Commercial
For properties used as business premises.
Defaqto is an leading independent reviewer of financial products. Four stars is for 'an excellent product with a comprehensive range of features and benefits'.
Covea provides insurance cover for customers via insurance brokers and intermediaries. They are perfectly placed with the knowledge and expertise to look after a diverse range of insurance needs including property owners, motor trade and more
Some of the key benefits of taking out landlord cover with Covea include:
✔ Buildings insured up to £1 million (upgradeable)
✔ Property Owners Liability up to £5 million liability cover
✔ Loss of Rent Protection (Residential)
For properties used as business premises.
For buy-to-let properties that you rent out.
For buy-to-let properties that you rent out.
Annual Price | Cheapest | Average |
|---|---|---|
Buildings Insurance + Properties Owners' Liability | £157.32* | £237.53* |
Buildings Insurance + Properties Owners' Liability + Contents Insurance | £190.87* | £288.43* |
According our data, 10% of our customers paid this amount or less a month for their building cover and property owner's liability landlord insurance.
First route is to contact your broker—Covea sells exclusively through brokers/intermediaries
Fill out the contact form with as much detail as possible.
General enquiries (Head Office) – 0330 221 0444
Open weekdays: 09:00–17:00.
You can send a message via the contact form on their site, but you can also email: info@coveainsurance.co.uk
Covea Insurance, A&B Mills, Dean Clough, Halifax, HX3 5AX
When you take out Covea landlord insurance through MoneySuperMarket your insurance is provided by Covea, but managed by the insurance broker Simply Business. They will handle your insurance claim.
You can do this online or you can call them on 0333 207 0560. Lines are open 24/7.
This could include a crime reference number, photos of damage, and repair quotes.
If your claim is successful (most are), you will generally receive a payout within 24 hours.
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
We're also the UK's most recommended price comparison website*.
Give us a few details and we'll show you multiple quotes in minutes, saving you time and effort.
Covéa Insurance underwrites its own products in the UK—meaning they’re the insurer and underwriter for policies sold under the Covéa Insurance plc brand.
Covéa only sells via brokers, they don’t offer direct online quotes. You can use the BIBA "Find a Broker" tool or call 0370 950 1790
All changes must go through the broker or intermediary you purchased through
Yes, landlord insurance can offer crucial financial assistance if something should happen to your property - while it isn’t a legal requirement, it gives you peace of mind that you’ll be protected.
Such as the address, date of purchase, when it was built, and if it's commercial or residential.
Their employment status and which background checks you perform.
You can choose different amounts depending on your circumstances and risk-tolerance.
If you want any optional extras with your insurance, such as contents cover.
Basic details of your existing policy, including any previous claims history.
These are typically distributed via brokers or affinity partners (like John Lewis or AA)
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
Defaqto is an leading independent reviewer of financial products. Individual insurance products from Covea will have different ratings. Data from the Defaqto website. Data from July 2025.
According to Simply Business data, 10% of customers paid £157.32 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £237.53 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £190.87 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £288.43 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £13.11 or less monthly for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
YouGov Survey 1st October 2023 to 30th September 2024. Net recommended score derived from “Which of the following online service website would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=19272, CompareTheMarket n=17631, Go.Compare n=10457, Confused.com n= 8421, Uswitch n=681)