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Coverwise travel insurance

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Who are Coverwise?

Coverwise logo

Coverwise is a travel insurance provider offering Single Trip and Annual Multi-Trip cover for UK residents.

They offer a choice of policy levels designed for different travel needs and budgets, with cover available for many pre-existing medical conditions when these have been declared and accepted.

Coverwise arranges your insurance, with their policies underwritten by AWP P&C S.A. UK Branch, trading as Allianz, a leading global travel insurance and assistance provider.

Customers can access Coverwise sales and service support before and after purchasing, while 24-hour emergency medical assistance is available if serious illness or injury occurs while travelling abroad.

What types of travel insurance can I get with Coverwise?

If you're just going to Europe you can get European travel insurance. Otherwise, you'll need worldwide cover.

  • Icon of plane

    Single-trip insurance

    Best for a one-off holiday of less than 30 days. You can visit more than one country, as long as you don't return home in-between.

What extras can I add to my Coverwise travel insurance?

There may be limitations, conditions and restrictions to the below. Your policy documents will have full information.

  • Trip cancellation cover

  • Cover for stolen or lost baggage

  • Emergency medical cover

  • 24/7 medical assistance

  • Personal accident and liability

  • Legal expenses

  • Cover for personal cash and money

Example quote for Coverwise travel insurance

provider logo

Coverwise

  • Cost

    £6.19

  • Cancellation

    £1,000

  • Medical

    £20m


Great for

  • Baggage cover
  • Covid-related cover

But be aware that

  • Gadget cover optional
  • Not all activities covered

How do I contact Coverwise?

If you need to get in touch with Coverwise to discuss your travel insurance policy, you can contact them via the following:

  • By Phone

    Coverwise can be contacted by phone
    at 01903 255 650

  • icon laptop

    By Email

    You can also email at info@coverwise.co.uk

  • icon people

    Customer Support

    Opening hours:

    Monday to Friday: 9 am – 6 pm

    Saturday: 9 am – 2 pm

    Sunday: Closed

How do I make a claim with Coverwise?

  • 2

    Provide evidence

    This could include:

    • Police reports

    • Doctors notes

    • Receipts for new bookings

  • 3

    Claim is accepted or rejected

    • If successful, either your costs are refunded or the insurer directly pays suppliers, such as hospitals

    • If you believe your insurance claim was unfairly rejected, you can appeal to the Financial Ombudsman Service

Group of friends with suitcases in airport

What extras does Coverwise offer?

Depending on the policy selected, customers can add optional cover for Gadgets and Winter Sports.

Gadget Cover can be added to eligible policies, providing cover for specified portable electronic devices subject to the policy terms, conditions, and excess.

Winter Sports cover provides additional protection for ski and snowboarding trips, including cover for ski passes, winter sports equipment, piste closure, and certain physiotherapy costs following an insured injury.

A wide range of sports and leisure activities is also included within the main policy, subject to the conditions and restrictions shown in the policy wording.

Why choose Coverwise travel insurance?

Coverwise offers a range of travel insurance options to allow customers to choose the level of protection appropriate for their trip and circumstances.

Depending on the policy selected, cover can include:

  • Trip cancellation and interruption;

  • Emergency medical and dental treatment abroad;

  • Emergency transportation and repatriation;

  • Travel delays and missed departures or connections;

  • Lost, stolen, or delayed baggage;

  • Personal liability and legal expenses; and

  • Optional Gadget and Winter Sports cover.

Customers also have access to 24-hour emergency medical assistance while abroad, 365 days a year.

Pre-existing medical conditions must be declared where required and accepted for cover.

How does Coverwise compare?

When comparing Coverwise with other travel insurance providers, it is important to look beyond price and consider whether the policy provides the cover that best suits your needs.

Coverwise offers Single Trip and Annual Multi-Trip policies with different levels of cover, allowing customers to compare options according to their circumstances and travel plans.

When comparing policies, consider factors such as:

  • Cancellation and medical cover limits;

  • Baggage and personal belongings cover;

  • Policy excesses;

  • Maximum trip duration;

  • Cover for pre-existing medical conditions;

  • Any sports and activities you plan to take part in; and

  • Whether optional Gadget or Winter Sports cover is required.

Customers should compare the policy information shown and read the relevant policy documentation before deciding which policy best meets their needs.

What other insurance does Coverwise sell?

  • Single trip

  • Annual multi-trip

  • snowflake icon

    Winter Sports

  • Business Travel Insurance

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Yes, travel insurance is included in our Super Save Price Promise.

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Terms and conditions apply. More information can be found on our Price Promise page.

Reviewed on 27 Aug 2026 by

YouGov Survey 1st July 2024 to 30th June 2025. Net Recommend score derived from “Which of the following online service websites would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=18,382, Compare the Market n=16,802, Go.Compare n=10,162, Confused.com n=8,229, Uswitch n=528).

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