Barclays

Barclays current accounts

Barclays is one of the best-known names in banking. It offers several current accounts, ranging from straightforward accounts with no monthly fee, to packaged accounts which come with added extras in return for a monthly charge, and premier banking services for high earners. Many of these accounts offer overdrafts if you go into the red regularly, with the packaged and premier accounts offering interest-free overdrafts up to various limits.

Compare Barclays current accounts - Ordered by interest rate (AER)

 

Barclays Barclays

Bank Account with Blue Rewards

Overdraft rate (EAR)

Interest rate (AER)

on balances between and

on balances up to

Customer service rating

Great (45%) Ok (37%) Poor (18%)

Customer service ratings provided by users of

  • Overdraft Facility
  • Mobile App
  • Direct Debits
  • Standing Orders
Great for:
  • Get £7 every month for banking with Barclays (£3.50 for each Direct Debit payment). Subject to eligibility
  • Get extra cash rewards on selected products. Subject to eligibility
  • Earn and enhanced rate of cashback with over 150 retailers and Expedia when shopping through Barclays
But be aware that:
  • You must be at least 18 years old to open this account
  • You'll have to pay a £3 monthly fee
  • You'll need to pay in at least £800 a month in 'new' money, such as salary or pension (as opposed to interest or one-off payments from other Barclays accounts)

Overdraft rate (EAR)

Interest rate (AER)

on balances between and

on balances up to

Customer service rating

Great (45%) Ok (37%) Poor (18%)

Customer service ratings provided by users of

  • Overdraft Facility
  • Mobile App
  • Direct Debits
  • Standing Orders
Great for:
  • You can apply for an overdraft of up to £5,000, subject to status
  • You can choose to add some extras to your account, like insurance or breakdown cover. Fees apply
But be aware that:
  • You must be at least 18 years old to open this account
  • If you go over your £200 fee-free overdraft limit, you'll have to pay daily fees on the whole balance of your arranged overdraft

 

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Current accounts. Trust us to explain them simply

Barclays Current Accounts Guide

Barclays Bank is one of the UK's most recognisable high street banking chains, offering a wide range of personal, business and commercial banking to its customers. 

The bank has over 1700 UK high street branches (including former Woolwich branches) and millions of people have at least one banking product with Barclays, be it a current account, savings account, mortgage, loan or credit card.

Barclays’ standard current account, the Barclays Bank Account, comes with a Visa Debit card, and offers customers an overdraft facility. Customers are charged a daily fee for using the overdraft facility. You can also register for telephone and online banking with this account. You can also access your account through Mobile Banking and get text alerts about your account sent to your mobile.

If it is a packaged account you are after, which offers additional benefits, you can add extra features to the standard Bank Account for a monthly fee. You can pick the features you want to add to the account, prices start from £6 per month.

Barclays also offers student and graduate accounts, young persons’ accounts and currency accounts.