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Simply enter the names and dates of birth of the happy couple, along with some information about your wedding
Wedding insurance
Protect your big day with wedding insurance.
What is wedding insurance?
Wedding insurance gives you financial protection for one of the most costly and important days of your life. It covers you against the cost of cancelling or rescheduling your wedding, as well as common things that could go wrong.
That means you’ll be insured if any key people in your wedding party fall ill, or if your venue or caterer can’t make their commitments. You might even be able to get insurance against the weather.
Your insurance is there to ensure that while it's likely that your wedding day will go off without a hitch, in the unfortunate event that anything goes wrong, you won't be left out of pocket.
Do I need wedding insurance?
Whether you need wedding insurance is up to you. It is a great way of protecting your big day. Weddings take a lot of planning and preparation, and they aren't cheap.
Wedding insurance covers you against the cost of cancelling or rescheduling your wedding.
If you’re looking forward to a quiet ceremony with a few friends and family, you're less likely to be financially worse off if you have to rearrange.
But if your wedding planning includes pulling out all the stops for your special day, you may want to consider getting insurance.
💡 Did you know: your home insurance can provide cover for things like your engagement and wedding rings.
Average wedding cost in the UK
£21,990
According to data from hitched.co.uk 2026 Wedding Industry Report
Average wedding loan
£7500^
Based on the average loan amount from enquiries made on MoneySuperMarket in June 2026.
Why get wedding insurance through WedCover?
Cancellation cover up to £80,000, Financial Failure of Suppliers up to £32,000 & much more!
Optional extras include Excess Waiver, Marquee Cover & Public Liability!
Rated excellent on Trustpilot with a 4.7 out of 5 score.
Simple in-house claims process
T&Cs apply- see policy details
How much does wedding insurance cost?
Wedding insurance in the UK typically costs between £50 and £150 for average-sized weddings, although basic policies can start from around £20. More comprehensive cover for larger or more expensive weddings may cost £300 or more.
The price you pay will depend on factors such as the total cost of your wedding, the level of cover you choose, and any optional extras you add, such as marquee cover or public liability insurance.
However, even if you’re not booking an expensive venue or pulling out all the stops when it comes to catering, a big wedding can still be more expensive to insure. If you decide you want public liability cover with your wedding insurance, you’ll be asked how many guests you’re expecting. More guests means a higher risk – so if you’ll have lots of people celebrating with you, insurance might cost a little more.
What does wedding insurance cover?
Depending on the level of cover you choose, WedCover wedding insurance has the following policy inclusions and exclusions:
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What's covered
Cancellation cover from £2,000 up to £100,000
Cover if your wedding is cut short due to an insured event
Up to £40,000 if a wedding supplier stops trading
Up to £30,000 for ceremonial clothing, photography, videography, wedding cars and transport
Up to £2 million of personal liability cover
Up to £10,000 of personal accident cover
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What's not covered
Changing your mind about getting married
Rearrangement costs that aren't covered by the policy
Claims relating to pre-existing medical conditions
Self-inflicted injury or suicide
Claims involving anxiety, stress or depression unless the person has been admitted to hospital as an inpatient for those conditions
Financial losses from payments made more than 90 days before your policy starts
Supplier financial failure if the supplier stops trading or enters administration within 45 days of buying your policy
What policy add-ons are available?
Every wedding is unique, so when you’re looking for wedding insurance keep an eye out for these optional extras that could come in handy:
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Marquees
If you’re renting a marquee, consider getting an add-on to your insurance. That way, you won’t be left with a huge bill if it’s damaged during the event
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Guest personal liability
Covers you if a guest accidentally causes injury or damage during your wedding
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Honeymoon cover
Helps protect your honeymoon costs if you need to cancel or cut your trip short due to an insured event
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Covid-19 cover
Extra protection for certain wedding disruptions linked to Covid-19, depending on your policy
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Excess waiver
An optional extra that can reduce or remove the excess you pay when making a claim
Example quote when comparing wedding insurance
WedCover
Great for
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If your wedding is cancelled
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Photography and video cover
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Wedding day transport cover
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Flowers and cake cover
But be aware that
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Wedding rearrangement not covered
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Overseas cover not included
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Marquee cover not included
This is for illustrative purposes only. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. Quote taken on 15.02.2024.
Learn more about our full methodology here.
Getting married abroad?
Overseas wedding insurance provides cover for weddings abroad, giving you extra peace of mind for your special day.
Consider travel insurance with wedding-related extras for your trip, including cover for attire and gifts while abroad. Our wedding travel insurance cover starts from just £29.16
Policies are available for weddings in Europeand worldwide, but be sure to check your policy details for exclusions.
Why compare wedding insurance with MoneySuperMarket
Getting a great quote for wedding insurance is simple with MoneySuperMarket. We compare deals from a range of leading UK providers to find you our best deals:
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Your level of cover
We’ll need to know the total cost of your wedding, plus whether you want add-ons like marquee or public liability insurance
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View your quote
Once you’ve filled in a quick form, we’ll show you a range of quotes to choose from, so you can pick the one that suits your needs
Our expert says…
Think about the most expensive event in your life – for many of us that would be a wedding. Caterers, venue, bands, flowers; the list of costs can feel endless. But what if something went wrong that meant you needed to cancel your big day? If you have wedding insurance then you can relax, knowing you are covered if you need to rearrange. As for relaxing on the day itself – unfortunately, insurance can’t help you with that!
Sam Meadows Home Insurance Expert
How to choose the best wedding insurance
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Add up costs
Start by adding up the cost of the big event and how much you would be out of pocket if you had to cancel or rearrange. This will give you an initial guide to how much cover you may need.
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Shop around
It’s then wise to shop around to compare quotes for cover. MoneySuperMarket lets you see a variety of quotes from many UK providers that all offer different levels of cover and add-ons
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Pick your perfect policy
Not all wedding policies offer the same level of cover and the cheapest may not always be the best wedding insurance for you. Make sure you are aware of your policy exclusions
Does wedding insurance cover illness?
Wedding insurance protects you if someone important can’t attend the wedding due to illness. However, providers might have different terms and conditions, so make sure you read your policy in full before you buy.
I’ve already arranged services or paid deposits. Will they be covered?
You should be covered for deposits you’ve already paid when you take out a wedding insurance policy. However, if there’s already been an incident that’s led to you losing your deposit or having to cancel a service, a new insurance policy won’t cover you.
Can I change or cancel my policy?
If the cost of your wedding rises and you decide you might need extra protection, talk to your insurer – it should be easy to get extra cover. If you decide you don’t need wedding insurance, you can usually cancel your policy within 14 days.
Will my honeymoon also be covered?
Wedding insurance doesn’t cover your honeymoon – but we have a range of great deals on travel insurance to choose from to help make your big getaway stress-free.
When should I buy wedding insurance?
It’s usually best to buy insurance as soon as you start spending money on your wedding. That way, you’ll be covered for every penny. It doesn’t cost any more to sort out your wedding insurance early, and you can usually get insured for a wedding up to two years ahead of time.
What will actually happen if I need to make a claim on my wedding insurance?
If there’s a problem and you need to claim on your wedding insurance, contact your insurer as soon as possible.
If you’re claiming on a lost or stolen item, you should take reasonable steps to get it back. If you’re claiming on damage to your wedding attire or decorations, don’t throw them away – your insurers will want to see the damage themselves. Your insurer will also want to see any relevant paperwork – whether that’s a receipt, a contract, or a bank statement.
Then, they’ll pay out so you can replace what’s been lost, recoup your deposit, or reschedule your wedding for a different date.
How can I lower the risk of needing to claim on my wedding insurance?
Some things are always unpredictable – that’s what wedding insurance is for. But there are steps you can take to increase the chance that your big day goes off without a hitch.
Make sure your wedding rings and any other important items are stored securely before your celebration. Use trusted suppliers to reduce the chance of being left in the lurch.
Reviewed on 16 Jul 2026 by
YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).
Data based on the minimum price of travel insurance sold through MoneySuperMarket with wedding cover for April 2026-June 2026. Prices vary based on your personal details & circumstances.
Based on the median loan amount from enquirys made on MoneySuperMarket in June 2026 where the purpose of the loan was Wedding.
