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Compare cashback credit cards

If you pay your credit card off in full each month then the interest rate is irrelevant. Instead why not go for a credit card that rewards your for spending in form of a cashback credit card? Moneysupermarket.com, offers a wider choice of credit card deals than any other comparison site, helping you identify the best card for your needs.

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results for cashback cards

Card	Introductory		Typical APR (Variable)	Price for Risk Our 'Price for Risk' logo indicates that the credit card will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted
Card	Rate	Cashback	Typical APR (Variable)
American Express Platinum Cashback	5%	5% cashback for 3 months	19.9%	No	American Express Platinum Cashback 19.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age £30000 p.a. Minimum income
American Express Platinum Cashback	5%	Our expert says: "5% cashback for 3 months, up to 1.25% thereafter"
Barclaycard Cashback	1%	1% cashback on the first £2,000, 0.5% on the rest (maximum £20,000 spend per year)	14.9%	No	Barclaycard Cashback 0% on Balance transfers until December 2010 (BT fee 2.5%) 14.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 21 years Minimum age £20000 p.a. Minimum income
Barclaycard Cashback	1%	Our expert says: "A credit card with 1% cashback on your first £2,000 spend every year; 0.5% thereafter (T’s&C’s apply) plus 0% interest on balance transfers until December 2010 (2.5% handling fee)"
Egg Money World MasterCard	1%	1% cashback on all spending	17.8%	Yes	Egg Money World MasterCard 8.9% on Balance transfers until repaid (BT fee 0%) 17.8% Typical APR (Variable) 21.9% on Cash advances £12 Annual fee 18 years Minimum age
MBNA Platinum Rewards Card	N/A	Use reward points to claim cashback. £1 = 1 point, 5,000 reward points = £20 cashback	15.9%	No	MBNA Platinum Rewards Card 0% on Balance transfers for 13 months (BT fee 2.9%) 0% on Purchases for 3 months 15.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age
MBNA Platinum Rewards Card	N/A	Our expert says: "A good alternative to a cashback card because reward points can be used at a wide range of high street retailers including John Lewis, Boots and Debenhams. Earn 1 point for every £1.00 spent on the card. There is a 13-month 0% offer on balance transfers, but don’t use the card for this purpose if you’ll spend on it as well: purchases are only interest-free for 3 months – you’ll be charged 15.9% thereafter"

Everything you need to know about cashback credit cards

What is a cashback credit card?

Money for nothing is a rare thing in this world. But credit cards can be very rewarding, if you know how to use them. Some credit cards reward you with cashback for every pound you spend on the card.

Cashback credit cards are great for those who clear their balance in full each month.

Benefits

Cashback cards reward you for spending by giving you a percentage of all your spending back.

The cashback you earn accumulates over the course of the year and the total is either credited to your account annually or sent to you in the form of a cheque.

Negatives

Cashback credit cards are only worth considering if you pay your balance off in full each month. If not, the interest you'll be charged will far outweigh the value of the cashback benefit.

Alternatives

As well as cashback cards, a number of lenders offer reward cards that offer benefits such as Airmiles or reward points that can be used to get money off in certain high street stores when you spend on them. Check out our guide to reward cards for more details.

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