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Exclusive current accounts - Ordered by interest rate (AER)
- Provider/Product name
- Customer Service Rating
- Overdraft Rate (EAR) 15.90%
- Interest Rate (AER) 0.00%
Switching Gift Card!
£100 M&S gift card if you switch your main bank account using the current account switching service
- Overdraft Facility
- Mobile App
- Direct Debits
- Great for
- Access to the 6% AER high interest rate M&S Monthly Saver account
- First £100 overdraft is interest free with a £50 buffer if you go over the agreed overdraft limit. No monthly fee
- But be aware that
- To qualify for the £100 gift card you must use the Current Account Switch Service
0% EAR variable on the first £100. 15.9% EAR variable thereafter.