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Craft Insurance

COMPARE Craft Insurance QUOTES

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Compare craft insurance quotes from UK insurers such as:

Shop across a variety of UK providers to find the right craft insurance for you

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What other types of insurance can I get for my business?

Get full protection for you and your business with essential Business insurance, such as:

  • Stock insurance

    Cover the cost of replacing or repairing lost or damaged stock 

  • Legal expenses insurance

    Your insurance will help you afford the cost of your business’s legal fee

  • Personal accident insurance

    This will provide you with compensation in case you have an accident. 

Do I need craft insurance to sell crafts?

It isn’t a legal requirement that you have insurance in order to run a craft stall or business. However, if you hire employees, it is required by UK law that you have employers’ liability insurance. This is to cover your employees if they have an accident at work.

Even if you’re not required to have insurance, the right insurance can offer valuable protection for both you and your business. Craft insurance doesn’t just cover brick and mortar business owners. Online retailers and crafters that work from home are covered as well. Whether you’re a soap maker, artist, or master craftsman, craft insurance can give you peace of mind.

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What does craft insurance cover?

With a range of insurance types to choose from, there are lots of different ways to protect yourself and your business when selling your craft.

  • Tick

    What it can cover

    • Legal fees

    • Accident or injury

    • Property damage

    • Loss of stock 

  • Cross

    What is not covered

    • Intentional damage or injury

    • Damage to your shop or place of work

    • Personal injuries while taking part in unlawful acts

    • Stock sold at market stalls and fairs 

How much does craft insurance cost?

The cost of craft insurance will depend on a number of factors:

  • 1

    Which insurance product you purchase

  • 2

    The amount of cover you choose

  • 3

    The excess you agree to

  • 4

    The number of employees you have employed

  • 5

    The product or service you sell (some come with greater risk than others) 

  • 6

    The value of any products or equipment you want to insure

Find great deals on craft insurance with MoneySuperMarket

  • Policies that suit your needs

    You tell us what you need, and we’ll use our large panel of providers to find deals that are tailored to you.

  • Fast and easy to use

     Just answer a few questions about you and your business and we’ll do the rest.

  • Accurate results

    What you see is what you get. Just a click and you can buy a great value policy today.

Compare craft insurance

Find fast, affordable protection for your small business when you compare craft insurance with MoneySuperMarket and our preferred partner SimplyBusiness. In only a few minutes we can show you accurate policy prices from some of the top UK providers for you to choose from.

  • Tell us about your craft

    Answer a few questions about your business and we will find policies tailored to your needs

  • Compare craft insurance

    You can compare policies by cost, cover, and extra cover to get the best value

  • Find what’s right for you

    Finalise your policy purchase in minutes. Just click through to the provider and get cover fast.

For most craft insurance products, you do not need to be a registered business before applying for a policy. Providers will ask for details about your business but won’t typically ask for your CRN (company registration number). 

While it’s important to make your business official and have your paperwork in order, you can easily register your business or yourself as a sole trader and apply for insurance at the same time. 

Yes, you can. Craft insurance doesn’t just cover brick and mortar businesses. Whether you’re an online retailer, working from home, or taking your crafts on the road, you can still benefit from craft insurance.

Standard stock insurance does not typically cover your stock when selling at a fair or market. Usually, policies will protect your stock while stored at your place of business.

To protect your crafts when you sell them at stalls and events, you may need to purchase additional cover. Check your policy documents to check whether your products are protected. 

There is no UK law requiring market traders and stallholders to have insurance. However, some market and fair organisers may require their traders to have public liability insurance to set up a stall at an event. 

Even if you don’t consider yourself a business, when you set up a stall you are technically operating as one. That means you can be held liable for any damages or injuries caused by you or your products at these events. If you often sell your products at craft fairs, this may be a valuable insurance to consider.

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You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.