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Compare charity credit cards

You can give money to your favourite charity or organisation without even noticing it with a charity credit card. Moneysupermarket.com, offers a wider choice of credit card deals than any other comparison site, helping you identify the best card for your needs.

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results for charity cards

Card	Balance Transfer		Purchase Rate & Duration	Typical APR (Variable)	Price for Risk Our 'Price for Risk' logo indicates that the credit card will assess your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted	Contribution
Card	Rate	Duration & Fee	Purchase Rate & Duration	Typical APR (Variable)		Contribution
Cancer Research UK Charity Card	0%	9 months 3%	0% 9 months	16.9%	Yes	On first use: £20 Percentage Use:0.25%	Cancer Research UK Charity Card 0% on Balance transfers for 9 months (BT fee 3%) 0% on Purchases for 9 months 16.9% Typical APR (Variable) 24% on Cash advances No annual fee 18 years Minimum age
Cancer Research UK Charity Card	Our expert says: "Your everyday spending on this credit card could help save lives by funding work and research into the prevention and treatment of cancer. A £20 donation is made when you first use your card and they donate 0.25% of every purchase you make"
NSPCC Charity Card	0%	9 months 3%	0% 9 months	16.9%	Yes	On first use: £20 Percentage Use:0.25%	NSPCC Charity Card 0% on Balance transfers for 9 months (BT fee 3%) 0% on Purchases for 9 months 16.9% Typical APR (Variable) 24% on Cash advances No annual fee 18 years Minimum age
NSPCC Charity Card	Our expert says: "Make a real difference to the children who desperately need your help every time you shop on this credit card. A £20 donation is made when you first use your card and then 25p is donated for every £100 you spend thereafter"
WWF	0%	12 months 3%	0% 3 months	15.9%	No	On first use: £6 Percentage Use:0.4% £2 per year	WWF 0% on Balance transfers for 12 months (BT fee 3%) 0% on Purchases for 3 months 15.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age
WWF	Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000 "
Breakthrough Breast Cancer	0%	12 months 3%	0% 3 months	15.9%	No	On first use: £5 Percentage Use:0.25% £2 per year	Breakthrough Breast Cancer 0% on Balance transfers for 12 months (BT fee 3%) 0% on Purchases for 3 months 15.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age
Breakthrough Breast Cancer	Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000 "
RSPCA	0%	12 months 3%	0% 3 months	15.9%	No	On first use: £20 Percentage Use:0.25%	RSPCA 0% on Balance transfers for 12 months (BT fee 3%) 0% on Purchases for 3 months 15.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age
RSPCA	Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000 "
Dogs Trust	0%	12 months 3%	0% 3 months	15.9%	No	On first use: £4 Percentage Use:0.25%	Dogs Trust 0% on Balance transfers for 12 months (BT fee 3%) 0% on Purchases for 3 months 15.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age
Dogs Trust	Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000 "
British Heart Foundation Platinum	0%	12 months 3%	0% 3 months	15.9%	No	On first use: £50 Percentage Use:0.35%	British Heart Foundation Platinum 0% on Balance transfers for 12 months (BT fee 3%) 0% on Purchases for 3 months 15.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age
British Heart Foundation Platinum	Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000 "
UNICEF Platinum	0%	12 months 3%	0% 3 months	15.9%	No	On first use: £20 Percentage Use:0.25%	UNICEF Platinum 0% on Balance transfers for 12 months (BT fee 3%) 0% on Purchases for 3 months 15.9% Typical APR (Variable) 27.9% on Cash advances No annual fee 18 years Minimum age
UNICEF Platinum	Our expert says: "0% period on balance transfer applies when made in the first 90 days + You must be over the age of 23 + You must be a UK resident with an income over £20,000 "

Everything you need to know about charity credit cards

What is a charity credit card?

Charity credit cards make a percentage donation to the charity of your choice every time you use your plastic.
Most of the cards require an initial payment, which is also donated to the charity concerned. Charities with donation credit cards include The Children's Society and the Royal Society for the Protection of Birds.

Benefits

One of the best things about charity credit cards is that they enable you to donate money regularly while spending - at no cost to you.

It does not cost you anything to donate this way because the charity donations are given in the same way as the benefits offered with rewards credit cards - a certain amount is given to your favourite cause for every pound spent on your card.

Negatives

As with reward and cashback cards, the interest rates on charity cards can often be punishing. The majority charge interest at double digit rates, so it is only worth taking out a charity card if you are going to pay off your balance in full each and every month.

Some critics also claim that the donations made through charity cards are too low.

Alternatives

If you are disciplined, and are keen for your favourite charity to get the best possible returns from your spending, then taking out a cashback card and donating the money you receive back over time is probably a better way to offer your support. See our Cashback credit cards guide for more details of the best deals.

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