Motorbike warranty

Key takeaways

• A motorbike warranty is a promise from the manufacturer or a warranty provider to cover repair costs if your bike encounters mechanical issues within a certain period after purchase, typically offering a year of coverage, but this can vary

• Warranties are best purchased at the point of buying a new or second-hand bike and should be renewed before they expire

• The cost of a motorbike warranty varies based on factors like the bike’s model, make, age, mileage, and the chosen level of cover

• Warranties generally do not cover wear and tear, consequential loss, oil leaks, or damages resulting from policy breaches

Owning a motorbike can be an exhilarating experience, but it also comes with its fair share of responsibilities. One of the key considerations for any rider is ensuring their bike is always in top condition.

This is where a motorbike warranty can be a game-changer. But what exactly is a motorbike warranty, and how does it differ from insurance? Let's dive in and explore the ins and outs of motorbike warranties.

What is a motorbike warranty?

A motorbike warranty is essentially a promise from the manufacturer or a warranty provider that should your bike encounter any mechanical issues within a certain period after purchase, the repair costs will be covered.

Typically, a warranty offers a year of cover for repair work on the bike, although this can vary. For a set annual fee, you can ride with the assurance that you won't need to scramble for immediate cash if your bike breaks down.

While some years you might not need to use the warranty, the potential savings on repairs and the safety net it provides can be invaluable.

Is a motorbike warranty different to motorbike insurance?

Indeed, a motorbike warranty is distinct from motorbike insurance. A warranty is limited to mechanical breakdowns and is active for a specified time, usually ranging from one to three years.

On the other hand, a motorbike insurance policy also offers cover for damage caused by external events, including theft or road accidents. A motorbike warranty only offers protection if your bike has a mechanical breakdown within the specified time of you taking the warranty out.

When should you buy a motorbike warranty?

The best time to invest in a motorbike warranty is at the point of purchase, whether you're buying a new or second-hand bike. To ensure you're always covered, it's wise to renew your warranty before the current one expires.

Remember, switching providers might not only save you money but could also offer better coverage. A warranty can be purchased at any time and is often seen as a valuable addition for the peace of mind it provides to bike owners.

How much does a motorbike warranty cost?

The cost of a motorbike warranty isn't a one-size-fits-all figure. It varies significantly depending on the provider and several factors related to your bike. These factors include:

• The bike's model

• The make of the bike

• The age of the bike

• The bike's mileage

• The chosen level of cover

What information do I need to purchase a motorbike warranty?

When you're ready to purchase a motorbike warranty, insurers will require specific details about both the bike and the owner.

You'll need to provide information such as the bike's make, model, age, and mileage. Your home address is also necessary. Depending on the level of cover you opt for, you may even need to show your provider an MOT certificate.

What isn’t covered by a motorbike warranty?

Before you sign on the dotted line, it's crucial to understand what your motorbike warranty does not cover. Providers have their own set of terms and conditions, which come with exclusions. It's important to read the fine print to know the extent of your coverage.

Wear and tear

Generally, a warranty is unlikely to cover wear and tear on bodywork and tires. However, some providers might include significant mechanical issues that arise due to wear and tear.

Consequential loss

If damage is caused by an uninsured motorist riding your insured bike, this may not be covered under your warranty.

Oil leaks

While some providers may cover the repair or replacement of a part that's leaking oil, they might not cover the subsequent damage caused by the leak.

Policy breach

It's also worth noting that breaching the terms and conditions of your policy can void your coverage, leaving you responsible for damage or accidents that occur as a result.

Looking for motorcycle insurance?

If you're in the market for motorcycle insurance, MoneySuperMarket offers a comprehensive comparison tool for motorcycle insurance quotes.

By providing personal information, motorcycle details, and your driving history, you can receive tailored quotes that allow you to compare costs, cover levels, and additional options.

This enables you to find the right balance between cost and coverage, ensuring you don't overpay or find yourself underinsured.

Motorbike warranties and insurance policies are essential considerations for any rider. While warranties cover mechanical breakdowns, insurance protects against external damages and theft.

By understanding the differences and knowing what to look for, you can make informed decisions that keep you and your bike protected on the road. Remember, the open road is always more enjoyable when you have the peace of mind that comes with the right coverage.