Breakdown cover
24-hr unlimited roadside callouts and misfuelling cover
Why get car insurance from AA?
The AA (Automobile Association) was founded in 1905 by a group of four motoring enthusiasts in London. It has since grown into a renowned brand and trusted provider of car insurance, driving lessons, and breakdown cover, as well as a range of personal finance products.
There are now 14 million members of the AA and it sells a range of insurance policies.
It also offers short-term car insurance, bike insurance, van insurance, home insurance, and travel insurance.
The AA’s car insurance policy is rated five stars by Defaqto, the highest score available.
Contact AA
You can contact the AA by phone, the number differs depending on the reason you’re getting in touch. To change something on your policy it’s 0370 533 2211 and for general enquiries there is an online contact form.
If you have a complaint, you can contact the AA on 0344 209 0556 or 0161 333 5910 or insurance.complaints@theaa.com.
Or if you’d prefer post it’s:
Member Relations,
The Automobile Association,
Lambert House,
Stockport Road,
Cheadle,
Cheshire SK8 2DY
Price breakdown by policy
Insurance Policy | Type | Average Price |
|---|---|---|
AA Silver | Third Party, Fire & Theft | £478^ |
AA Gold | Fully Comprehensive | £363^ |
AA Silver | Fully Comprehensive | £361^ |
Example AA car insurance quote
This is for illustrative purposes only. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example.
Learn more about our full methodology here.
What types of car insurance can I get with AA?
AA offers three types of car insurance cover - Silver, Gold, and Platinum. With a Silver and Platinum package, you get motor legal assistance included as standard. Plus, the Platinum package also provides car hire and a motor accident plan.
The following are all standard with each of its comprehensive policies:
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European cover
You are covered to drive abroad for up to 90 days
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Windscreen cover
You won’t have to pay out for windscreen claims or lose your no claims discount
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Personal belongings
Up to £250 covered for contents in your car
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Courtesy car
A courtesy car while yours is being repaired at an approved garage
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Replacement locks
Cover for up to £1,000 is included
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Replacement child seats
If yours are damaged or destroyed in an accident
Can I cancel my AA insurance policy and switch providers?
If you wish to cancel your AA car insurance, you'll have to contact them directly either by phoning them or using their live chat.
If your policy is coming up for renewal: Contact them to discuss cancelling before your policy automatically renews. If your policy hasn't expired yet, there may be a small admin fee to process your cancellation.
If you've just taken out a policy: As per UK law, you legally have a 14 day cooling off period where you can cancel your policy within this timeframe and won't be charged
If your policy has auto-renewed at a higher rate: Contact AA insurance directly to see if you can renegotiate or cancel your policy
What level of cover can I get with AA?
AA offers three levels of cover:
Fully comprehensive: The highest level of cover you can get and is also the cheapest option of cover – so you'll be getting maximum peace of mind when you drive
Third party fire and theft cover: Middle level of cover you can take out from most providers – it offers more protection than third-party only, but not as much as fully comprehensive
Third party only: The minimum level of cover you need to drive on UK roads, offering the most basic level of protection - covering injuries or damage you cause to another person, their vehicle, or their property from a car accident
What add-ons can I get with AA?
In addition to standard car insurance, AA also offers the following types of car insurance:
-
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Motor legal protection
Motor legal protection covers legal fees you might face related to a car insurance claim
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Replacement vehicle cover
This add-on provides a car if yours is ever stolen or damaged and isn’t repairable until you get a new car
Why compare AA car insurance with MoneySuperMarket?
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Quick and easy
Just give us a few details about yourself, your car, and the cover you need
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Compare with other insurers
You'll see how AA compare to other insurers, making sure you're finding the best deal
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Renewal reminders
Our Car Monitor service lets you know when your MOT and tax are due, so you never slip up
Trusted Service Awards Winners
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
Who underwrites AA insurance?
The AA provides insurance from a panel of insurers, including Aviva, Allianz, Covea, and Premier. You’ll be told which insurer is underwriting your policy before you buy it.
Can I add other drivers to my AA car insurance policy?
Yes, you can add named drivers to your AA car insurance by contacting the insurer.
Can I pay AA in monthly instalments?
Yes, you can pay your AA car insurance policy in monthly instalments via Direct Debit or in one annual payment.
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Every page on our website goes through a careful editorial process before it is published. It’s written or reviewed by one of our experienced experts, checked for accuracy, and updated regularly to reflect the latest information.
We do use AI tools to support our research and drafting, but a human editor is always in the loop to review, fact-check and approve everything before it’s published, so you can trust that what you’re reading is both reliable and up to date.
You can read more in our editorial guidelines.
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Our comparison service is, and will always be, free to use.
Why should I use a price comparison website?
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
Does MoneySuperMarket work with all the providers on the market?
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
Is car insurance eligible for SuperSaveClub and rewards?
Yes, you can earn SuperSaveClub rewards when you buy car insurance through MoneySuperMarket.
This includes:
Up to £15, which you can withdraw as a pre-paid Mastercard or a gift card for brands like Sainsbury's and Amazon.co.uk
Free Days Out pass (worth £180), which gives free entry to a range of UK attractions
Cashback of up to 10% when you spend at brands including eBay, Just Eat and Argos
To earn SuperSaveClub rewards on purchases you must:
Sign up to SuperSaveClub (it's free)
Be signed in to your account when you make the purchase
More information can be found on our SuperSaveClub homepage.
Is car insurance eligible for Price Promise?
Yes, car insurance is included in our Super Save Price Promise.
If you buy through us then find the same deal for less we will:
refund the difference
give you a gift card worth up to £20
Terms and conditions apply. More information can be found on our Price Promise page.
Reviewed on 10 Dec 2025
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.