Commercial
For properties used as business premises.
Defaqto is an leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
NIG provides comprehensive landlord insurance tailored for both residential and commercial properties.
Their policies are designed to offer robust protection against a wide range of risks associated with property ownership and management.
NIG's landlord insurance policies have been awarded a Defaqto 5-star rating, indicating a high level of cover and comprehensive benefits. This rating reflects the policy's quality and the breadth of protection it offers to landlords.
Some of the key benefits of taking out landlord cover with NIG include:
✔ Basic policies cover core risks such as fire, theft, and storm damage.
✔ Mid-level policies add accidental damage and wider perils like subsidence.Landlords’ contents cover up to £50,000,
✔ Higher-level or tailored policies include legal expenses, rent guarantee, and other specialist protections.
For properties used as business premises.
For buy-to-let properties that you rent out.
If you own multiple buy-to-let properties.
Annual Price | Cheapest | Average |
|---|---|---|
Buildings Insurance + Properties Owners' Liability | £157.32* | £237.53* |
Buildings Insurance + Properties Owners' Liability + Contents Insurance | £190.87* | £288.43* |
According our data, 10% of our customers paid this amount or less a month for their building cover and property owner's liability landlord insurance.
You can contact NIG's Head Office on Tel: 020 7656 6000
For a comprehensive list of contacts by department or region, visit NIG's official contact page: https://nig.com/contact-us/
NIG, Crown House, 145 City Road, London EC1V 1LP
For new business (commercial): For new commercial insurance inquiries, email newbusiness.northwest@nig-uk.com.
When you take out NIG landlord insurance through MoneySuperMarket your insurance is provided by NIG, but managed by the insurance broker Simply Business. They will handle your insurance claim.
You can do this online or you can call them on 0333 207 0560. Lines are open 24/7.
This could include a crime reference number, photos of damage, and repair quotes.
If your claim is successful (most are), you will generally receive a payout within 24 hours.
Most current NIG policies (including landlord insurance) are underwritten by UK Insurance Limited, registered in Leeds (No. 1179980). This company is authorised by the PRA and FCA
Everyone has the legal 14 day cooling off period from policy start date. Cancelling during this period may incur a low cost admin fee. Cancelling after this period may incur a cost of approx £55 and you may not earn any additional NCB.
Yes, landlord insurance can offer crucial financial assistance if something should happen to your property - while it isn’t a legal requirement, it gives you peace of mind that you’ll be protected.
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
We're also the UK's most recommended price comparison website*.
Give us a few details and we'll show you multiple quotes in minutes, saving you time and effort.
Such as the address, date of purchase, when it was built, and if it's commercial or residential.
Their employment status and which background checks you perform.
You can choose different amounts depending on your circumstances and risk-tolerance.
If you want any optional extras with your insurance, such as contents cover.
Basic details of your existing policy, including any previous claims history.
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
Defaqto is an leading independent reviewer of financial products. NIG's has been awarded a Defaqto 5-star rating, indicating it is among the most comprehensive and feature-rich products available in the market
Individual insurance products from NIG will have different ratings.
Data from the Defaqto website. Data from July 2025.
According to Simply Business data, 10% of customers paid £157.32 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £237.53 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £190.87 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £288.43 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £13.11 or less monthly for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
YouGov Survey 1st October 2023 to 30th September 2024. Net recommended score derived from “Which of the following online service website would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=19272, CompareTheMarket n=17631, Go.Compare n=10457, Confused.com n= 8421, Uswitch n=681)