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Ford car insurance

Compare car insurance prices for your Ford and find a cheaper deal

Why buy cheap Ford insurance from us?

  • Find affordable cover for your Ford
  • See prices from over 110 insurers
  • It’s fast free and easy

Who is Ford?

The Ford Motoring Company is one of the oldest car companies in the world. It was Henry Ford, the founder, who pioneered mass-produced cars using the assembly line method – and Ford is still one of the biggest car manufacturers to this day.

They produce a range of different models and their variety of options has helped make them popular with drivers of all ages.

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How much does a Ford cost to insure?

The cost of insuring a Ford will depend on the model you have, among a range of other factors. Insurance providers sort cars into different insurance groups, with one being least expensive and 50 the most expensive.

Insurers take a number of things into account when deciding these groups, but essentially the more powerful, expensive or rarer your car, the higher the group it will be in. 

The most expensive model to insure is predictably the Mustang. The Fiesta taking second place may seem surprising as it’s known for being an small and affordable car – but it’s likely that this makes it popular with younger drivers, who would then pay higher premiums, driving up the overall average.

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    Three most popular models2

    1. Fiesta - £681 /year to insure  
    2. Focus - £581 /year to insure
    3. Mondeo - £545 /year to insure

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    Three most expensive models2

    1. Mustang - £1,315 /year to insure
    2. Fiesta Zetec S (90) - £1,299 /year to insure
    3. Fiesta Zetec S - £1,150 /year to insure

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    Three least expensive models2

    1. B-Max  - £319 /year to insure
    2. Puma - £356 /year to insure
    3. KA+ Zetec TI-VCT 85 - £365 /year to insure

2Based on fully comprehensive car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.

 

Who drives a Ford?

Fords are most popular in the north-west of England, with around 16% of all Fords insured through MoneySuperMarket located in this region. This was followed by London and the west midlands in second and third, respectively.

Drivers aged 20 to 24 were also the second most popular age group to insure a Ford car, beaten only by those aged 30 to 392.

 

Average car insurance premiums by age and policy type

2Based on fully comprehensive car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.

 

What cover do I need for my Ford?

When you take out insurance for your car, you’ll be able to choose from three different policy types:

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Fully comprehensive

Fully comprehensive policies will cover you for damage, repairs, medical expenses, fire damage and theft, as well as damage done to someone else, their car or their property

£598 on average2

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Third-party, fire and theft

Third-party, fire and theft offers cover for other people, their vehicles and their property, as well as protection for your own vehicle if it’s stolen or damaged by fire

£916 on average2

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Third-party only

Third-party only car insurance covers you for any damage you do to a third party, their vehicle or their property. It won’t pay out for any damage done to your own car

£1,425 on average2

2Based on car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.

What extra features can I add to my Ford policy?

Aside from what’s mentioned above, car insurance policies can also come with a range of extra features that can bolster your cover – such as:

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Breakdown cover

Breakdown cover pays out for roadside assistance if your vehicle breaks down

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Motor legal protection

Motor legal protection covers legal costs you might face related to a car insurance claim

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Personal accident cover

Personal accident cover offers a compensation pay-out if you’re injured or killed in an accident

Some of these will be included as standard, while others may be available as an optional addition – though they’ll increase your premiums, so it’s worth considering whether you really need them before taking out extra levels of cover. You can learn more about additional features with our guide to car insurance policy features.

How can I cut the cost of my Ford insurance?

There are a few different ways you might be able to lower your car insurance premiums:

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    Increase your voluntary excess

    Pay a higher voluntary excess if you can afford to, as this will tell insurers you won’t bother making frivolous claims on your policy

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    Avoid making small claims

    This can also let you build your no-claims bonus, which will help you earn lower premiums in the future

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    Lower your mileage

    Driving fewer miles means spending less time on the road, lowering the chances of you being involved in an accident.

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    Pay premiums annually

    Paying annually might mean a greater initial outlay, but overall it usually works out cheaper than spreading the cost over 12 months

Where can I find Ford car insurance?

Finding car insurance for your Ford is quick and easy when you compare quotes with MoneySuperMarket. All you need to do is tell us a little about yourself, your car and the cover you need, and we’ll search the market for deals that match your requirements.

You’ll be able to compare options by the overall annual and monthly cost of the policy, the cover you’ll get and the excess you’ll need to pay to make a claim. Once you’ve found the deal you want, just click through to the provider’s page to finalise your purchase.

 


 

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