Agree on contract length and conditions
You’ll have to agree on how long you want to pay for the car. You’ll also agree to certain conditions, such as annual mileage.
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Representative APR 12.9% (Fixed)
Choose from a range of car finance options
Our partner Motiv works with a wide range of providers, including the big car finance brands, to help you borrow the money you need
Car finance for automatic cars works in the same way as for manuals, allowing you to borrow money to fund your next vehicle and pay for it in instalments over a set period. You'll also generally be expected to pay some form of deposit upfront.
The most common types of car finance deals are hire purchase (HP) and personal contract purchase (PCP) agreement. It's up to you to choose the type of automatic car financing that suits your circumstances and your budget.
You can use car finance to fund the purchase of a used car or new car and you if you prefer you can also use car finance to lease a car for an agreed amount of time.
Financing a car breaks down into a few simple steps. Here's how it works...
You’ll have to agree on how long you want to pay for the car. You’ll also agree to certain conditions, such as annual mileage.
You’ll borrow money from the lender to cover the cost of the car. You will pay an initial deposit to begin with and then make regular payments.
Once the contract is over and depending on the type of car finance, you own the car, hand it back to the dealership or start a new car finance deal.
We’ve partnered with Motiv to bring you top car finance deals on automatic cars from across the UK market. Here's how easy it is to compare...
Comparing car finance with us is simple and speedy. Just answer a few questions and you can start comparing
We have a variety of car finance options available, from Hire Purchase, Personal Contract Purchase to a personal loan
Just tells us a bit about your finances and then we can show you car finance deals you’re likely to be approved for
Many people find automatic cars easier to drive than manual cars
Automatic cars can be more efficient than manual with gear selection
It’s possible to pass your driving test solely for an automatic if you don’t enjoy driving manuals
Some people simply prefer driving automatic cars
Whether you buy a new or used automatic car is really down to your personal preference, though it is likely to depend on your financial situation, personal circumstances and budget.
Whilst it may be nicer to get a new vehicle, they will be more expensive than a used model.
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Find the right automatic car finance option for you and see which rates you’ll be guaranteed to get
Decide which car finance option is right for you, from PCP or HP to taking out a personal loan
Just tell us a little about you, your finances and what you’re looking for
You’ll be able to sort car finance options by overall cost and the likelihood you’ll be accepted
Newer automatic cars can be more fuel efficient than manual cars, mainly due to the gear ratio and selection. However, this will depend on the vehicle and your driving style.
Yes, it is possible to get automatic car finance even if you have bad credit. But you may not qualify for the best rates.
No, it is possible to buy an automatic car with no deposit. This will depend on the lender, the car and your personal circumstances.
This will depend on the type of agreement you take out.
With a PCP deal:
You can make a final payment, known as a balloon payment, to keep the car at the end of the deal. Alternatively, you can start a new PCP contract on a new car or hand the keys back and walk away.
With an HP deal:
At the end of this fixed term you'll own the car outright without the need to make a large final payment (although you may be charged an administrative 'option to purchase' fee).
Lenders don’t tend to differentiate between automatic or manual cars, so you’ll pay the same interest rate regardless of which vehicle you choose. For that reason, it shouldn't be too difficult to come by cheap automatic cars - as long as you shop around.
Whether you need a petrol car, a hybrid, a hatchback or an SUV, there's a very good chance you'll be able to get one with automatic car finance.
Brands that offer cheap automatic cars typically include:
Citroen
Hyundai
Kia
Land Rover
Mazda
Mercedes Benz
Skoda
Vauxhall
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So how do we make our money? In a nutshell, when you use us to buy something, we get a reward from the company you’re buying from.
You might be wondering if we work with all the companies in the market, or if our commercial relationships with our partners might make us feature one company above another. We’ve got nothing to hide, and we want to give you clear answers when it comes to questions like these, so we’ve pulled together everything you need to know on this page.