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Ford Fiesta car insurance

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Why drive a Ford Fiesta?

The Ford Fiesta is one of the most popular and best-selling cars in the UK, first launched in 1976 and still going strong to this day. They have a reputation for being affordable and easy to run, and they come in number of variants, from the Zetec to the Style and the Titanium.

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How much does it cost to insure a Ford Fiesta?

The premiums you’ll pay to insure your Ford Fiesta will depend on a number of factors, including the insurance group it’s in. Cars in lower insurance groups are generally cheaper to insure – insurance providers take into account the car’s performance, its rarity and overall cost among other factors to decide which group a car is in.

  • 1

    Three most popular models²

    1. Zetec - £745 /year to insure

    2. Zetec Climate - £781 /year to insure

    3. Titanium - £651 /year to insure

  • 2

    Three most expensive models²

    1. Zetec S TDCI - £1,299  /year to insure

    2. ST - £1,157/year to insure

    3. ST 2 - £1,085/year to insure

  • 3

    Three least expensive models²

    1. Titanium X (123) - £398 /year to insure

    2. Titanium (123) - £425 /year to insure

    3. Zetec Eco-Boost - £452 /year to insure

What insurance group is my Ford Fiesta in?

Insurers sort cars into categories, or ‘groups’, based on a range of factors, including their cost, performance and availability of parts. Check the table below to see how your Ford Ka compares. Or use our handy tool to find out which car insurance group your car is in.

What affects the cost of my Ford Fiesta insurance?

Insurance providers consider a range of factors to essentially determine how much of a claim risk you are. This includes the following:

  • Your age

    Younger drivers generally pay more for car insurance as their inexperience makes them more likely to be involved in an incident

  • Your location

    Some areas in the UK see higher car theft or vandalism rates, so people living there generally pay more for car insurance

  • Your occupation

    Certain jobs may make you more likely to have to claim on your car insurance policy, as such you'll likely pay more in premiums

  • Your driving and claims history

    If you have a history of driving convictions or car insurance claims, insurers see you as a high risk of having to claim again

  • Storage and safety

    Storing your car in a garage or carport, or on a driveway, is likely to make your premiums cheaper than keeping it on the road – especially at night

Who drives a Ford Fiesta?

It will come as no surprise that Ford Fiestas are most common with drivers under 25 years old – in fact, over 40% of those looking to insure a Ford Fiesta with MoneySuperMarket were aged 17 to 24.

These models are also most popular in the north-west and London, with just under 30% of people looking for a quote living in those two regions2.

Average car insurance premiums by age and policy type

2Based on fully comprehensive car insurance policies with one driver holding a full UK licence. Data collected between September 2020 and March 2021, accurate as of May 2021.

What cover do I need for my Ford Fiesta?

Car insurance policies come in three basic types, each offering a different level of cover:

  • Fully comprehensive

    A fully comprehensive policy offer the most complete protection for your vehicle, including all of the above as well as providing additional cover for your own vehicle 

    £675 on average2

  • Third-party, fire and theft

    Third-party, fire and theft offers cover for your car if it’s stolen or damaged as a result of a fire, as well as damage to other people, their vehicles and their property

    £1,063 on average2

  • Third-party only

    Third-party car insurance is the legal minimum level of cover you need to drive on UK roads. It only provides cover for damage you do to another person, their car or their property

    £1,588 on average2

How to cut the cost of Ford Fiesta car insurance

You may be able to reduce your car insurance premiums by doing the following:

  • 1

    Add an experienced driver

    If you're a young driver you can benefit from adding a more experienced person to your policy, such as a parent or guardian. It shows you won’t be solely responsible for the vehicle

  • 2

    Build a no-claims bonus

    If you can avoid making small or frivolous claims by paying for minor repairs yourself – but still informing your insurer of the damage – it can help you build a no-claims bonus that’ll earn you lower premiums in the future 

  • 3

    Avoid features you don’t need

    Car insurance policies can come with a raft of extra features to bolster your cover – but if they aren’t included as standard they’ll usually cost extra, so consider adding only ones that you know you’ll need

  • 4

    Consider telematics

    Ford Fiestas are common choice for young drivers, who can also save money on their premiums by taking out telematics cover. This lets you earn discounts by demonstrating sensible driving habits

Where can I find Ford Fiesta car insurance?

Comparing car insurance quotes for your Ford Fiesta with MoneySuperMarket is a quick and easy way to find a good deal. Just tell us a little about yourself, your car and the cover you want, and we’ll look across the market for deals that meet your needs. 

You’ll be able to compare quotes by the overall annual and monthly cost, the cover you’ll get and the excess you need to pay to make a claim. Once you’ve found the deal you want, just click through to the provider to finalise your purchase.

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