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Renault car insurance

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Who is Renault?

Established in 1899, Renault is a French car manufacturer that produces a range of cars and vans, including some electric vehicles. Founded by brothers Louis, Marcel, and Fernand Renault, the company is now part of the Renault-Nissan-Mitsubishi Alliance.

In the UK, the most popular Renault is the Clio hatchback. One of the most popular electric cars in the UK is the Renault Zoe.

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How much does a Renault cost to insure?

The cost of insuring a Renault will depend on the model you choose. Insurance providers sort cars into 50 different insurance groups, with the most costly to insure going into the higher groups.

So if you choose a powerful or valuable car, you’re likely to pay higher premiums. That said, your age and driving history also have a big impact.

That’s why the most expensive Renault model to insure is the Clio, which is often chosen by younger drivers, while the least expensive to insure is the Captur.

  • 1

    Three most popular models2

    1. Clio - £668 /year to insure  
    2. Megane - £614 /year to insure
    3. Captur - £366 /year to insure

  • 2

    Three most expensive models2

    1. Clio Dynamique - £866 /year to insure
    2. Clio Extreme - £865 /year to insure
    3. Clio Dynamique 16V - £837 /year to insure

  • 3

    Three least expensive models²

    1. Captur Iconic - £314 /year to insure
    2. Capture Dynamique - £314 /year to insure
    3. Captur - £364 /year to insure

Who drives a Renault?

Renaults are most commonly insured by drivers in their 30s, 50s and early 60s – those aged 30 to 39 make up over a fifth of all insurance quotes for Renaults. They’re more commonly found in the North West than anywhere else, but they are also popular in the West Midlands and London2.

Average car insurance premiums by age and policy type

What cover do I need for my Renault?

When you insure your Renault, you’ll need to pick one of three different policy types:

  • Fully comprehensive

    Fully comprehensive policies usually pay out for damage, repairs, medical expenses, fire damage and theft, as well as damage to third-parties, their vehicle or their property

    £584 on average2

  • Third-party, fire and theft

    Third-party, fire and theft cover the cost of damage to other people, their vehicles and their property, but only protects your own vehicle if it’s stolen or damaged by fire

    £887 on average2

  • Third-party only

    Third-party only car insurance covers damage you cause to a third-party, their vehicle or their property, but won’t pay out for damage to your own car 

    £1,397 on average2

What extra features can I add to my Renault policy?

Most car insurance policies can have various extra features added on – such as:

  • Breakdown cover

    Breakdown cover pays for calling out roadside assistance if your vehicle gets into trouble

  • Motor legal protection

    Motor legal protection covers legal fees you might face related to a car insurance claim

  • Personal accident cover

    Personal accident cover can offer compensation if you're injured or killed in an accident

How can I cut the cost of my Renault insurance?

There are various steps you can take to reduce your car insurance premiums. For example, you can:

  • 1

    Increase your voluntary excess

    Offering to pay a higher voluntary excess tells insurers you'll only claim when you need to - so your cover should end up cheaper

  • 2

    Avoid making small claims

    Avoiding small claims also lets you build your no-claims bonus, which will help you earn lower premiums in the future

  • 3

    Lower your mileage

    Driving fewer miles means spending less time behind the wheel, so the chances of you being involved in an accident are lower

  • 4

    Pay premiums annually

    Paying annually with a lump sum up-front usually works out cheaper than spreading the cost over 12 months

Where can I find Renault car insurance?

Finding car insurance for your Renault only takes a few minutes when you compare quotes with MoneySuperMarket. Just answer a few questions about yourself, your car, and the level of cover you want, and we’ll search the market for the best deals for you.

You can compare the options available by the cost of the policy, the cover you’ll receive, and the excess you’ll need to pay to make a claim. And once you’ve found the deal you want, all you have to do is click through to the provider’s page to get insured.

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