Individual Health Insurance

To avoid long NHS waiting times for appointments and treatments many individuals opt to take an individual health insurance policy.

Individual health insurance offers additional peace of mind that should you become ill or injured you will be able to get care promptly and conveniently.

Speak to our individual health insurance experts

To find the right policy for you, speak to an expert

  • Let our advisors search the market
  • Speak to FSA regulated advisors
  • Find the right policy for youRead our guide
Our directory of individual health insurance providers
Big name companies including health-on-line, WPA and more
Go to Active Quote

Quotes from Bupa, Aviva, Prudential, AXA-PPP, WPA, Simply Heatlh, National Friendly & all other UK Insurers. Active Quote offer the only all of market health comparison in the UK and you can easily compare prices & cover for up to 75 quotes. You can buy online or get free advice from their health experts in the UK. Prices from £10 a month with 72% discount for individuals & lowest price promise.

Go to Active Quote
Go to health-on-line

Fast and competitive quotes, an easy and simple application process and a product you tailor to meet your needs and budget. Health-on-Line are passionate about providing health insurance with a first class personal service and policies underwritten by AXA PPP healthcare. Speak to an experienced and friendly member of the team now on 01202 544486 and experience health insurance the easy way!

Go to health-on-line
Go to Saga

Saga has been providing health insurance to people aged 50+ for nearly 25 years. They offer a comprehensive range of plans to suit most needs and budgets. They are also offering the first 3 months of cover free when you pay by monthly Direct Debit. Get a quotation online within minutes to see how competitive their prices are.

Go to Saga
Go to PMI Partners

Bupa, AXA, Aviva,  CS Healthcare, WPA,  PRU Health,  Simply Health,  Health-on-Line, General & Medical and many more. One call compares them all - for FREE. Get help and guidance from their independent advisors with levels of cover, medical conditions, excesses, previous claims and all matters relating to medical insurance. Call their Helpline now on 0800 298 4115.

Go to PMI Partners
Go to WPA

WPA don't penalise you with higher premiums if you claim and importantly provides you with the freedom to choose the hospital and specialist of your choice. WPA has over 110 years not-for-profit heritage offering a wide range of innovative health plans with extra savings for the self-employed and members of the professions. Special '2012' offer: 20% discount in your first year and 12% the following year. Buy online or call Freephone 0800 197 8125.

Go to WPA
Go to Simply Health

Flexible, value for money private health insurance from award winning Simplyhealth.  Prices from £6.24 per month, plus one months' free cover when you join. Simplyhealth, has nearly 140 years experience, helping 2 million people. Individuals and families can receive some of the best medical treatment in the event of an illness. Get an online quote and join today or call 0800 980 6243. T&C's apply and calls may be monitored and/or recorded.

Go to Simply Health
Go to AXA

With 70 years experience & over 2 million members, you can rest assured, you'll benefit from their health cover expertise and the support of the world's largest insurer. With a wide range of plans to meet yours and your family's needs, now's a great time to join. T&C's apply. Call 0800 0855852. Calls may be monitored and/or recorded.

Go to AXA

This policy generally meets the needs of someone wishing to insure against medical expenses

Why take out individual health insurance?


Becoming ill is stressful enough without having to worry about lengthy NHS queues for treatment. Private medical insurance can give peace of mind to individuals that they won't have to wait for the procedures or care they might need as the cost of private treatment will be covered.

Different types of cover


Policies for individuals needn't be expensive, and you can choose the level of cover you require.
Some plans only cover treatment while you are in hospital, while others will also provide outpatient help.  With most private medical insurance policies, individuals pay a monthly premium and the policy will then pay out, up to specified cover limits, for any treatment you might need.
There are also health cash plans. These will contribute towards your routine healthcare costs and work by paying out a cash sum whenever you visit a dentist or other medical practitioner, such as a chiropodist or optician, which you can spend on what you want.

What else you should know


Premiums on medical insurance policies tend to get higher the older you are.
Many policies charge an excess - the portion of any insurance policy you must pay yourself. For those looking for more comprehensive cover, but who still want to keep costs down, one option is to choose a medical insurance policy which offers a wider range of benefits but which enables you to select a higher excess.

Important Information


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Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited, which is authorised and regulated by the Financial Services Authority (FSA FRN 303190). Moneysupermarket.com Financial Group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ. Telephone 0845 3455708.