Commercial
For properties used as business premises.
Defaqto is an leading independent reviewer of financial products. Four stars is for 'an excellent product with a comprehensive range of features and benefits'.
Zurich offers landlord cover through their property owners insurance policies, and it’s rated highly by its customers, earning a four-star rating on Defaqto.
You’ll be able to cover up to 10 UK commercial and/or residential properties, and each property is insured up to £5 million for total material damage and loss of rent.
Some of the key benefits of taking out landlord cover with Zurich include:
✔ Average-free property covers and data protection cover up to £1 million.
✔ Landlords’ contents cover up to £50,000,
✔ Cover for employers’ liability and legal expenses.
For properties used as business premises.
For buy-to-let properties that you rent out.
Annual Price | Cheapest | Average |
|---|---|---|
Buildings Insurance + Properties Owners' Liability | £157.32* | £237.53* |
Buildings Insurance + Properties Owners' Liability + Contents Insurance | £190.87* | £288.43* |
According our data, 10% of our customers paid this amount or less a month for their building cover and property owner's liability landlord insurance.
You can contact Zurich’s customer support team on 0800 096 6233 - they’re available from Monday to Friday, 9am to 5pm (excluding bank holidays).
Manage your account with your Zurich log in or find contact details for your policy/plan.
Fill out the contact form with as much detail as possible.
When you take out Zurich landlord insurance through MoneySuperMarket your insurance is provided by Zurich, but managed by the insurance broker Simply Business. They will handle your insurance claim.
You can do this online or you can call them on 0333 207 0560. Lines are open 24/7.
This could include a crime reference number, photos of damage, and repair quotes.
If your claim is successful (most are), you will generally receive a payout within 24 hours.
Zurich underwrites its own insurance policies, but some aspects, such as its legal expenses policy, are underwritten by third-parties - in this case, DAS Legal Expenses Insurance Company Limited.
Yes, you can cancel your Zurich landlord insurance policy and switch, and whether it’s within 14 days or later you’ll be required to pay for however long you were covered. However there’s a minimum charge of £50 plus insurance premium tax, so you won’t be refunded anything below this threshold.
Yes, landlord insurance can offer crucial financial assistance if something should happen to your property - while it isn’t a legal requirement, it gives you peace of mind that you’ll be protected.
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
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Such as the address, date of purchase, when it was built, and if it's commercial or residential.
Their employment status and which background checks you perform.
You can choose different amounts depending on your circumstances and risk-tolerance.
If you want any optional extras with your insurance, such as contents cover.
Basic details of your existing policy, including any previous claims history.
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
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Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
No, at this time landlord insurance is not an eligible product for unlocking our SuperSaveClub rewards. It is also not included in our Price Promise.
Defaqto is an leading independent reviewer of financial products. Three stars is for 'A standard product providing an average level of features and benefits'.
Individual insurance products from Zurich will have different ratings.
Data from the Defaqto website. Data from March 2025.
According to Simply Business data, 10% of customers paid £157.32 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £237.53 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £190.87 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £288.43 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £13.11 or less monthly for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
YouGov Survey 1st October 2023 to 30th September 2024. Net recommended score derived from “Which of the following online service website would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=19272, CompareTheMarket n=17631, Go.Compare n=10457, Confused.com n= 8421, Uswitch n=681)