Provider / Account Interest Rate
(AER)
Authorised
O/D Rate
Free banking if in credit? Access
Online Tel Branch
* Results *
NATIONWIDE BS
FlexDirect
5% up to £2,500
0% £2,501+
n/aYesInternetPhone
5.00% AER on balance up to £2.5k for 1st 12 monthsSubject to status.No account charges.*
Details
Info:
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BANK OF SCOTLAND
Classic Account with Vantage

1.5% up to £999
3% £3,000+
19.94%YesInternetPhoneBranch
Earn 3.00% AER on balance of £3k-£5k.£10 interest and fee free overdraft buffer.No account charges.Details
Info:
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LLOYDS TSB BANK PLC
Classic Account with Vantage

1.5% up to £999
3% £3,000+
19.94%YesInternetPhoneBranch
Earn 3.00% AER on balance of £3k-£5k.£25 interest free planned overdraft.No acc charges.Details
Info:
£1,000 per month must be paid into the account to receive interest.
COVENTRY BS
Coventry First

1.1%n/aYesInternetPhoneBranch
Includes a 0.85% bonus payable for the first year.£250 interest free buffer.No account charges.Details
Info:
No min investment, max £250,000. £1,000 must be deposited monthly.
DANSKE BANK
Danske 24/7

0.25%9.37%YesInternetPhoneBranch
Earn 0.25% on all credit balances.Subject to status.No account charges.Details
Info:
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BANK OF CYPRUS UK
Online Personal Current Account

0.1%negotiableYesInternet
Earn 0.10% on all credit balances.Subject to personal circumstances.No account charges.Details
Info:
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CUMBERLAND BS
Cumberland Plus

0.1%9.99%YesInternetPhoneBranch
Earn 0.10% on balances from £1.00.Subject to status.No account charges.Details
Info:
Only available to open in branch. £750 minimum monthly funding required.
ULSTER BANK (NI) LTD
Current Plus Account

0.01%15.84%YesInternetPhoneBranch
Earn 0.01% on balances from £1.00.See Details.No acc charges.Details
Info:
Min investment £1.00.
CITIBANK
Citigold Current Account

0%9.9%NoInternetPhoneBranch
No interest earned.£500 interest free overdraft.£25 per month.Details
Info:
A range of benefits are available.
HALIFAX
Current Account
0%n/aYesInternetPhoneBranch
No interest earned.Subject to status.No account charges.*
Details
Info:
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NATWEST BANK PLC
Select Account
0%19.89%YesInternetPhoneBranch
No interest earned.£100 interest free O/D.No acc charges.*
Details
Info:
Min investment is £1.00.
SANTANDER
Everyday Current Account
0%0%YesInternetPhoneBranch
No interest earned.No arranged O/D usage fee for 4 months.No account charges.*
Details
Info:
24 hour account access.
SANTANDER
123 Current Account
0% up to £999
3% £3,000+
0%NoInternetPhoneBranch
Earn interest on balances from £1,000.No arranged O/D usage fee for 4 months.£2.00 per month.*
Details
Info:
Receive cashback on your household Direct Debits. £500 monthly deposit required.
THE ROYAL BANK OF SCOTLAND PLC
Select Account
0%19.89%YesInternetPhoneBranch
No interest earned.£100 interest free O/D.No acc charges.*
Details
Info:
Min investment £1.00. No arrangement fees for overdrafts up to £15,000.
BANK OF CHINA (UK) LIMITED
Current Account

0%n/aYesBranch
No interest earned.Negotiable.No account charges.Details
Info:
Only available to open in branch. Available in different currencies.
BANK OF IRELAND UK
Clear Account - Level 1

0%8.5%YesInternetPhoneBranch
No interest earned.Subject to status.No account charges.Details
Info:
Minimum monthly funding £1,500.
BANK OF IRELAND UK
Clear Account - Level 2

0%13%YesInternetPhoneBranch
No interest earned.Subject to status.No account charges.Details
Info:
Minimum monthly funding £500.
BANK OF IRELAND UK
Clear Account - Level 3

0%14.5%YesInternetPhoneBranch
No interest earned.Subject to status.No account charges.Details
Info:
Up to £500 monthly funding required.
BANK OF SCOTLAND
Classic Account

0%19.94%YesInternetPhoneBranch
No interest earned.£10 interest and fee free overdraft buffer.No account charges.Details
Info:
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CITIBANK
Citibank Plus Current Account

0%16.9%NoInternetPhoneBranch
No interest earned.£500 interest free overdraft.£8.00 per month.Details
Info:
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CLYDESDALE BANK PLC
Current Account Plus

0%18.85%YesInternetPhoneBranch
No interest earned.No arrangement fees.No account charges.Details
Info:
Only available to open in branch or by phone. Access to Savings Account Plus.
CLYDESDALE BANK PLC
Current Account Control

0%18.85%NoInternetPhoneBranch
No interest earned.No arrangement fees.£15 per month.Details
Info:
Only available to open in branch or by phone.
CUMBERLAND BS
Cumberland Day2Day

0%n/aYesInternetPhoneBranch
No interest earned.No overdraft facility available.No account charges.Details
Info:
Only available to open in branch. £200 minimum monthly funding required for customers aged 24+.
DANSKE BANK
Danske Choice

0%13.79%YesInternetPhoneBranch
No interest earned.No fee up to £7,500.No account charges.Details
Info:
Receive account alerts via text & email.
FIRST TRUST BANK (NI)
Classic Account

0%negotiableYesInternetPhoneBranch
No interest earned.Agreed rate.Subject to terms.Details
Info:
Only available to open in branch. Min investment £1.00.
HSBC BANK PLC
Amanah Bank Account

0%n/aYesInternetPhoneBranch
No interest earned.Not available.No acc charges.Details
Info:
Only available to open in branch. Amanah is compliant with Shariah (Islamic law).
HSBC BANK PLC
Passport

0%n/aNoInternetPhoneBranch
No interest earned.Not available.£8.00 per month.Details
Info:
Designed for people moving to the UK.
HSBC BANK PLC
Bank Account

0%19.9%YesInternetPhoneBranch
No interest earned."Fair Fees Policy" applies.No acc charges.Details
Info:
A range of benefits are available.
HSBC BANK PLC
Bank Account Pay Monthly

0%19.9%NoInternetPhoneBranch
No interest earned.Subject to status.£15 per month.Details
Info:
Only available to open in branch or by phone. Must deposit a minimum of £500 per month.
ICICI BANK UK
HomeVantage Current Account

0%14.75%YesInternetPhoneBranch
No interest earned.Available on request, subject to status.No account charges, subject to meeting conditions.Details
Info:
Min investment £1.00.