Residential
For buy-to-let properties that you rent out.
Defaqto is an leading independent reviewer of financial products. Four stars is for 'an excellent product with a comprehensive range of features and benefits'.
AXA offers landlord insurance tailored for residential, commercial, and buy-to-let properties. Its policies generally include buildings cover, property owners’ liability, and alternative accommodation for your tenants, as well as cover for subsidence, cables and underground pipes.
It’s fairly popular with customers, earning a 4 star rating on Defaqto for its buy-to-let, commercial and residential landlord insurance policies. You’ll be able to cover bungalows, individual flats and houses with AXA’s landlord insurance.
Some of the key benefits of taking out landlord cover with AXA include:
✔ Free legal advice
✔ 24-hour glass replacement
✔ 24-hour emergency helpline
For buy-to-let properties that you rent out.
For properties used as business premises.
Annual Price | Cheapest | Average |
|---|---|---|
Buildings Insurance + Properties Owners' Liability | £157.32* | £237.53* |
Buildings Insurance + Properties Owners' Liability + Contents Insurance | £190.87* | £288.43* |
According our data, 10% of our customers paid this amount or less a month for their building cover and property owner's liability landlord insurance.
Methodology
Example annual quote based on residential landlord who performs background checks and rents a semi-detached house in Surrey to tenants who are employed and part of a single family unit.
You can log in to your AXA account online to access documents, make changes to your policy, update your details and get a quote for other insurance products.
You can also speak to the customer support team via live chat through its website
When you take out AXA landlord insurance through MoneySuperMarket your insurance is provided by AXA, but managed by the insurance broker Simply Business. They will handle your insurance claim.
You can do this online or you can call them on 0333 207 0560. Lines are open 24/7.
This could include a crime reference number, photos of damage, and repair quotes.
If your claim is successful (most are), you will generally receive a payout within 24 hours.
AXA landlord insurance is underwritten by AXA Insurance UK plc.
Yes, you can cancel your AXA insurance policy - if you do it within 14 days of receiving your documents you’ll get a full refund, so long as your cover hasn’t started yet. If it has started, or if you cancel after 14 days, you’ll be refunded based on the cover you haven’t used yet - however cancelling after 14 days will also result in a £35 cancellation fee.
If you’ve made a claim or a claim has been registered against you, you will not be entitled to a refund.
Yes, while landlord insurance isn’t a legal requirement it can save you significant sums of money should something go wrong with your property, as repair works can often be quite expensive.
All our insurance providers are authorised and regulated by the Financial Conduct Authority (FCA).
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Such as the address, date of purchase, when it was built, and if it's commercial or residential.
Their employment status and which background checks you perform.
You can choose different amounts depending on your circumstances and risk-tolerance.
If you want any optional extras with your insurance, such as contents cover.
Basic details of your existing policy, including any previous claims history.
MoneySuperMarket has won the Feefo Platinum Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class customer experience.
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Our comparison service is, and will always be, free to use.
One of the best ways to get the lowest prices and best deals is to compare quotes from different companies. We do the work for you, comparing quotes side-by-side and giving you all the information you need so you can choose the right deal for your needs and your wallet.
We don’t give recommendations or financial advice, but we give you clear information so you can choose financial products that suit your circumstances.
No, not every company can be included in our service. This is because some companies don’t want their products included on comparison sites, and some decide that they would rather not pay a fee. There are also a few smaller providers who can struggle to cope with the volume of customers that can find their products if they appear on MoneySuperMarket.
Our goal is to search deals from as wide a range of companies as possible so that you can choose the deal that suits you.
No, at this time landlord insurance is not an eligible product for unlocking our SuperSaveClub rewards. It is also not included in our Price Promise.
Defaqto is an leading independent reviewer of financial products. Three stars is for 'A standard product providing an average level of features and benefits'.
Individual insurance products from Zurich will have different ratings.
Data from the Defaqto website. Data from March 2025.
According to Simply Business data, 10% of customers paid £157.32 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £237.53 or less annually for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £190.87 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 51% of customers paid £288.43 or less annually for a Landlords buildings & properties owners' liability & contents insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
According to Simply Business data, 10% of customers paid £13.11 or less monthly for a Landlords Buildings & Properties Owners' Liability insurance policy. Figure based on annual quotes purchased between 1st Apr - 30th Jun 2025. The price is for up to £5 million of Properties Owners' Liability insurance and excludes the extra costs for paying monthly
YouGov Survey 1st October 2023 to 30th September 2024. Net recommended score derived from “Which of the following online service website would you recommend to a friend or colleague, or tell them to avoid?” Base: Current Customers of (MoneySuperMarket n=19272, CompareTheMarket n=17631, Go.Compare n=10457, Confused.com n= 8421, Uswitch n=681)