The importance of kitten insurance
It is during the first eight to ten weeks of a kitten's life when they get used to the things around them. What happens to them during this so-called "socialisation period" could impact on how they act as a fully grown cat. So as their curiosity gets the better of them, it could lead them into all sorts of trouble and with the right kitten insurance deal at your side, you never need worry about the costs you may incur.
With rising veterinary costs, without kitten insurance you could be left to cover the costs yourself, leaving a huge dent in your finances. Kitten insurance will not only cover their health and wellbeing but it can also cover advertising and rewards if they were to go missing as they get used to their new surroundings. At such an early age kittens can be vulnerable to accidents and diseases, so use our list of insurers above to compare kitten insurance quotes to cover the unexpected.
Common kitten insurance exclusions
A kitten insurance policy can include a number of features beneficial to both you and your newborn kitten. However when it comes to kittens there can be some important exclusions that you will need to consider.
If your kitten is under eight weeks old, some insurers may not insure it until it has passed this age. Any pre-existing medical conditions or hereditary conditions will not be covered by an insurer and regular check-ups and medication for worming and fleas will not be covered. Finding a cheap kitten insurance quote may be your priority, but always be careful to read the terms and conditions of any policy and make sure you are aware of both what the policy includes and what it excludes.
How kitten insurance can save you money
As with many other insurance products, kitten insurance requires you to set an excess payment on the policy. This is the amount you will pay towards a claim. In some cases the higher the excess, the lower the annual premium may be, but this can sometimes prove to be a false economy, if you cannot afford the excess payment in the event of making a claim.
Minor treatments to your kitten may only cost in the region of around £50, so if the excess was £40 it may not be worth making a claim as this could make the following year's premium more expensive. In the unfortunate event that your kitten contracts a disease such as liver failure or develops a heart problem, the cost of ongoing treatment and operations could run into the thousands. This is where kitten insurance can quite literally prove to be a life saver.
A guide to kitten insurance
Your kitten will need lots of care and attention especially at such a vulnerable age. With our pet insurance guide to help you, finding the best kitten insurance quote for you and your kitten is just around the corner.
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