Land Rover car insurance
Find cheap car insurance for your Land Rover when you compare quotes with MoneySuperMarket.
Smart Car insurance
Compare car insurance prices for your Smart car and find a cheaper deal
About Smart?
SMART is a German car manufacturer that specialises in so-called microcars designed for zipping around the city and slotting into tiny parking spaces. A division of Daimler AG, SMART was founded in 1994, making it one of the youngest car companies in operation.
How can I get cheaper car insurance?
You can often reduce the cost of insuring your Smart car by adjusting your policy, your payment method and how you use and store your car.
Increase your excess
Raising your voluntary excess can lower your premium. Make sure the total excess is still affordable if you need to make a claim.
Buy your insurance around 20 days before you need it
Our research shows drivers often see the best prices when they compare quotes around 20 days before their policy starts. Buying at this point could save you up to £231
Pay annually instead of monthly
Insuring your Smart car in one annual payment is usually cheaper than paying monthly. Annual cover can cost up to 12.60%
Keep a clean driving record
Speeding offences, convictions and endorsements can increase the cost of car insurance. Driving carefully and legally helps keep premiums lower.
Remove extras you do not need
Optional add-ons, such as breakdown cover or legal expenses, can increase your price. Removing cover you already have elsewhere can reduce the cost.
Build up your no-claims bonus
The longer you go without making a claim, the bigger your no-claims bonus becomes. This can significantly reduce the cost of insuring your Smart car.
Park your Smart car off-road
Parking in a locked garage or secure car park can reduce the risk of theft or damage and may lower your insurance premium.
Add an experienced named driver
If you are a younger or less experienced driver, adding a more experienced named driver can sometimes reduce your premium. The main driver must still be the person who uses the car most.
What type of insurance do I need for a Smart car?
Most drivers choose fully comprehensive cover, as it offers the broadest protection and is often good value.
When choosing insurance for your Smart car, you can pick from three main levels of cover:
Fully comprehensive
This is the highest level of cover. It protects your car, as well as other vehicles, people and property, if you’re involved in a claim. It usually also includes fire and theft cover.Third party, fire and theft
This covers damage you cause to other cars or property and protects your car if it’s stolen or damaged by fire. It does not cover repairs to your own car following an accident.Third party only
This is the minimum legal requirement. It only covers damage you cause to others and does not protect your car against damage, fire or theft.
Fully comprehensive policies can sometimes be cheaper than lower levels of cover. Insurers often see drivers who choose this option as lower risk, although prices can still vary depending on the model and how the car is used.
Where can I get insurance for my Smart car?
You can compare insurance for your Smart car using MoneySuperMarket’s car insurance comparison tool.
Just enter a few details about you and your car, and we’ll show quotes from a range of trusted UK insurers in one place. This makes it easier to compare prices, cover levels and extras, so you can choose a policy that suits how you drive and what you want to pay.
What do I need to get accurate car insurance quotes?
Your car registration number and driving licence number
Any no-claims bonus you’ve accrued
When you bought the car and any modifications made
Your expected annual mileage
Whether you’ll use the car for social, commuting, or business purposes
Note: you can still get a quote if you don't know the registration yet
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Reviewed on 29 Jan 2026 by
Based on MoneySuperMarket quoted policies for annual car insurance, between July 25th 2024 and October 23rd 2024
Based on Car Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for comprehensive covertype.
Based on Car Insurance enquiries on MoneySuperMarket between 2025-01-01 and 2025-04-01 where the quote was for comprehensive covertype.
