     Lender  Product  Interest (AER)  Min Balance  Service Charge 
     SANTANDER
    		 Reward Current Account  5%  £1  £10 per month.Apply
     THE ROYAL BANK OF SCOTLAND PLC
    		 Royalties Account  0.15%  £1  £6.95 per month.Apply
     HALIFAX
    		 Ultimate Reward Current Account  0%  £0.01  £12.50 per month.Apply
     NATWEST BANK PLC
    		 Advantage Gold  0.25%  £1  £12.95 per month.Apply
     THE ROYAL BANK OF SCOTLAND PLC
    		 Royalties Gold Account  0.15%  £1  £12.95 per month.Apply
     SANTANDER
    		 Premium Current Account  5%  £1  £20 per month.Apply
    Ethical Accounts
     Lender  Product  Interest (AER)  O/D Rate  O/D Buffer 
     THE CO-OPERATIVE BANK PLC
    		 Current Account Plus  0%  15.90%  n/aApply
    Basic Banking
     Lender  Product  Interest (AER)  Min Balance  Service Charge 
     THINK BANKING LTD
    0800 074 4333    		  Think Banking Managed Account  0%  £1  £12.50 per month.Apply

    Direct Provider

    Use the Direct Provider if you already know which Provider you want to view UK bank accounts for.

    Current Accounts Guide

    There are many different Current Accounts available in today's market. From specialist young person's bank accounts to Current Accounts (with overdraft), Cheque Accounts, Basic Bank Accounts, Student Accounts, Graduate Accounts, Foreign Currency Accounts and Current Accounts with special offers. Our Current Account guide will help you compare bank accounts and you choose the best current account for your needs.

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    Register for free to receive the latest news on current accounts, including the best rates and banking reports. Our experts Stuart Glendinning and Libby Robinson offer inside knowledge while Rate Alert also features best buys and articles on other financial products, insurance and more. New users receive a £20 Virgin wine voucher.

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