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CoverForYou travel insurance

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How good is CoverForYou travel insurance?

CoverForYou Logo

Founded in 2012, CoverForYou is a specialist online travel insurance provider owned by Worldwide Internet Insurance Services Limited. It covers a wide range of pre-existing medical conditions and provides 24-hour emergency assistance should you need urgent help while you’re away.

Over the years, CoverForYou has won several accolades, including Best Claims Service at the Moneyfacts Consumer Awards 2020 and Best Travel Insurance Provider 2022 at Forbes Advisor. These prizes recognise the strength and professionalism of its customer service and claims team.

There’s also a handy CoverForYou app that holds your policy details, offering useful services such as hospital locations, medical translator, Foreign and Commonwealth (FCO) guidance, and jet-lag calculator.


What types of travel insurance can I get with CoverForYou?

If you're just going to Europe you can get European travel insurance. Otherwise, you'll need worldwide cover.

  • Icon of plane

    Single-trip insurance

    Best for a one-off holiday of less than 30 days. You can visit more than one country, as long as you don't return home in-between.

  • Icon of backpack

    Backpackers insurance

    If you're away for over 30 days, this offers extended cover for longer trips and for multiple countries.

🚩 Travel insurance policies will often exclude the USA, Canada and the Caribbean unless you specifically select to include them.

What extras can I add to my CoverForYou travel insurance?

There may be limitations, conditions and restrictions to the below. Your policy documents will have full information.

  • Winter sports

  • Backpacker insurance

  • Cruise cover

  • Golf cover

  • Business

  • Wedding

Example quote for CoverForYou travel insurance

provider logo

CoverForYou

  • Cost

    £46.25

  • Cancellation

    £3,000

  • Medical

    £15m


Great for

  • Baggage cover
  • Covid-related cover

But be aware that

  • Gadget cover optional
  • Not all activities covered

How do I contact CoverForYou?

  • Phone icon

    By Phone

    You can contact CoverForYou by Phone: 0203 137 8981

  • Icon family

    Opening hours

    Their opening hours are:

    • Monday to Friday: 9am–5pm

    • Saturday to Sunday: Closed

How do I make a claim with CoverForYou?

  • 2

    Provide evidence

    This could include:

    • Police reports

    • Doctors notes

    • Receipts for new bookings

  • 3

    Claim is accepted or rejected

    • If successful, either your costs are refunded or the insurer directly pays suppliers, such as hospitals

    • If you believe your insurance claim was unfairly rejected, you can appeal to the Financial Ombudsman Service

🚩 If you believe your insurance claim was unfairly rejected, you can appeal to the Financial Ombudsman Service.

Frequently Asked Questions

Group of friends with suitcases in airport

How does CoverForYou compare?

Depending on your plans, with CoverForYou, you can benefit from an extensive range of travel insurance.

If you are a sporadic traveller who goes on holiday once or twice a year, you may want to consider taking out single-trip cover. Alternatively, if you fly abroad on a regular basis, CoverForYou’s annual multi-trip cover might be the option to best satisfy your needs.

Here’s what you can expect from the following:

  • Single trip – CoverForYou’s single-trip cover is the perfect solution to stay protected on your beach holiday, city break, or honeymoon. Policies include cover for a number of different scenarios, such as cancellation costs, personal accidents, medical expenses, and baggage loss, theft, or damage.

  • Annual multi-trip cover – If you are planning to travel the world and fly abroad on a regular basis, the annual multi-trip cover may work out cheaper. It will provide you with all the benefits of a single-trip cover.

What extras does CoverForYou offer?

As well as offering more traditional, ‘standard’ policies, CoverForYou travel insurance allows customers to take out a wide range of useful extras. If you need additional cover, CoverForYou can provide you with the following:

  • Winter sportsIf you plan to go skiing or snowboarding on your holiday, winter sports cover could be the solution for you. This policy insures you for owned or hired equipment, ski packs, lift passes, piste closure due to avalanche or landslide, and physiotherapy treatment once back in the UK.

  • Backpacker insuranceIf you have a soft spot for adventure and adrenaline, CoverForYou’s backpacker insurance might be just what you need. It provides cover for over 100 sports and activities, as well as for out-of-area transit stops (up to 96 hours) and manual labour.

  • CruiseThis cruise-specific insurance protects travellers against unwanted mishaps that may occur during their cruise experience. These can range from medical expenses on the ship and confinement to the cabin for health reasons to unused excursions and missed ports due to bad weather.

  • GolfFor those planning a golf trip, this type of insurance may be useful to swing and putt with peace of mind. It can cover for lost, stolen, or damaged equipment, non-refundable golf fees, and liability issues when using golf buggies.

  • Business travelCoverForYou’s business travel insurance is a handy addition that covers for things such as business equipment, replacement of staff, and stolen or lost business money.

  • Weddings – This unique type of cover protects you and your partner against a range of unwanted mishaps when getting married abroad. These include cover for lost, stolen, or damaged rings and clothing, photos and recordings, and wedding gifts.


Compare travel insurance providers with MoneySuperMarket

MoneySuperMarket can help you find the travel insurance provider that offers the best type of cover for your plans and needs. We allow you to compare from a wide range of leading travel insurers in the UK – just pick the one that is the right fit.

Just tell us a bit about yourself and we’ll take care of the rest. Once you’ve identified your ideal travel insurance, visit the provider’s website to finalise your purchase.

Who underwrites CoverForYou travel insurance

CoverForYou insurance is underwritten by Inter Partner Assistance S.A which is authorised and regulated by the National Bank of Belgium, with a registered head office at Boulevard du Régent 7, 1000 Brussels, Belgium. Authorised by the Prudential Regulation Authority (firm reference number 202664). Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Inter Partner Assistance S.A. UK branch office address is 106-118 Station Road, Redhill, RH1 1PR, Inter Partner Assistance S.A. is part of the AXA Group

What other insurance does CoverForYou sell?

  • Single trip

  • Annual multi-trip

  • Backpacker insurance

  • Gadget Insurance

  • Car excess insurance

  • snowflake icon

    Winter Sports

Reviewed on 12 Dec 2025 by