Travel Money and Foreign Currency


Travel Money

Best Travel Money Deals

Our travel money site is designed to inform you of the best deals no matter how you plan to pay abroad. Our best buys table, travel money saving tips and guides outline all of your travel money options from foreign currency to travellers cheques, as well as debit, credit and prepaid cards for overseas use.

Foreign Currency

Provider Foreign
Currency
Commissions
Ordering
Options
Delivery
Options
Home
Delivery
Fees
Commission
Free
Buy Back
Apply

0.00%
Online
Phone
Branch Collection
Home Delivery
Free* Yes
Additional Details: *£3.95 on orders under £400. You can book and collect from selected airports and train stations.

0.00%
Online
Phone
Home Delivery
Free* Yes
Additional Details: *Free delivery on orders over £350. The delivery charge is £4.95 for orders under £350. Orders placed before 12:30pm will be delivered by Special Delivery Service by 1.00pm the next working day. Orders received before 12.30pm on Friday will be delivered the following Monday. Orders placed after 12.30pm on Friday or placed on Saturday/Sunday, will be delivered the following Tuesday. The minimum currency order is £50 and the maximum is £7,000.

0.00%
Online
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: Post Office Travel Money has been awarded Best Foreign Exchange Provider for the last 3 years running by the British Travel Awards. There is 0% commission and competitive rates on over 70 foreign currencies. Order online and get currency or Travellers Cheques delivered to your front door or pick up from one of 12,000 local Post Office branches. You can also have a guaranteed Saturday home delivery for added convenience (an additional fee of £1.50 is charged). *Free delivery for branch collection and orders over £500 for home delivery Monday - Friday.

0.00%
Online
Home Delivery
Free* No
Additional Details: *£5.00 delivery fee on orders under £500. 20 currencies available PLUS choose a delivery option to suit you including Next Day, Saturdays or pick a day up to 7 days after the order has been placed (terms and fees apply).

0.00%
Online
Home Delivery
Free* Not stated.
Additional Details: *£6.00 on orders under £500.

ACE-FX.com
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: Preferential rate for large amounts and guaranteed better rates than any major competitor. *Minimum order is £500.

American Express Travel Money Now
0.00%
Online
Phone
Branch Collection
n/a Not stated.
Additional Details: Order online then collect from Terminals 1, 3 or 4 at Heathrow Airport, Edinburgh Airport or Glasgow Airport.

Change Group
0.00%
Online
Branch
Branch Collection
Home Delivery
Free Yes
Additional Details: The maximum order value using the Faster Payments option is £2,500 and for card payments is £800 and the minimum order value is £200 within a 30 day period. Collection is available at London Luton, Cardiff, Belfast and Prestwick airports and selected high street branches.

Crown Currency Exchange
0.00%
Online
Phone
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders under £300. Benefit from preferential exchange rates by ordering foreign currency in advance.

first direct
0.00%
Online
Phone
Home Delivery
Free* Not stated.
Additional Details: *Orders over £2,000 (max £7,000) are subject to a 2.00% handling fee (minimum £3.95, free to first directory members).

foreign-currency.com
0.00%
Online
Phone
Home Delivery
£4.95 Yes
Additional Details: Order before 12.30pm and your money will be delivered by fully insured special delivery by 1.00pm the next working day.

Halifax
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Free Yes
Additional Details: ---

Lloyds TSB
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
£4.50 Not stated.
Additional Details: ---

Marks & Spencer
0.00%
Online
Phone
Branch
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders under £500. M&S Bureaus are available in larger M&S stores.

MyTravel
0.00%
Online
Phone
Home Delivery
£5.00 Yes
Additional Details: Online ordering: Minimum £100, maximum £2,500.

No1 Currency
0.00%
Phone
Branch
Branch Collection
n/a Yes
Additional Details: ---

Sainsbury's Finance
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Fully insured registered post. Not stated.
Additional Details: Order any amount between £100 and £2,000.

Senli Cash & Go
0.00%
Online
Home Delivery
Free* Not stated.
Additional Details: *Free delivery on orders over £2,000.

Tesco
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes - even if not purchased from Tesco.
Additional Details: *Free home delivery for orders over the phone or online of £500 or more. (£5.00 if under). Branch collection is available within a limited number of Tesco Stores.

Thomas Cook
0.00%
Online
Phone
Branch Collection
Home Delivery
Not Stated. Not stated.
Additional Details: You can arrange to collect your travel money from Manchester Airport or from Terminal 5 of Heathrow Airport.

Thomas Exchange
0.00%
Online
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *A charge of £5.00 is made per £2,500 ordered, this covers the order against loss, with an immediate replacement or refund.

Thomas Exchange Global
0.00%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *A charge of £5.00 is made per £2,500 ordered. This covers next day guaranteed and insured delivery. Preferential rate for large amounts and guaranteed better rates than any major competitor.

Travelcare
0.00% (online orders).
Online
Phone
Branch Collection
Home Delivery
Free Yes
Additional Details: ---

Travelex
0.00%
Online
Branch Collection
Home Delivery
Free* Yes
Additional Details: *Free home delivery when you order more than £500.

Credit Cards

Credit Card Foreign Currency Fee - Europe Foreign Currency Fee - Rest of the World Foreign ATM Withdrawal Fee Typical APR Cash APR Apply

Halifax Clarity Credit Card
0.00% 0.00% 0.00% 12.9% 12.92%
Additional Details: ---

Santander Zero
0.00% 0.00% 0.00% 18.9% 27.9%
Additional Details: ---

Saga Platinum
0.00% 0.00% 2.00% (min £2.00). 11.9% 19.6%
Additional Details: ---

Post Office Platinum
0.00% 0.00% 2.50% (min £3.00). 16.9% 24.1%
Additional Details: ---

Nationwide BS Gold
0.00% 1.00% 2.50% (min £3.00). 16.9% 27.9%
Additional Details: Great credit card. The 0% balance transfer offer is one of the longest available (3% balance transfer fee). It is also one of the cheapest cards to use abroad. Nationwide is one of the only major providers to allocate monthly repayments to the most expensive debt first.

Nationwide BS Classic Card
0.00% 1.00% 2.50% (min £3.00). 19.9% 27.9%
Additional Details: ---

Thomas Cook Credit Card
2.50% (Non-Sterling) 2.50% 2.99% (min £2.99). 19.9% 29.9%
Additional Details: ---

Virgin Atlantic White Card
2.75% 2.75% 2.00% (min £3.00). 17.9% 20.9%
Additional Details: Generous reward scheme. Save for free flights: you receive 3,000 Flying Club miles when you make your first purchase, then 2 miles for every pound you spend on Virgin Atlantic flights or Virgin Holidays and 1 mile for every pound spent elsewhere. Cardholders get 10% off Virgin Holidays.

Virgin Atlantic Black Card
2.75% 2.75% 2.00% (min £3.00). 37.1% 20.9%
Additional Details: ---

Barclaycard Platinum Simplicity
2.75% 2.75% 2.50% (min £2.50). 6.8% 15.8%
Additional Details: ---

John Lewis-Waitrose Partnership Card
2.75% 2.75% 2.50% (min £2.50). 16.9% 23.9%
Additional Details: ---

Barclaycard Platinum
2.75% 2.75% 2.50% (min £2.50). 16.9% 27.9%
Additional Details: A credit card with a low 16.9% APR plus 0% interest free on balance transfers for 16 months (2.9% handling fee applies) and 0% interest on purchases for 3 months from account opening.

The GM Card
2.75% 2.75% 2.50% (min £3.00). 14.9% 23.9%
Additional Details: ---

Bank of Ireland Gold
2.75% 2.75% 2.50% (min £3.00). 16.9% 22.478%
Additional Details: ---

Bank of Ireland Standard
2.75% 2.75% 2.50% (min £3.00). 17.9% 22.478%
Additional Details: ---

Bank of Ireland MoneyBack Gold
2.75% 2.75% 2.50% (min £3.00). 17.9% 22.478%
Additional Details: ---

The Co-operative Bank Clear
2.75% 2.75% 2.75% 12.9% 12.9%
Additional Details: ---

The Co-operative Bank Think
2.75% 2.75% 3.00% (min £3.00). 12.9% 18.0%
Additional Details: ---

bmi American Express Credit Card
2.75% 2.75% 3.00% (min £3.00). 16.9% 27.9%
Additional Details: ---

Miles & More American Express
2.75% 2.75% 3.00% (min £3.00). 16.9% 27.9%
Additional Details: ---

MINT Credit Card
2.75% 2.75% 3.00% (min £3.00). 16.9% 27.9%
Additional Details: ---

smile gold
2.75% 2.75% 3.00% (min £3.00). 18.9% 25.9%
Additional Details: ---

smile classic
2.75% 2.75% 3.00% (min £3.00). 20.9% 25.9%
Additional Details: ---

MBNA Travel American Express
2.75% 2.75% 3.00% (min £3.00). 31.5% 27.9%
Additional Details: ---

Lloyds TSB Airmiles Duo
2.95% 2.95% 3.00% (min £2.50). 15.9% 24.9%
Additional Details: This rewards card enables you to collect Airmiles with your purchases and balance transfers which gives you one of the best Airmiles rewards schemes in the market, plus collect double Airmiles when you spend abroad.

Lloyds TSB Platinum MasterCard
2.95% 2.95% 3.00% (min £2.50). 15.9% 27.9%
Additional Details: ---

ipoints Rewards Card
2.95% 2.95% 3.00% (min £3.00). 15.9% 23.95%
Additional Details: ---

Halifax All In One
2.95% 2.95% 3.00% (min £3.00). 15.9% 27.95%
Additional Details: This credit card is a very strong offer with a competitive 0% introductory period on purchases and balance transfers (subject to a fee).

Clydesdale Bank Gold
2.95% 2.95% 3.00% (min £3.00). 16.9% 24.9%
Additional Details: To apply for this card you must be an existing Clydesdale Bank customer, but not an existing Clydesdale Bank or Yorkshire Bank credit card customer.

Yorkshire Bank Gold
2.95% 2.95% 3.00% (min £3.00). 16.9% 24.9%
Additional Details: To apply for this card you must be an existing Yorkshire Bank customer, but not an existing Yorkshire Bank or Clydesdale Bank credit card customer.

Egg
2.95% 2.95% 3.00% (min £3.00). 17.9% 23.9%
Additional Details: One of the market-leading offers if you want to make a balance transfer: interest-free until 01/11/11, although you will pay a 3% transfer fee. The 0% offer on purchases is shorter at just three-months – you will pay the typical standard APR of 17.9% thereafter.

Egg Money World MasterCard
2.95% 2.95% 3.00% (min £3.00). 18.6% 21.9%
Additional Details: ---

HSBC Bank Credit Card
2.99% 2.99% 2.50% (min £2.50). 16.9% 23.9%
Additional Details: This product is currently only available to existing HSBC current account customers.

HSBC Premier
2.99% 2.99% 2.50% (min £2.50). 11.9% 11.9%
Additional Details: ---

M&S Credit Card
2.99% 2.99% 2.99% (min £3.00). 15.9% 23.9%
Additional Details: ---

first direct gold card
2.99% 2.99% 2.99% (min £3.00). 16.9% 23.9%
Additional Details: The gold card is only available once you become a first direct 1st Account holder.

first direct credit card
2.99% 2.99% 2.99% (min £3.00). 19.9% 24.7%
Additional Details: The credit card is only available once you become a first direct 1st Account holder.

Virgin Credit Card
2.99% 2.99% 3.00% (min £3.00). 16.6% 27.9%
Additional Details: This card comes with a 0% introductory period on balance transfers for 14 months with a 2.98% balance transfer fee. You can also use this card to get money off your holidays.

MBNA Platinum
2.99% 2.99% 3.00% (min £3.00). 16.9% 27.9%
Additional Details: 0% on balance transfers until September 2011 when made in the first 90 days.

American Express Express Rewards Credit Card
2.99% 2.99% 3.00% (min £3.00). 17.9% 27.9%
Additional Details: Great alternative to a cashback card. Earn reward points every time you spend - 3 points for every £1.00 spent at major UK supermarkets, 2 points for every £1.00 at UK department stores and 1 point for every £1.00 elsewhere. Spend £500 per month in the first 3 months and receive 18,000 bonus points worth £90. Points are exchanged for high street gift vouchers. Also, purchases are interest-free for 6 months.

Virgin Credit Card
2.99% 2.99% 3.00% (min £3.00). 18.9% 27.9%
Additional Details: ---

American Express Platinum Cashback
2.99% 2.99% 3.00% (min £3.00). 19.9% 27.9%
Additional Details: Market-leading cashback card. Earn 5% cashback for the first three months, up to a maximum spend of £2,000, then up to 1.25% thereafter. The standard APR is 19.9%. Bear in mind that American Express is not as widely accepted as Visa and MasterCard.

Nectar Credit Card
2.99% 2.99% 3.00% (min £3.00). 18.9% 27.9%
Additional Details: ---

British Airways American Express
2.99% 2.99% 3.00% (min £3.00). 19.9% 27.9%
Additional Details: 1,000 bonus BA Miles when you spend £500 within first 3 months and 1 BA Mile for virtually every £1 you spend.

Prepaid Cards

Prepaid Card Foreign ATM Withdrawal Fee Foreign Purchase Fee Foreign Currency Fee Card Fees Apply
Application Fee Monthly Fee

Escape Travel Money Euro Card
None Free None Free None
Additional Details: These cards are available in Euro, Dollar or Sterling and there’s a maximum balance of €6,250 on the Euro card. Top up for free online or at Phones4u stores. You can even earn cashback at some retailers, including Sainsbury’s and Domino’s Pizza.

Escape Travel Money Dollar Card
None Free None Free None
Additional Details: These cards are available in Euro, Dollar or Sterling and there’s a maximum balance of $7,500 on the Dollar card. Top up for free online or at Phones4u stores. You can even earn cashback at some retailers, including Sainsbury’s and Domino’s Pizza.

Escape Travel Money Sterling Card
None Free None Free None
Additional Details: These cards are available in Euro, Dollar or Sterling and there’s a maximum balance of £5,000 on the Sterling card. Top up for free online or at Phones4u stores. You can even earn cashback at some retailers, including Sainsbury’s and Domino’s Pizza.

Travelex Cash Passport Dollar
None Free None Free None
Additional Details: You can lock-in your US Dollar exchange rates before you travel.

Travelex Cash Passport Euro
None Free None Free None
Additional Details: You can lock-in your Euro exchange rates before you travel.

Travelex Cash Passport Sterling
None Free None Free None
Additional Details: There is a minimum charge of £3.00 & 2.00% on all loads and reloads. Online orders are commission free.

Caxton Euro Card
None Free Refer to provider for the latest exchange rates. Free None
Additional Details: Improved currency rate compared to foreign currency with this prepaid card. A cost effective way of spending money abroad.

Caxton Dollar Card
None Free Refer to provider for the latest exchange rates. Free None
Additional Details: A cost effective way of spending money abroad.

Caxton Global Traveller Card
None Free 2.50% Free None
Additional Details: Currency is loaded on to the card in Sterling and it converts upon transaction into whichever currency is appropriate where you use the card, with a flat exchange rate of 2.50%. There are no overseas ATM withdrawal fees. The minimum load of this card is £100.

Cashplus Euro Card
None* Free* 2.99% Free None
Additional Details: Absolutely FREE card when used in the Euro zone, with very competitive exchange rates. And it's free and easy to top up - online through a Cashplus Gold account or in authorised retail stores! *ATM withdrawals are free in the Euro zone, otherwise a charge of €4.00 applies. Purchases in Euros are free, non Euro purchases incur a 2.99% charge. You must already hold a Cashplus Gold card before you can apply for this card.

EXCLUSIVE my Travel Cash Multi-Currency
£1.00 1.50% 1.50% Free None
Additional Details: New customers can load more than £500 onto the card to earn £5.00 cashback. There is a 1.50% foreign exchange fee but there is no commission or monthly service charge. Use this card to avoid Ryanair £5.00 booking fees and instead pay just £0.50 to book flights.

talkSPORT Card
£1.00 Free 2.75% £9.95 None
Additional Details: ---

Speedcard VEC
£1.20 £0.50 None £9.95 £2.45
Additional Details: ---

EXCLUSIVE my Travel Cash - Euro
€1.25 Free 2.50% Free* None
Additional Details: EXCLUSIVE offer – card delivered within 2 days via Express Delivery, EXCLUSIVE exchange rate and FREE backup card for friends and family, PLUS get £5.00 cashback when you load more than £500 or equivalent. Cashback applied after purchase and only available to new my Travel Cash customers for a limited time. *No card application fee, subject to a minimum load of €10.

CrewCard
£1.25 £0.50 3.00% £10.00 £0.50
Additional Details: ---

EXCLUSIVE FairFX Euro Currency Card Special
€1.50 Free None Free* None
Additional Details: A £5.00 bonus will be added to the card when you load more than £500 equivalent to the card. This offer is for a limited period only and available to new FairFX customers. *The card application fee is waived on orders over €10. Otherwise it is £9.95.

EXCLUSIVE my Travel Cash - US Dollar
$1.50 Free 2.50% Free* None
Additional Details: EXCLUSIVE offer – card delivered within 2 days via Express Delivery, EXCLUSIVE exchange rate and FREE backup card for friends and family, PLUS get £5.00 cashback when you load more than £500 or equivalent. Cashback applied after purchase and only available to new my Travel Cash customers for a limited time. *No card application fee, subject to a minimum load of $10.

RationalFX Euro Card
€1.50 Free 2.75% Free* None
Additional Details: Use this card wherever you see the MasterCard acceptance mark. You don’t need a bank account to be accepted and wages can be paid directly onto the card. *A £9.95 deposit is taken at the time of applying for the card. This is deposited back on to your card when you make your first load.

payzone worldwide money
£1.50 Free None £5.00 None
Additional Details: ---

BreadFX Euro Prepaid
€1.50* Free* 2.50% Free None
Additional Details: *The ATM withdrawal fee is €1.50 for transactions in Euros and €2.00 for transactions not in Euros. Purchases in Euros are free, there is a charge of 2.50% for purchases not in Euros.

Lloyds TSB Travel Money Card
£1.50 Free 2.75% £7.50 None
Additional Details: ---

Gap Year cashplus
£1.50 Free 2.75% £19.95 £4.95
Additional Details: Travel offers and discounts available.

Virgin PrePaid - Monthly
£1.50 Free 2.95% £9.95 £4.75
Additional Details: Free to top up online with a debit card and at Post Offices.

Oakam Maestro Prepaid Card
£1.50 Free 3.50% €5.00 £4.50
Additional Details: ---

Ministry of Sound
£1.50 £0.20 3.00% £9.99 None
Additional Details: ---

Prime Payment Card
£1.50 2.00% (min 50p, max £1.00). 2.95% £3.00 None
Additional Details: ---

360money SplashPlastic
£1.50 2.50% Withdrawals: 2.50%. Purchases: 1.00%. £5.00 None
Additional Details: Annual Account Maintenance Fee: £4.95 (payable on first top up).

Quidity
£1.50 2.95% 3.50% £5.00 None
Additional Details: ---

eclipse prepaid pay monthly
£1.50 plus 1.50% surcharge. Free 1.50% £8.95 £4.45
Additional Details: ---

eclipse prepaid pay as you go
£1.50 plus 1.50% surcharge. £0.75 1.50% surcharge. £8.95 None
Additional Details: ---

360money Optimum Pay Monthly
£1.50 (2.00% surcharge over £50). Free 2.95% £9.95 £4.95
Additional Details: Free online account management services.

360money Optimum Pay As You Go
£1.50 (2.00% surcharge over £50). 2.95% 1.00% surcharge. £9.95 None
Additional Details: Free online account management services.

ClearCash Prepaid MasterCard
£1.50 Free 2.75% £4.50 £9.99
Additional Details: Only £4.50, a fantastic value card for everyday use, with unique BudgetMaster tools, Purchase Protection, SMS balance check, NEW cheque loading service, discount shopping site and much more!

FairFX Anywhere Card
1.50% 1.50% 1.50% Free None
Additional Details: Unlike many prepaid cards, the Anywhere Card can be used to make purchases in both euros and dollars. Cardholders are charged a 1.50% transaction fee but no additional amount for using an ATM.

ClearCash Pay-as-you-go MasterCard
£1.50 2.50%* 2.75% £4.50* None
Additional Details: This prepaid card is accepted wherever you see the MasterCard acceptance mark and you can choose between paying monthly and paying as you go. Use the BudgetMaster tool to track exactly where you’re spending money and get your finances under control. *There is a 2.50% transaction fee, plus a 2.75% foreign exchange fee for transactions in currencies other than Sterling. The card application fee is reduced to £4.50 (£5.00 via SMS) for a limited period, the standard fee is £10.

ICE Travellers Cashcard Sterling
£1.75 Free 2.00% Free None
Additional Details: No fees to purchase, top up or to buy abroad.

LCC
£1.99 Free 4.00% £9.95 £4.99
Additional Details: ---

BREAD
£1.99 2.75% 2.75% £7.50 None
Additional Details: Free loading via Post Office branches and BACS and also free balance check via SMS.

EXCLUSIVE FairFX Dollar Currency Card Special
$2.00 Free None Free* None
Additional Details: A £5.00 bonus will be added to the card when you load more than £500 equivalent to the card. This offer is for a limited period only and available to new FairFX customers. *The card application fee is waived on orders over $20. Otherwise it is £9.95.

Post Office Travel Money Card – US Dollar
£2.00* Free None Free None
Additional Details: *US Dollar equivalent. A cross border fee applies if transaction is in currency other than that of the card.

Post Office Travel Money Card – Euro
£2.00* Free None Free None
Additional Details: *Euro equivalent. A cross border fee applies if transaction is in currency other than that of the card.

RationalFX Dollar Card
$2.00 Free 2.75% Free* None
Additional Details: Use this card wherever you see the MasterCard acceptance mark. You don’t need a bank account to be accepted and wages can be paid directly onto the card. *A £9.95 deposit is taken at the time of applying for the card. This is deposited back on to your card when you make your first load.

Escape Prepaid MasterCard
£2.00 Free None £3.49 None
Additional Details: You pay £9.99 for the card but £6.50 is added back onto your card once you've loaded £100 in the first 90 days. There is a maximum card balance of £3,000. Top up for free with cash at Phones4u stores. You can even earn cashback at some retailers, including Sainsbury’s and Domino’s Pizza.

EntroPay Plastic Card - Sterling
2.00% Free 2.00% £4.99 None
Additional Details: ---

EntroPay Plastic Card - Euro
2.00% Free 2.00% €7.49 None
Additional Details: ---

EntroPay Plastic Card - US Dollar
2.00% Free 2.00% $9.99 None
Additional Details: ---

White Eagle Wages/Payroll Prepaid Debit Card
£2.00 Free None £9.95 £3.95
Additional Details: ---

Neon Prepaid MasterCard
£2.00 Free None £9.99 None
Additional Details: ---

White Eagle Money Share Prepaid Debit Card
£2.00 Free None £12.95 £3.95
Additional Details: ---

White Eagle Money Share Prepaid Plus Debit Card
£2.00 Free None £19.90 £3.95
Additional Details: ---

Post Office Travel Money Card - Sterling
£2.00 Free 2.75%* Free None
Additional Details: *A cross border fee applies if transaction is in currency other than that of the card. 1.50% commission for loading Sterling card (min fee £3.00, max £20).

Just Cash (N&N Financial Solutions)
£2.00 Free 3.00% £7.95 £3.95
Additional Details: ---

Prepaid Financial Services Card
2.00% (min £2.00, max £5.00). Free 3.00% £8.95 £1.00
Additional Details: Employers can pay wages onto this card, which can then be used for purchases or withdrawals, although there are fees of between £1.00 and £5.00 for using ATMs. Minimum load is £20.

BaBeeCard
£2.00 plus 3.00%. Free £1.00 plus 3.00%. £9.95 £0.75
Additional Details: ---

Prepaid Financial Services Euro Card
2.00% (min €3.00, max €7.50). Free 3.00% €13.50 €1.50
Additional Details: ---

Prepaid Financial Services US Dollar Card
2.00% (min $4.00, max $10). Free 3.00% $18.00 $2.00
Additional Details: ---

Endsleigh MasterCard Prepaid Card
£2.25 Free None Free None*
Additional Details: *There is a £4.95 annual fee.

Tuxedo Pay Weekly
£2.25 Free None £9.95 £4.00
Additional Details: 15% Cashback when you shop online at over 1,000 retailers and purchases are free.

Tuxedo Pay Monthly
£2.25 Free None £9.95 £4.99
Additional Details: 15% Cashback when you shop online at over 1,000 retailers and purchases are free.

The Times PrePaid Card Pay Weekly
£2.25 Free None £12.00 None
Additional Details: ---

The Times PrePaid Card Pay Monthly
£2.25 Free None £12.00 £4.99
Additional Details: ---

Freedom Eagle Cash Card
£2.25 2.75% (min 50p, max £1.50). None £9.99 None
Additional Details: ---

STA Travel Cash Card
£2.25 2.95% (min 50p, max £1.50). None £9.95 None
Additional Details: ---

Tuxedo Pay As You Go
£2.25 2.95% (min 50p, max £1.50). 2.95% (min 50p, max £1.50). £9.95 None
Additional Details: Receive 15% Cashback when you shop online at over 1,000 retailers.

The Times PrePaid Card Pay As You Go
£2.25 2.95% (min 50p, max £1.50). 2.95% (min 50p, max £1.50). £12.00 None
Additional Details: ---

Crystal
2.25% (min £2.00, max £10). £1.00 None £9.99 £2.99
Additional Details: Reload with cash at over 150,000 locations worldwide in any currency. Max balance £6,000.

B&F Prepaid
2.50% Free 3.00% (min £5.00). £9.99 £3.99
Additional Details: ---

Sterling Card
£2.50 Free 2.75% £8.95 £5.95
Additional Details: ---

Aspinall Prepaid Card
2.75% £0.50 2.75% Free None
Additional Details: ---

The On-X Prepaid Maestro Card
2.75% £0.50 2.75% £8.98 None
Additional Details: ---

ICE Travellers Cashcard US Dollar
$3.00 Free None Free None
Additional Details: No fees to purchase, top up or to buy abroad.

ICE Travellers Cashcard Euro
€3.00 Free None Free None
Additional Details: No fees to purchase, top up or to buy abroad.

PayPal Top Up Card
£3.00 Free 2.75% £4.95 None
Additional Details: ---

Titanium cashplus
£3.00 Free 2.75% £9.95 £4.95
Additional Details: ---

Red88 - Chinese prepaid MasterCard
£3.00 Free 2.75% £13.95 £3.95
Additional Details: ---

Cashplus Gold Activeplus
£3.00 Free 2.99% Up to £4.95 £4.95
Additional Details: Low monthly fees make this great value. It’s packed with benefits: free Purchase Protection, free UK purchases, cashback rewards from online shopping plus add Creditbuilder™, designed to help you improve your credit rating at no extra cost. Pure gold.

Cashplus Gold Deluxe
£3.00 Free 2.99% £4.95 £9.95
Additional Details: FREE UK ATM withdrawals, credit builder and purchase protection and the only prepaid card that offers cashback on all purchase transactions.

Cashplus Gold Premier
£3.00 Free 2.99% £29.99 None
Additional Details: This offers superb value: free UK purchases, free Purchase Protection, cashback rewards from online shopping and a cheap alternative to money transfers. And with an annual fee, there are no monthly fees. This is the gold standard in prepaid cards.

Cashplus Gold Flexiplus
£3.00 £0.99 2.99% £3.95 None
Additional Details: Multi-purpose MasterCard. 100% acceptance, instant approval and FREE top ups at the Post Office and at over 500 retail outlets.

Easykard
3.00% £1.50 3.00% £9.95 £2.95
Additional Details: ---

onebanking Account Prepaid Card
£3.00 plus 2.75%. £7.00 2.75% (max £2.50). £3.00 £9.00
Additional Details: ---

Sterling Travellers Cheques

Provider Travellers
Cheque
Commissions
Ordering
Options
Delivery
Options
Home
Delivery
Fees
Commission
Free
Buy Back
Apply

0.00%
Online
Phone
Home Delivery
Free* Yes
Additional Details: *Free delivery on orders over £350. The delivery charge is £4.95 for orders under £350. Orders placed before 12:30pm will be delivered by Special Delivery Service by 1.00pm the next working day. Orders received before 12.30pm on Friday will be delivered the following Monday. Orders placed after 12.30pm on Friday or placed on Saturday/Sunday, will be delivered the following Tuesday. The minimum currency order is £50 and the maximum is £7,000.

Crown Currency Exchange
0.00%
Online
Phone
Home Delivery
Free No
Additional Details: Warning! Check with Crown for currency rate.

first direct
0.00%*
Online
Phone
Home Delivery
Free No
Additional Details: *Telephone orders are available up to £7,000 and are subject to a 2.00% commission fee (minimum £3.95, free to first directory members).

Nationwide
0.00%
Phone
Home Delivery
£3.50 Yes
Additional Details: ---

Lloyds TSB
0.00%*
Online
Phone
Branch
Branch Collection
Home Delivery
£4.50 No
Additional Details: *Branch orders will be subject to a 1.50% (minimum £3.00) commission fee.

foreign-currency.com
0.00%
Online
Phone
Home Delivery
£4.95 No
Additional Details: Warning! Conversion rate of 0.975 pence to £1.00 applies.

MyTravel
0.00%
Online
Phone
Home Delivery
£5.00 Yes
Additional Details: Online ordering: Minimum £100, maximum £2,500.

1.00%
Online
Phone
Home Delivery
Free Yes
Additional Details: A charge of £4.95 may apply to orders under £300.

Thomas Exchange
1.00%
Online
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *A charge of £5.00 is made per £2,500 ordered, this covers the order against loss, with an immediate replacement or refund.

Halifax
1.00% (min £3.00).
Online
Phone
Branch
Branch Collection
Home Delivery
£5.00* Yes
Additional Details: *Home delivery is not available for online orders.

Marks & Spencer
1.00%
Phone
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: *£5.00 on orders under £500.

RBS
1.00% (min £3.00, max £50).
Phone
Branch
Branch Collection
Home Delivery
Free* Not stated.
Additional Details: *£5.00 on orders under £500.

NatWest
1.00% (min £3.00, max £50).
Phone
Branch
Branch Collection
Home Delivery
Free* Not stated.
Additional Details: *£5.00 on orders below £500.

Saga
1.00%
Online
Phone
Home Delivery
Free* Yes
Additional Details: Free for orders over £300 *(£4.95 for orders under £300).

Tesco
1.25%
Online
Phone
Branch
Branch Collection
Home Delivery
Free* Yes - even if not purchased from Tesco.
Additional Details: *Free home delivery for orders over the phone or online of £500 or more. (£5.00 if under). Branch collection is available within a limited number of Tesco Stores.

1.50% (max £50).
Online
Branch
Branch Collection
Home Delivery
Free* Yes
Additional Details: Post Office Travel Money has been awarded Best Foreign Exchange Provider for the last 3 years running by the British Travel Awards. Order online and get currency or Travellers Cheques delivered to your front door or pick up from one of 12,000 local Post Office branches. You can also have a guaranteed Saturday home delivery for added convenience (an additional fee of £1.50 is charged). *Free delivery for branch collection and orders over £500 for home delivery Monday - Friday.

Travelex
1.50%
Online
Phone
Branch Collection
n/a Yes
Additional Details: Order currency online and pick up at the airport.

Barclays Bank
1.50% (min £1.50).
Phone
Branch
Branch Collection
Home Delivery
Free No
Additional Details: ---

HSBC
1.50%
Phone
Branch
Branch Collection
Home Delivery
Free Yes
Additional Details: £3.95 handling fee applies to orders below £500 for home delivery.

Travelcare
2.00%
Online
Branch Collection
Home Delivery
Free Not stated.
Additional Details: Collection from UK airports and stations.

Thomas Cook
3.00%
Online
Branch
Branch Collection
Home Delivery
Free Not stated.
Additional Details: You can arrange to collect your travel money from Manchester Airport or from Terminal 5 of Heathrow Airport.

Don’t throw your cash away with a poor exchange rate – maximise your holiday spending money by getting the best deal on foreign exchange. Find out more by reading our money saving tips

Foreign currency or traveller’s cheques? Debit cards or credit cards? Or how about prepaid cards? There are many options when taking a holiday abroad and our guide to travel money and foreign currency will show you how these choices work and who they are right for.

Do you know your commission charges from your dynamic currency conversion? Our jargon buster will help you understand all the technicalities involved in carrying your money abroad.

If you're about to buy your travel money but don't know your Euros from your Dollars and your Drachma from your Yen, then fear not because our guide to world currencies will help you find the currency for the country of your choice.

Register for free to receive the latest travel money news, including foreign exchange and traveller's cheques. Our expert Steve Willey offers inside knowledge while Rate Alert also features best buys and articles on other financial products, insurance, travel, motoring and more. New users receive a £20 Virgin wine voucher