Bali travel insurance

Key takeaways

• Travel insurance is not legally required but recommended so you are protected if something goes wrong during your trip

• You will probably need to buy insurance add-ons if you want to be covered for adventurous activities like hiking and scuba diving

• Bali is part of the country of Indonesia. Tourists can get a 30-day visa on arrival, which costs about £25

Do I need travel insurance for Bali?

Holiday insurance is not a legal requirement. But without it you will be personally responsible for paying all the costs if something goes wrong with your trip.

Travel insurance can financially protect you if your holiday to Bali is unexpectedly cancelled, you have a medical emergency while travelling, or your belongings are lost or stolen.

Bali hosts major events throughout the year, including Nyepi (19 to 20 March 2026), the Bali Spirit Festival (22 to 26 April 2026) and the Bali Arts Festival (13 June to 11 July 2026). If you’re travelling during these events, travel insurance can help cover delays, cancellations or lost belongings.

What type of travel insurance do I need for Bali?

Standard travel insurance is often suitable for your trip to Bali. It will usually cover:

• Illness and accidents

• Trip and activity cancellations

• Lost luggage

• Theft

• Personal liability

You may need to buy specialised travel insurance or add-ons if you want to cover:

• Pre-existing medical conditions

• Adventurous activities (scuba diving, hiking etc.)

• Winter sports (skiing, snowboarding etc.)

• Backpacking, extended trips or multiple countries

What travel insurance add-ons should I consider for Bali?

Adventure sports and activities cover

Standard travel insurance often doesn’t cover higher-risk sports activities like hiking, scuba diving, or motorbike riding.

Additional medical insurance for remote areas

If you’re planning to spend time in areas far from medical facilities consider choosing a policy that offers a high amount of medical cover and includes things such as evacuations.

Travel disruption cover

Visitors to Bali have had their trips disrupted by natural disasters, protests and disease outbreaks in the past. Standard travel insurance policies often do not cover such ‘force majeures’ or ‘acts of god’.

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Do I need a visa to travel to Bali from the UK?

Visa requirements for a country can change. For the most up-to-date information, check the UK government’s foreign travel advice for Indonesia.

Bali is part of the country of Indonesia. If you are a UK passport holder you need a visa to enter Indonesia. You can get a visa on arrival if you are visiting for a holiday or a business meeting. It costs 500,000 rupiah (about £25) and lasts 30 days.

You can extend this to 60 days or make the visa valid for multiple entries into the country via the Indonesian immigration website.

All UK travellers to Bali must have a passport that is valid for at least six months beyond their arrival date and proof that they intend to leave the country (a return or onward ticket).

Do I need any vaccinations to travel to Bali from the UK?

Bali is part of the country of Indonesia. Up-to-date vaccine recommendations for Indonesia are listed on the Travel Health Pro website.