How good is Post Office car insurance?
Trustpilot rating
2.5 out of 5 ^
Trustpilot is a leading customer review site.
Key benefits:
✔ 3-year guarantee on approved repairs
✔ 24/7 claims line
✔ Uninsured driver promise
Defaqto rating (car insurance)
⭐⭐⭐⭐⭐ ^
Defaqto is an leading independent reviewer of financial products.
Key inclusions:
✔ Windscreen cover
✔ Emergency transport and accommodation
✔ Child car seat cover
✔ Courtesy car cover
✔ Driving abroad
How much do Post Office car insurance policies cost?
These are the average prices of Post Office car insurance policies across all drivers.
How much you personally pay will be influenced by your age, location, driving history and other factors.
Fully Comprehensive
£400^
Third Party Fire and Theft
£484^
Fully Comprehensive policy | Average price |
|---|---|
Post Office | £400^ |
Post Office Premier | £295^ |
Third party, fire and theft policy | Average price |
|---|---|
Post Office | £484^ |
Post Office Premier | £296^ |
Example car insurance quote for Post Office
What types of car insurance can I get with Post Office?
Post Office splits its policies into two categories: under 50s car insurance and over 50s car insurance.
For both policies you can get all three types of car insurance cover:
What extras can I add to my Post Office car insurance policy?
There may be limitations, conditions and restrictions to the below. Your policy documents will have full information.
-
Motor legal protection
-
Courtesy car
-
Key cover
How do I cancel my Post Office car insurance?
🚩 You will not get any money refunded if you have already made a claim on your car insurance
You must telephone Post Office to cancel your car insurance - you cannot do it online.
The number is 0345 073 1002
I'm coming up for renewal
You can tell Post Office at any point up until your renewal date that you do not wish to renew your policy. There is no charge for not renewing.
I've just taken out a policy
If you cancel your Post Office car insurance before your policy starts or within the first 14 days of your policy starting you will be entitled to a refund of any premiums you paid.
However, Post Office are likely to charge you an admin fee and they also have the right to charge you for any days you were covered. These charges will be taken out of your refund.
If you wish to cancel your policy at any time later than 14 days after it started, you may be entitled to a pro-rated refund of your premium. You will probably be charged an admin fee, which will be taken out of your refund.
My policy has auto-renewed
If you cancel your Post Office car insurance within the first 14 days of your policy auto-renewing you will be entitled to a refund of any premiums you paid.
However, Post Office are likely to charge you an admin fee and they also have the right to charge you for any days you were covered. These charges will be taken out of your refund.
If you wish to cancel your policy at any time later than 14 days after it auto-renewed, you may be entitled to a pro-rated refund of your premium. You will probably be charged an admin fee.
How do I contact Post Office?
Claims lines are open 24/7
Other lines: 8am to 8pm Monday to Friday, 9am to 5pm on Saturdays and 10am to 4pm on Sundays.
Frequently Asked Questions
Who underwrites Post Office insurance?
Post Office car insurance is arranged and administered by BISL Limited.
Can I add other drivers to my Post Office policy?
Yes, you can add named drivers to your car insurance but you won’t get a no-claims discount for other drivers on your policy.
Can I pay for my Post Office car insurance in monthly instalments?
Yes, you can pay for your Post Office car insurance in monthly instalments.
Reviewed on 22 Dec 2025
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of comprehensive car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Based on the median annual price of third party, fire & theft car insurance policies sold through MoneySuperMarket in October 2025.
Trustpilot is a leading customer review site. Neither Post Office Money nor MoneySuperMarket has any influence over the rating given.
Average score from customers reviewing Post Office Money on Trustpilot. Data sourced March 2025.
Defaqto is an leading independent reviewer of financial products. Five stars is for 'an excellent product with a comprehensive range of features and benefits'.
Individual car insurance products from Post Office Money can have different ratings.
Data from the Defaqto website. Data from March 2025.