Public liability insurance
Cover claims for accidental injury or damage caused by your business.
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Shop across a variety of UK providers to find the right craft insurance for you
Get full protection for you and your business with essential Business insurance, such as:
Cover claims for accidental injury or damage caused by your business.
If you have hired employees or intend to in future, employers insurance is a legal requirement in the UK.
Cover the cost of replacing or repairing lost or damaged stock
Your insurance will help you afford the cost of your business’s legal fee
This will provide you with compensation in case you have an accident.
It isn’t a legal requirement that you have insurance in order to run a craft stall or business. However, if you hire employees, it is required by UK law that you have employers’ liability insurance. This is to cover your employees if they have an accident at work.
Even if you’re not required to have insurance, the right insurance can offer valuable protection for both you and your business. Craft insurance doesn’t just cover brick and mortar business owners. Online retailers and crafters that work from home are covered as well. Whether you’re a soap maker, artist, or master craftsman, craft insurance can give you peace of mind.
With a range of insurance types to choose from, there are lots of different ways to protect yourself and your business when selling your craft.
Legal fees
Accident or injury
Property damage
Loss of stock
Intentional damage or injury
Damage to your shop or place of work
Personal injuries while taking part in unlawful acts
Stock sold at market stalls and fairs
The cost of craft insurance will depend on a number of factors:
You tell us what you need, and we’ll use our large panel of providers to find deals that are tailored to you.
Just answer a few questions about you and your business and we’ll do the rest.
What you see is what you get. Just a click and you can buy a great value policy today.
Find fast, affordable protection for your small business when you compare craft insurance with MoneySuperMarket and our preferred partner SimplyBusiness. In only a few minutes we can show you accurate policy prices from some of the top UK providers for you to choose from.
Answer a few questions about your business and we will find policies tailored to your needs
You can compare policies by cost, cover, and extra cover to get the best value
Finalise your policy purchase in minutes. Just click through to the provider and get cover fast.
For most craft insurance products, you do not need to be a registered business before applying for a policy. Providers will ask for details about your business but won’t typically ask for your CRN (company registration number).
While it’s important to make your business official and have your paperwork in order, you can easily register your business or yourself as a sole trader and apply for insurance at the same time.
Yes, you can. Craft insurance doesn’t just cover brick and mortar businesses. Whether you’re an online retailer, working from home, or taking your crafts on the road, you can still benefit from craft insurance.
Standard stock insurance does not typically cover your stock when selling at a fair or market. Usually, policies will protect your stock while stored at your place of business.
To protect your crafts when you sell them at stalls and events, you may need to purchase additional cover. Check your policy documents to check whether your products are protected.
There is no UK law requiring market traders and stallholders to have insurance. However, some market and fair organisers may require their traders to have public liability insurance to set up a stall at an event.
Even if you don’t consider yourself a business, when you set up a stall you are technically operating as one. That means you can be held liable for any damages or injuries caused by you or your products at these events. If you often sell your products at craft fairs, this may be a valuable insurance to consider.
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