Single-trip insurance
Best for a one-off holiday of less than 30 days. You can visit more than one country, as long as you don't return home in-between.

Founded in 2014, Cedar Tree is a specialist online travel insurance provider owned by Worldwide Internet Insurance Services Limited. It aims to offer cover for all situations, providing 24-hour emergency assistance should you need urgent help while you’re away. It was recently named Forbes Advisor Best of 2022 for travel insurance.
There’s also a handy Cedar Tree app that holds all your policy details. It offers a range of useful services, such as showing you the nearest medical centre and updating you on the latest Foreign and Commonwealth (FCO) guidance.
If you're just going to Europe you can get European travel insurance. Otherwise, you'll need worldwide cover.
Best for a one-off holiday of less than 30 days. You can visit more than one country, as long as you don't return home in-between.
If you go away often then this type policy could be better value. It covers multiple trips for one year.
There may be limitations, conditions and restrictions to the below. Your policy documents will have full information.
You can contact Cedar Tree through the following. Phone: 0203 137 7922
Email: support@cedartreeinsurance.com
Telephone: 0203 137 9479 Email: complaints@cedartreeinsurance.com
This could include:
Police reports
Doctors notes
Receipts for new bookings
If successful, either your costs are refunded or the insurer directly pays suppliers, such as hospitals
If you believe your insurance claim was unfairly rejected, you can appeal to the Financial Ombudsman Service

Depending on whether you are a regular traveller or simply go on holiday once or twice a year, Cedar Tree travel insurance has you covered. In fact, based on your needs and plans, you can take out a single trip or annual multi-trip cover.
Here’s what you need to know about their two main offerings:
Single trip – Single-trip travel insurance is ideal for those who only plan to travel once or twice in a year. Cedar Tree’s policy protects you from any undesired eventuality, from emergency medical fees to personal injury and baggage theft or loss.
Annual multi-trip cover – The annual multi-trip cover offers you the same protection and benefits of a standard single-trip policy. However, the difference is that you can hop on a plane whenever you want, without having to worry about taking out a new travel insurance policy. Cedar Tree’s annual multi-trip cover allows you to travel and be abroad up to 90 days at a time.
Both single trip and annual multi-trip Cedar Tree travel insurance come with three different levels of cover (silver, gold, and platinum). Although to a different extent, they all provide cover for cancellation or curtailment, departure issues, medical expenses, personal money and liability, and baggage loss, theft, or damage.
With Cedar Tree, you can take out a wide array of useful travel insurance extras. Based on your needs and plans, as well as single trip and annual multi-trip cover, you can benefit from the following:
Winter sports – If you are planning to hit the piste, winter sports cover could be a handy extra to add to your ‘standard’ travel insurance. It will keep you covered and protected on your winter experience. Cedar Tree’s policy will protect you against the loss, theft, or damage of your ski and snowboarding equipment. What’s more, it will cover the costs that stem from piste closure, landslides, or avalanches.
Cruises – Cruise travel insurance is a specific policy that keeps you protected against cruise-specific issues, including missed port departures, personal injuries onboard, and skipped destinations due to bad weather. Cedar Tree’s cruise insurance will also cover for emergency evacuations at sea.
Golf – Cedar Tree’s golfing insurance fully covers your valuable equipment in the event of loss, theft, or damage. Moreover, should your baggage be delayed, it will provide you with a small pay-out for every 12 hours of delay.
Business travel – This policy is designed to give businesspeople some peace of mind when travelling for work-related reasons. It protects work equipment and valuables and will also provide you with a benefit to replace staff.
Pre-existing medical conditions – This extra offers you cover if your holiday is disrupted because of your pre-existing medical condition. Discuss your medical conditions with the team at Cedar Tree and they will help you identify the right premium for your needs.
Their opening hours are:
Monday to Friday: 9am–5pm
Saturday to Sunday: Closed
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
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Reviewed on 12 Dec 2025