EXCLUSIVE CURRENT ACCOUNTS

Receive £125 cashback when you switch to first direct through Moneysupermarket.com. You must pay in at least £1,500 a month otherwise a £10 monthly fee will be charged. No interest is paid on balances in credit but first direct is well known for excellent customer service.

first direct is a division of HSBC Bank plc

Basic current account offering MasterCard prepaid card. Open to everyone with no credit checks and instant online opening but note monthly fee.

A current account with no penalty charges that comes with a MasterCard® Prepaid Card to keep your bill money and spending money separate so you know where you stand.

Benefits include:

• Earn up to 4% cash rewards on everyday spending with your prepaid card at over 35 leading high street retailers
• No overdrafts, so you never spend more than you’ve got
• No hidden fees or unexpected bank charges
• Be in complete control of your finances with simple, secure online banking
• Pay your bills by Direct Debit and Standing Order – with no penalty fees if they bounce
• Open to everyone* with a quick and easy switching service
• One off set up fee of £4.00 and monthly management fee of £4.00 for 6 months 

 * UK residents aged 18 and over. Subject to satisfactory identity and residency checks

It is also worth bearing in mind that there is a 50p per withdrawal charge for all ATM withdrawals in the UK.

The Cashplus prepaid Gold MasterCard Deluxe account is an alternative to a bank account and is a revolutionary blend of some of the best benefits from a bank account and a credit card. If you live in the UK and are 18 years or older, you’re guaranteed to get an account. Each account comes with a unique sort code and account number, so you can have your wages paid directly in to the account and also receive other BACs or Faster Payments. You will receive a Gold Chip & PIN prepaid MasterCard.

Unlike Debit cards, you also get free purchase protection when using the card, so if a business goes bust, goods are damaged, faulty or never received, you may be entitled to a refund and just like some credit cards, you can get cashback everytime you spend.

Exclusive offer for moneysupermarket.com customers...

To quality for this exclusive offer and receive a refund for your set up fee of £4.95, simply load at least £20.00 within 31 days of paying your initial fees on the account.